Best ZIP Codes for Cash Flow in Santa Rosa-Petaluma, CA (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 95419 | Camp Meeker, CA | $462,590 | $2,232 | 3.76% | 1.3% |
| 2 | 95492 | Windsor, CA | $800,504 | $3,606 | 3.51% | 0.9% |
| 3 | 95425 | Cloverdale, CA | $632,250 | $2,717 | 3.35% | 0.1% |
| 4 | 95407 | Santa Rosa, CA | $632,861 | $2,682 | 3.31% | 1.0% |
| 5 | 95462 | Monte Rio, CA | $546,653 | $2,223 | 3.17% | -2.4% |
| 6 | 95403 | Santa Rosa, CA | $728,352 | $2,934 | 3.14% | 1.6% |
| 7 | 95421 | Cazadero, CA | $570,647 | $2,223 | 3.04% | -1.2% |
| 8 | 95446 | Guerneville, CA | $525,299 | $1,995 | 2.96% | -1.3% |
| 9 | 95401 | Santa Rosa, CA | $653,628 | $2,396 | 2.86% | 1.0% |
| 10 | 95405 | Santa Rosa, CA | $733,488 | $2,682 | 2.85% | 1.5% |
| 11 | 94928 | Rohnert Park, CA | $712,700 | $2,591 | 2.84% | 1.8% |
| 12 | 95436 | Forestville, CA | $641,230 | $2,300 | 2.80% | 0.7% |
| 13 | 95476 | Sonoma, CA | $950,170 | $3,336 | 2.74% | -0.7% |
| 14 | 94954 | Petaluma, CA | $836,662 | $2,929 | 2.73% | 1.7% |
| 15 | 95409 | Santa Rosa, CA | $779,210 | $2,703 | 2.71% | 1.1% |
| 16 | 95433 | Sonoma, CA | $742,043 | $2,547 | 2.68% | -0.1% |
| 17 | 94931 | Cotati, CA | $721,976 | $2,293 | 2.48% | 1.4% |
| 18 | 95448 | Healdsburg, CA | $1,094,971 | $3,351 | 2.39% | 0.6% |
| 19 | 95404 | Santa Rosa, CA | $817,246 | $2,456 | 2.34% | 1.0% |
| 20 | 94952 | Petaluma, CA | $1,068,940 | $3,133 | 2.29% | 1.9% |
| 21 | 95450 | Jenner, CA | $872,268 | $2,556 | 2.29% | 1.3% |
| 22 | 95444 | Graton, CA | $824,874 | $2,376 | 2.25% | 0.3% |
| 23 | 95439 | Fulton, CA | $1,030,833 | $2,655 | 2.01% | 1.8% |
| 24 | 95472 | Sebastopol, CA | $1,107,071 | $2,699 | 1.90% | 0.8% |
| 25 | 95412 | Annapolis, CA | $920,366 | $2,223 | 1.88% | -4.6% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Santa Rosa-Petaluma, CA
Or see the full Santa Rosa-Petaluma, CA metro profile.