Real Estate Investing in Oxford, Massachusetts (01537)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Worcester County • Population: 1,821 • Data updated: September 2026

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Should you buy in 01537 (Oxford, MA)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (61/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Oxford, MA (01537)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $420,677
Avg Monthly Rent $1,575
1% Rule ✗ Does Not Meet
Median Income $67,750
% Renters 26.6%

Market Analysis: 01537 Oxford

The 01537 ZIP covers a section of Oxford that demands careful diligence. Prices near $421K look accessible, but the work to make a deal cash flow is real.

Rent of $1,575/mo on a $421K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 01537 sits below the stated 0.0% once reality is priced in.

In practical terms, 01537 offers a low basis, the region around Oxford has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A sturdy renter share of 27% in 01537 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

Distressed ZIPs reward experience. healthy returns are possible in 01537, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Oxford:

C Below Average
Buy Confidence Score: 57/100
Affordability
5/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.2× the median income
Value Trend
Rising (+3.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,575/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Worcester, MA-CT Metro Area
Even conditions for buyers and sellers
34 days
Average time to sell
Average
10.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Worcester, MA-CT metro data

Market Trends

Home Value History (with trend line)

$442K$384K$327K$270K$212K$155KJul 2006Jul 2016Jul 2026

📊 How Does 01537 Compare?

Metric 01537 Oxford Worcester, MA-CT Massachusetts
Home Value $420,677 $430,841 N/A $645,115
5-Year CAGR 5.7% 5.9% N/A 7.0%
Avg Rent $1,575 $1,544 N/A -
Cap Rate 2.9% 2.8% - -
💡 Why Invest in 01537? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 01537 (Oxford, MA). Anonymous, moderated, never written by AI.

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Property managers serving Worcester County

Manage rentals here? List your business →

Ruane Property Management LLC offers commercial and residential property management services. summary from their website

Commercial
Unclaimed — is this your business? Claim it free

AP Services MA offers services to build, manage, and maintain properties. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.9%
Low
5yr Growth
+5.7%
Moderate

📊 Market Snapshot

Home Value $420,677
Monthly Rent $1,575
Price-to-Rent 22.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.5%
Cap Rate 2.9%
5-Year IRR 8.6%

📈 Home Appreciation

1-Year +3.4% ▲
3-Year CAGR +4.0% ▲
5-Year CAGR +5.7% ▲
10-Year CAGR +7.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.9%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+5.7%
Stable
Eviction process: Slow Rent control: Moderate

Demographics in 01537

Population: 1,821

💰 Median Household Income
$67,750
This area
$67,750
State
$107,356
USA
$74,580
🏠 Renter Occupied
26.6%
This area
26.6%
State
28.1%
USA
34.0%
💼 Unemployment Rate
0.1%
This area
0.1%
State
-8.0%
USA
3.7%
🎓 College Educated
32.8%
This area
32.8%
State
32.1%
USA
33.7%
👤 Median Age
35.5 years
This area
35.5 years
State
22.8 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
13.6%
USA
10.5%
👥 Population by Ethnicity
White 92.8%
Black/African American 4.2%
Other/Mixed 3.0%
Hispanic/Latino 2.9%
👶 Under 18
23.0%
This area
23.0%
USA
22.0%
👴 65 and Over
14.8%
This area
14.8%
USA
17.3%
📊 Poverty Rate
4.7%
This area
4.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

8 Nearby 482 Off-Campus Students
D
Technology Learning Center
24 students · 3.0 mi
D
Southern Worcester County Regional Vocational School District
39 students · 3.9 mi
B+
College of the Holy Cross
3,035 students · 6.8 mi
B
Clark University
4,124 students · 7.0 mi
C+
Worcester State University
5,611 students · 7.7 mi
C
Rob Roy Academy-Worcester
121 students · 8.3 mi
C
Nichols College
1,354 students · 8.4 mi
B
Worcester Polytechnic Institute
7,353 students · 8.9 mi

Frequently Asked Questions

Does Oxford, MA make sense for an investment property?

Oxford, MA reports an investability rating of 3.0/5, with median home values near $421K and average rents around $1,575/mo. That combination puts it in the durable tier for investor interest.

How much rent can I charge in Oxford, MA?

Average rent in Oxford, MA is approximately $1,575/mo per month. Against $421K home values that yields a reasonable rent-to-price ratio.

Is rental property easy to operate in Oxford, MA?

MA ranks as a tenant-protective state for landlord-tenant law. Oxford generally follows the statewide framework, so landlords face reasonable operating rules.

What is the best play in Oxford, MA?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Oxford, MA. The numbers - $421K homes against $1,575/mo rents - support that play.

What is the typical vacancy rate in Oxford, MA?

Expect elevated vacancy in Oxford, MA. Rents at $1,575/mo are absorbed by the tenant base without meaningful lag.

You know 01537 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 01537 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 01537 ranks in Worcester, MA-CT

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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