Real Estate Investing in Oxford, Massachusetts (01537)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 01537 (Oxford, MA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Oxford, MA (01537)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 01537 Oxford
The 01537 ZIP covers a section of Oxford that demands careful diligence. Prices near $421K look accessible, but the work to make a deal cash flow is real.
Rent of $1,575/mo on a $421K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 01537 sits below the stated 0.0% once reality is priced in.
In practical terms, 01537 offers a low basis, the region around Oxford has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
A sturdy renter share of 27% in 01537 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Distressed ZIPs reward experience. healthy returns are possible in 01537, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Oxford:
Market Trends
Home Value History (with trend line)
📊 How Does 01537 Compare?
| Metric | 01537 | Oxford | Worcester, MA-CT | Massachusetts |
|---|---|---|---|---|
| Home Value | $420,677 | $430,841 | N/A | $645,115 |
| 5-Year CAGR | 5.7% | 5.9% | N/A | 7.0% |
| Avg Rent | $1,575 | $1,544 | N/A | - |
| Cap Rate | 2.9% | 2.8% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 01537 (Oxford, MA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $420,677 |
| Monthly Rent | $1,575 |
| Price-to-Rent | 22.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.5% |
| Cap Rate | 2.9% |
| 5-Year IRR | 8.6% |
📈 Home Appreciation
| 1-Year | +3.4% ▲ |
| 3-Year CAGR | +4.0% ▲ |
| 5-Year CAGR | +5.7% ▲ |
| 10-Year CAGR | +7.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 01537
Population: 1,821
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
Does Oxford, MA make sense for an investment property?
Oxford, MA reports an investability rating of 3.0/5, with median home values near $421K and average rents around $1,575/mo. That combination puts it in the durable tier for investor interest.
How much rent can I charge in Oxford, MA?
Average rent in Oxford, MA is approximately $1,575/mo per month. Against $421K home values that yields a reasonable rent-to-price ratio.
Is rental property easy to operate in Oxford, MA?
MA ranks as a tenant-protective state for landlord-tenant law. Oxford generally follows the statewide framework, so landlords face reasonable operating rules.
What is the best play in Oxford, MA?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Oxford, MA. The numbers - $421K homes against $1,575/mo rents - support that play.
What is the typical vacancy rate in Oxford, MA?
Expect elevated vacancy in Oxford, MA. Rents at $1,575/mo are absorbed by the tenant base without meaningful lag.
You know 01537 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 01537 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 01537 ranks in Worcester, MA-CT
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