Modesto, CA Metro Area - Investment Guide
Metro Area • 17 Cities • 24 ZIP Codes
Avg Home Value
$494,658
Avg Monthly Rent
$1,850
Avg Cap Rate
2.99%
Avg Investability
2.8 ★
Cities
17
ZIP Codes
24
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Market Trends
Metro Home Value History
Metro Rent History
🏦 30-yr Fixed Rate:
7.28%
as of Oct 1
Source: Freddie Mac PMMS
⚖️
BALANCED MARKET
Modesto, CA Metro Area
Even conditions for buyers and sellers
39 days
Average time to sell
Average
8.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅
Market conditions data as of September 19, 2026 — updated weekly
Best ZIP codes in Modesto, CA
Every ZIP in the metro, ranked four ways. Free.
Cities in Modesto, CA
Ceres
California
1 ZIPs
Crows Landing
California
1 ZIPs
Denair
California
1 ZIPs
Empire
California
1 ZIPs
Farmington
California
1 ZIPs
Hickman
California
1 ZIPs
Hughson
California
1 ZIPs
Keyes
California
1 ZIPs
La Grange
California
1 ZIPs
Modesto
California
11 ZIPs
Newman
California
1 ZIPs
Oakdale
California
1 ZIPs
Patterson
California
1 ZIPs
Riverbank
California
1 ZIPs
Salida
California
1 ZIPs
Turlock
California
2 ZIPs
Waterford
California
1 ZIPs
Top ZIP Codes by Investability
| ZIP Code | City | State | Home Value | Rent | Cap Rate | Rating |
|---|---|---|---|---|---|---|
| 95351 | Modesto | CA | $381,131 | $1,703 | 3.48% | |
| 95307 | Ceres | CA | $447,596 | $1,985 | 3.46% | |
| 95358 | Modesto | CA | $426,112 | $1,620 | 2.97% | |
| 95367 | Riverbank | CA | $487,385 | $2,123 | 3.40% | |
| 95326 | Hughson | CA | $555,332 | $1,755 | 2.47% | |
| 95368 | Salida | CA | $491,118 | $2,775 | 4.41% | |
| 95354 | Modesto | CA | $400,198 | $1,768 | 3.45% | |
| 95360 | Newman | CA | $435,611 | $1,368 | 2.45% | |
| 95316 | Denair | CA | $543,242 | $1,413 | 2.03% | |
| 95361 | Oakdale | CA | $548,594 | $2,057 | 2.93% | |
| 95328 | Keyes | CA | $432,210 | $1,359 | 2.45% | |
| 95380 | Turlock | CA | $448,689 | $1,738 | 3.02% | |
| 95355 | Modesto | CA | $491,592 | $2,103 | 3.34% | |
| 95356 | Modesto | CA | $525,877 | $2,089 | 3.10% | |
| 95319 | Empire | CA | $352,542 | $1,269 | 2.81% | |
| 95363 | Patterson | CA | $507,722 | $2,597 | 3.99% | |
| 95382 | Turlock | CA | $514,834 | $2,444 | 3.70% | |
| 95350 | Modesto | CA | $428,691 | $1,967 | 3.58% | |
| 95386 | Waterford | CA | $431,304 | $1,557 | 2.82% | |
| 95357 | Modesto | CA | $509,273 | $2,079 | 3.18% | |
| 95367 | Riverbank | CA | $478,340 | $2,483 | 4.05% | |
| 95326 | Hughson | CA | $546,258 | $1,755 | 2.51% | |
| 95368 | Salida | CA | $488,629 | $2,775 | 4.43% | |
| 95351 | Modesto | CA | $380,970 | $1,623 | 3.32% | |
| 95307 | Ceres | CA | $456,948 | $1,884 | 3.22% | |
| 95358 | Modesto | CA | $435,492 | $1,620 | 2.90% | |
| 95360 | Newman | CA | $438,558 | $1,368 | 2.43% | |
| 95328 | Keyes | CA | $426,849 | $1,359 | 2.48% | |
| 95380 | Turlock | CA | $440,698 | $1,846 | 3.27% | |
| 95354 | Modesto | CA | $399,949 | $1,853 | 3.61% | |
| 95355 | Modesto | CA | $491,729 | $2,131 | 3.38% | |
| 95361 | Oakdale | CA | $559,642 | $1,874 | 2.61% | |
| 95329 | La Grange | CA | $385,151 | $1,611 | 3.26% | |
| 95382 | Turlock | CA | $508,347 | $2,292 | 3.52% | |
| 95230 | Farmington | CA | $694,459 | $2,187 | 2.46% | |
| 95356 | Modesto | CA | $524,010 | $2,130 | 3.17% | |
| 95319 | Empire | CA | $363,777 | $1,269 | 2.72% | |
| 95363 | Patterson | CA | $510,874 | $2,559 | 3.91% | |
| 95350 | Modesto | CA | $423,492 | $1,937 | 3.57% | |
| 95386 | Waterford | CA | $427,094 | $1,557 | 2.84% | |
| 95351 | Modesto | CA | $373,035 | $1,667 | 3.48% | |
| 95307 | Ceres | CA | $447,188 | $1,970 | 3.44% | |
| 95357 | Modesto | CA | $508,470 | $2,079 | 3.19% | |
| 95367 | Riverbank | CA | $486,240 | $2,483 | 3.98% | |
| 95326 | Hughson | CA | $555,530 | $1,755 | 2.46% | |
| 95368 | Salida | CA | $492,376 | $2,775 | 4.40% | |
| 95354 | Modesto | CA | $391,361 | $1,779 | 3.55% | |
| 95358 | Modesto | CA | $434,445 | $2,350 | 4.22% | |
| 95316 | Denair | CA | $542,493 | $1,413 | 2.03% | |
| 95360 | Newman | CA | $438,260 | $1,368 | 2.43% |
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About Modesto, CA Real Estate Market
The Modesto, CA metropolitan statistical area (MSA) encompasses 17 cities and 24 ZIP codes. The average home value across the metro is $494,658, with an average monthly rent of $1,850. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.