Real Estate Investing in Riverbank, California (95367)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95367 (Riverbank, CA)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Riverbank, CA (95367)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95367 Riverbank
The 95367 ZIP in Riverbank, CA is a local-operator market. Outside capital chasing a $487K entry has to pair deep knowledge with the discount.
The investment case in 95367 is healthy only for operators who understand what they are buying. A $487K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Meanwhile, 95367 offers a low basis, the region around Riverbank has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Employment concentration in 95367 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
Strategy in 95367 is an operator game, not a passive one. On balance, entry prices of $487K are inviting, the management lift is real and non-optional.
Here's what matters if you're considering buying a home in Riverbank:
Property Strategy for 95367
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $343,101 | $1,820 | 3.8% | +6.0% | $171,551 |
| 3BR | $449,310 | $2,530 | 4.1% | +6.0% | $149,770 |
| 4BR | $529,277 | $2,920 | 4.0% | +6.1% | $132,319 |
| 5BR | $606,032 | — | — | +6.3% | $121,206 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95367 Compare?
| Metric | 95367 | Riverbank | Modesto, CA | California |
|---|---|---|---|---|
| Home Value | $487,363 | $487,363 | N/A | $761,003 |
| 5-Year CAGR | 2.8% | 2.8% | N/A | 5.7% |
| Avg Rent | $2,083 | $2,083 | N/A | - |
| Cap Rate | 3.3% | 3.3% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95367 (Riverbank, CA). Anonymous, moderated, never written by AI.
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Property managers serving Stanislaus County
Manage rentals here? List your business →summary from their website summary from their website
Liberty Property Management offers services for Homeowners Associations, residential and commercial property management, and rental assistance in Stanislaus County and surrounding cities. summary from their website
Valley Oak Property Management provides property management services in Modesto and Stanislaus County, including Ceres, Escalon, and Manteca. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $487,363 |
| Monthly Rent | $2,083 |
| Price-to-Rent | 19.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.1% |
| Cap Rate | 3.3% |
| 5-Year IRR | 6.1% |
📈 Home Appreciation
| 1-Year | +1.2% ▲ |
| 3-Year CAGR | +2.2% ▲ |
| 5-Year CAGR | +2.8% ▲ |
| 10-Year CAGR | +6.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95367
Population: 25,303
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95367
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 8,781 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What do landlords charge for rent in Riverbank, CA?
Rent in Riverbank, CA is around $2,083/mo. The resulting rent-to-value relationship with $487K pricing is reasonable for most investor models.
What is the smart move for investors in Riverbank, CA?
Most investors in Riverbank, CA run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
How does Riverbank, CA rate as a rental market?
Riverbank, CA scores 3.0/5 for investability. Home values sit at $487K and rents near $2,083/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Does a duplex house hack pencil in Riverbank, CA?
For house hackers, Riverbank, CA is a challenging. The $2,083/mo rent on a unit helps defray the mortgage on a $487K property.
Do rentals sit vacant long in Riverbank, CA?
Expect elevated vacancy in Riverbank, CA. Rents at $2,083/mo are absorbed by the tenant base without meaningful lag.
You know 95367 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95367 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95367 ranks in Modesto, CA
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