Real Estate Investing in Petaluma, California (94952)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sonoma County • Population: 33,339 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 94952 (Petaluma, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (37/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 28.4 — hard to cash-flow at these prices.

What’s happening in Petaluma, CA (94952)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,068,940
Avg Monthly Rent $3,133
1% Rule ✗ Does Not Meet
Median Income $110,739
% Renters 40.6%

Market Analysis: 94952 Petaluma

The 94952 ZIP in Petaluma, CA is a local-operator market. Outside capital chasing a $1.1M entry has to pair deep knowledge with the discount.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $1.1M asset, 94952 is the wrong submarket. If the plan prices in friction, the yield can still work.

Nearby ZIPs in Petaluma have seen price recovery that 94952 has not matched. Sonoma County data supports the view that the spread is structural rather than temporary.

Resident income in 94952 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Experienced landlords with local relationships tend to find 94952 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Petaluma:

C Below Average
Buy Confidence Score: 50/100
Affordability
0/25
Appreciation
14/25
Stability
13/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 9.7× the median income
Value Trend
Stable (+2.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $3,133/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Santa Rosa-Petaluma, CA Metro Area
Even conditions for buyers and sellers
48 days
Average time to sell
Average
8.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Santa Rosa-Petaluma, CA metro data
🏠

Property Strategy for 94952

Which property type performs best in this market?

Best for Cash Flow
1BR
2.9% cap rate
Best for Appreciation
4BR
+5.2% 5yr CAGR
Best Overall Value
5BR
$307,446/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $633,467 $2,510 2.9% +1.6% $633,467
2BR $787,197 $2,990 2.7% +3.0% $393,599
3BR $1,013,088 $4,010 2.8% +4.3% $337,696
4BR $1,272,552 $4,280 2.4% +5.2% $318,138
5BR $1,537,228 +5.1% $307,446

Market Trends

Home Value History (with trend line)

$1.1M$989K$840K$690K$541K$391KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$3,213$2,981$2,749$2,517$2,285$2,053Oct 2018Sep 2022Jul 2026

📊 How Does 94952 Compare?

Metric 94952 Petaluma Santa Rosa-Petaluma, CA California
Home Value $1,068,940 $952,801 N/A $761,003
5-Year CAGR 1.9% 1.8% N/A 5.7%
Avg Rent $3,133 $3,031 N/A -
Cap Rate 2.3% 2.5% - -
💡 Why Invest in 94952? Click to expand

A healthy rental market with 41% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 94952 (Petaluma, CA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 94952 (Petaluma, CA)?

~25 seconds · no account needed · your report is anonymous

Property managers serving Sonoma County

Manage rentals here? List your business →

PURE Property Management of California aims to provide simple and satisfying rental experiences for all. summary from their website

Unclaimed — is this your business? Claim it free

Prestige Real Estate & Property Management offers Santa Rosa Property Management services. summary from their website

Unclaimed — is this your business? Claim it free

The Professional Property Management Association of San Francisco (PPMA) represents professional management of residential and commercial space in San Francisco. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.3%
Low
5yr Growth
+1.9%
Slow

📊 Market Snapshot

Home Value $1,068,940
Monthly Rent $3,133
Price-to-Rent 28.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.5%
Cap Rate 2.3%
5-Year IRR 4.2%

📈 Home Appreciation

1-Year +2.7% ▲
3-Year CAGR +0.7% ▲
5-Year CAGR +1.9% ▲
10-Year CAGR +4.0% ▲

🏠 Rent Trends

1-Year +6.3% ▲
3-Year CAGR +4.9% ▲
5-Year CAGR +5.2% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
5.6%
Low risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.9%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 94952

Population: 33,339

💰 Median Household Income
$110,739
This area
$110,739
State
$94,164
USA
$74,580
🏠 Renter Occupied
40.6%
This area
40.6%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.2%
This area
3.2%
State
-16.6%
USA
3.7%
🎓 College Educated
47.8%
This area
47.8%
State
7.7%
USA
33.7%
👤 Median Age
42.9 years
This area
42.9 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
5.6%
This area
5.6%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 78.6%
Other/Mixed 17.6%
Hispanic/Latino 12.7%
Asian 3.1%
Black/African American 0.8%
👶 Under 18
20.3%
This area
20.3%
USA
22.0%
👴 65 and Over
19.7%
This area
19.7%
USA
17.3%
📊 Poverty Rate
2.8%
This area
2.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 94952

C+ Avg School Grade
26 Schools
19.9:1 Avg Class Size
$17,759 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Laguna Elementary

📚 K – 06 School
👥
9 Students
👨‍🏫
9.0:1 Class Size
💰
$27,619 Per Student
B+ Above Average

Cinnabar Charter

📚 K – 08 School Charter
👥
160 Students
👨‍🏫
16.8:1 Class Size
💰
$18,955 Per Student
B Good

Two Rock Elementary

📚 K – 06 School
👥
125 Students
👨‍🏫
17.9:1 Class Size
💰
$16,567 Per Student
B Good

Cinnabar Elementary

📚 Grade KG Elementary
👥
16 Students
👨‍🏫
16.0:1 Class Size
💰
$18,955 Per Student
B Good

Lincoln Union

📚 K – 06 School Limited Data
💰
$27,619 Per Student
B Good

Liberty Primary

📚 K – 01 Elementary
👥
54 Students
👨‍🏫
19.0:1 Class Size
💰
$18,957 Per Student
B Good

South County Consortium

📚 K – 12 K-12
👥
153 Students
👨‍🏫
9.2:1 Class Size
C+ Average

Liberty Independent Study

📚 K – 12 K-12 Charter Limited Data
💰
$18,957 Per Student
C+ Average

Dunham Charter

📚 K – 06 School Charter
👥
161 Students
👨‍🏫
20.9:1 Class Size
💰
$14,758 Per Student
C+ Average

Petaluma Junior High

📚 07 – 08 Middle
👥
428 Students
👨‍🏫
18.9:1 Class Size
C+ Average

Liberty Elementary

📚 01 – 06 School Charter
👥
158 Students
👨‍🏫
22.6:1 Class Size
💰
$18,957 Per Student
C+ Average

San Antonio High (Continuation)

📚 09 – 12 High School
👥
81 Students
👨‍🏫
10.7:1 Class Size
C+ Average

Live Oak Charter

📚 K – 08 School Charter
👥
250 Students
👨‍🏫
18.5:1 Class Size
💰
$12,096 Per Student
C+ Average

Grant Elementary

📚 K – 06 School
👥
373 Students
👨‍🏫
23.3:1 Class Size
C+ Average

McKinley Elementary

📚 K – 06 School
👥
385 Students
👨‍🏫
25.7:1 Class Size
C+ Average

McNear Elementary

📚 K – 06 School
👥
329 Students
👨‍🏫
23.5:1 Class Size
C+ Average

Petaluma High

📚 09 – 12 High School
👥
1,253 Students
👨‍🏫
22.0:1 Class Size
C+ Average

Wilson Elementary

📚 K – 06 School
👥
223 Students
👨‍🏫
25.3:1 Class Size
💰
$13,918 Per Student
C Below Average

Carpe Diem High (Continuation)

📚 09 – 12 High School
👥
24 Students
👨‍🏫
12.1:1 Class Size
C Below Average

Valley Oaks High (Alternative)

📚 07 – 12 High School
👥
39 Students
👨‍🏫
12.8:1 Class Size
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 485 Off-Campus Students
D
Meridian University
226 students · 6.7 mi
C
Bergin University of Canine Studies
18 students · 6.7 mi
C+
Sonoma State University
5,990 students · 8.9 mi

Frequently Asked Questions

Are homes affordable in Petaluma, CA?

Expect median prices around $1.1M in Petaluma, CA. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.

What is the average monthly rent in Petaluma, CA?

Investors in Petaluma, CA typically see rents near $3,133/mo per month against $1.1M home values - a solid setup for rental cash flow.

What is the renter demographic in Petaluma, CA?

The renter base in Petaluma, CA is reasonable for the $3,133/mo price point. Screening well and pricing to market typically yields even-keeled tenants.

Can owner-occupants cash flow in Petaluma, CA?

House hacking in Petaluma, CA is a tougher. With home values around $1.1M and rents at $3,133/mo, owner-occupants can offset a meaningful share of PITI.

What type of investing works in Petaluma, CA?

In Petaluma, CA the durable play is typically careful cash-flow rentals with hands-on management. The combination of $1.1M prices and $3,133/mo rents suits that approach.

You know 94952 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 94952 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 94952 ranks in Santa Rosa-Petaluma, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation →
🤖

AI Market Advisor

Ask questions about investing in 94952 (Petaluma)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 94952 (Petaluma, CA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.