Real Estate Investing in Denair, California (95316)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Stanislaus County • Population: 7,594 • Data updated: September 2026

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Should you buy in 95316 (Denair, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (47/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 32.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Denair, CA (95316)?

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2.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $555,593
Avg Monthly Rent $1,413
1% Rule ✗ Does Not Meet
Median Income $91,600
% Renters 30.3%

Market Analysis: 95316 Denair

On the rental side, ZIP 95316 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $556K median. It rewards specialists, not generalists.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $556K asset, 95316 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader CA picture, 95316 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The demographic picture in 95316 includes headwinds that any investor should price in. Income distribution skews lower than Denair averages, and tenant stability requires active management.

The right play in 95316 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Denair:

C Below Average
Buy Confidence Score: 51/100
Affordability
5/25
Appreciation
14/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.1× the median income
Value Trend
Rising (+3.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,413/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Modesto, CA Metro Area
Even conditions for buyers and sellers
38 days
Average time to sell
Average
9.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Modesto, CA metro data
🏠

Property Strategy for 95316

Which property type performs best in this market?

Best for Cash Flow
3BR
3.2% cap rate
Best for Appreciation
4BR
+5.5% 5yr CAGR
Best Overall Value
5BR
$132,870/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $406,427 $1,570 2.8% +4.5% $203,213
3BR $484,829 $2,180 3.2% +5.1% $161,610
4BR $598,925 $2,520 3.0% +5.5% $149,731
5BR $664,350 +5.3% $132,870

Market Trends

Home Value History (with trend line)

$588K$500K$412K$325K$237K$149KJul 2006Jul 2016Jul 2026

📊 How Does 95316 Compare?

Metric 95316 Denair Modesto, CA California
Home Value $555,593 $555,593 N/A $761,003
5-Year CAGR 2.4% 2.4% N/A 5.7%
Avg Rent $1,413 $1,413 N/A -
Cap Rate 2.0% 2.0% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95316 (Denair, CA). Anonymous, moderated, never written by AI.

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Property managers serving Stanislaus County

Manage rentals here? List your business →

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Liberty Property Management offers services for Homeowners Associations, residential and commercial property management, and rental assistance in Stanislaus County and surrounding cities. summary from their website

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Valley Oak Property Management provides property management services in Modesto and Stanislaus County, including Ceres, Escalon, and Manteca. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.0%
Low
5yr Growth
+2.4%
Slow

📉 Market Crash Risk Index

Based on Modesto, CA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
38%
Days Pending
0/2
38 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $555,593
Monthly Rent $1,413
Price-to-Rent 32.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.1%
Cap Rate 2.0%
5-Year IRR 4.4%

📈 Home Appreciation

1-Year +3.1% ▲
3-Year CAGR +2.5% ▲
5-Year CAGR +2.4% ▲
10-Year CAGR +5.7% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.2%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+2.4%
Stable
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95316

Population: 7,594

💰 Median Household Income
$91,600
This area
$91,600
State
$94,164
USA
$74,580
🏠 Renter Occupied
30.3%
This area
30.3%
State
39.3%
USA
34.0%
💼 Unemployment Rate
5.3%
This area
5.3%
State
-16.6%
USA
3.7%
🎓 College Educated
18.3%
This area
18.3%
State
7.7%
USA
33.7%
👤 Median Age
41.6 years
This area
41.6 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
2.2%
This area
2.2%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 68.0%
Other/Mixed 29.0%
Hispanic/Latino 25.8%
Asian 2.8%
Black/African American 0.2%
👶 Under 18
22.6%
This area
22.6%
USA
22.0%
👴 65 and Over
15.2%
This area
15.2%
USA
17.3%
📊 Poverty Rate
12.1%
This area
12.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95316

B Avg School Grade
7 Schools
15.3:1 Avg Class Size
$16,139 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Denair High

📚 09 – 12 High School
👥
277 Students
👨‍🏫
16.6:1 Class Size
💰
$16,139 Per Student
B+ Above Average

Denair Charter Academy

📚 K – 12 K-12 Charter
👥
147 Students
👨‍🏫
12.8:1 Class Size
💰
$16,139 Per Student
B Good

Denair Elementary Charter Academy

📚 K – 05 Elementary Charter
👥
564 Students
👨‍🏫
18.8:1 Class Size
💰
$16,139 Per Student
B Good

Denair Middle

📚 06 – 08 Middle
👥
284 Students
👨‍🏫
19.1:1 Class Size
💰
$16,139 Per Student
B Good

Gratton Elementary

📚 K – 08 School
👥
22 Students
👨‍🏫
5.3:1 Class Size
C+ Average

Denair Elementary

📚 K – 05 Elementary Limited Data
💰
$16,139 Per Student
C Below Average

Gratton Charter

📚 K – 08 School Charter
👥
117 Students
👨‍🏫
19.0:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 2,037 Off-Campus Students
B
California State University-Stanislaus
9,841 students · 8.9 mi
C
Adrian's Beauty College of Turlock
71 students · 10.1 mi

Investor Insight: With 2,037 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is housing expensive in Denair, CA?

Median home price in Denair, CA is near $556K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.

Is Denair, CA good for landlords?

CA law tenant-protective for landlords, and Denair inherits those rules. Investors should still review local ordinances for rental licensing.

How strong is tenant demand in Denair, CA?

Denair, CA offers a measured renter base at the $1,413/mo rent level. Tenant turnover is reasonable for well-managed properties.

What monthly rent should investors expect in Denair, CA?

The typical rental in Denair, CA commands about $1,413/mo monthly. That rent profile predictable cash flow against the $556K purchase basis.

How tight is the rental market in Denair, CA?

Rental vacancy in Denair, CA is elevated. Investors should budget normal turnover but not chronic empty units.

You know 95316 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95316 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 95316 ranks in Modesto, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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