Real Estate Investing in Winton, California (95388)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95388 (Winton, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Winton, CA (95388)?
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Market Analysis: 95388 Winton
Investors eyeing 95388 need to respect the fundamentals at play. Home values of $366K come alongside slower price movement and elevated management overhead.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 95388 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Statewide comparisons place 95388 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Who lives in 95388 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Strategy in 95388 is an operator game, not a passive one. In practical terms, entry prices of $366K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Winton:
Property Strategy for 95388
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $289,332 | $1,360 | 3.4% | +6.9% | $144,666 |
| 3BR | $346,188 | $1,880 | 3.9% | +7.3% | $115,396 |
| 4BR | $389,983 | $2,290 | 4.2% | +7.0% | $97,496 |
Market Trends
Home Value History (with trend line)
📊 How Does 95388 Compare?
| Metric | 95388 | Winton | Merced, CA | California |
|---|---|---|---|---|
| Home Value | $366,429 | $366,429 | N/A | $761,003 |
| 5-Year CAGR | 3.9% | 3.9% | N/A | 5.7% |
| Avg Rent | $1,224 | $1,224 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95388 (Winton, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $366,429 |
| Monthly Rent | $1,224 |
| Price-to-Rent | 25.0:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 6.5% |
📈 Home Appreciation
| 1-Year | +2.2% ▲ |
| 3-Year CAGR | +2.8% ▲ |
| 5-Year CAGR | +3.9% ▲ |
| 10-Year CAGR | +8.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95388
Population: 13,005
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95388
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 4,493 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What is the median home value in Winton, CA?
Winton, CA home values average about $366K. That price point suits investors targeting rentals with $1,224/mo in monthly income.
What kind of tenants rent in Winton, CA?
The renter base in Winton, CA is reasonable for the $1,224/mo price point. Screening well and pricing to market typically yields consistent tenants.
How landlord-friendly is Winton, CA?
CA law tenant-protective for landlords, and Winton inherits those rules. Investors should still review local ordinances for rental licensing.
What do rentals go for in Winton, CA?
Winton, CA rentals go for roughly $1,224/mo a month. That puts gross yield in solid territory relative to $366K acquisition costs.
Do rentals sit vacant long in Winton, CA?
Winton, CA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
You know 95388 now. You don’t know where it ranks.
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How 95388 ranks in Merced, CA
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