Real Estate Investing in Windsor, California (95492)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95492 (Windsor, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Flat appreciation: Values have barely moved over 5 years (0.9% CAGR).
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Windsor, CA (95492)?
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Market Analysis: 95492 Windsor
ZIP 95492 in Windsor, CA carries a notable set of headwinds. Home values near $801K and rents of $3,606/mo sit inside a market where underwriting has to be tight.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $801K asset, 95492 is the wrong submarket. If the plan prices in friction, the yield can still work.
ZIP 95492's metrics run below Sonoma County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Resident income in 95492 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
Distressed ZIPs reward experience. notable returns are possible in 95492, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Windsor:
Property Strategy for 95492
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $642,395 | $3,070 | 3.4% | +2.5% | $321,197 |
| 3BR | $751,521 | $4,220 | 4.0% | +2.7% | $250,507 |
| 4BR | $867,225 | $4,500 | 3.7% | +3.0% | $216,806 |
| 5BR | $1,055,217 | — | — | +3.4% | $211,043 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 95492 Compare?
| Metric | 95492 | Windsor | Santa Rosa-Petaluma, CA | California |
|---|---|---|---|---|
| Home Value | $800,504 | $800,504 | N/A | $761,003 |
| 5-Year CAGR | 0.9% | 0.9% | N/A | 5.7% |
| Avg Rent | $3,606 | $3,606 | N/A | - |
| Cap Rate | 3.5% | 3.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95492 (Windsor, CA). Anonymous, moderated, never written by AI.
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Property managers serving Sonoma County
Manage rentals here? List your business →PURE Property Management of California aims to provide simple and satisfying rental experiences for all. summary from their website
Prestige Real Estate & Property Management offers Santa Rosa Property Management services. summary from their website
The Professional Property Management Association of San Francisco (PPMA) represents professional management of residential and commercial space in San Francisco. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $800,504 |
| Monthly Rent | $3,606 |
| Price-to-Rent | 18.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 5.4% |
| Cap Rate | 3.5% |
| 5-Year IRR | 4.4% |
📈 Home Appreciation
| 1-Year | +0.6% ▲ |
| 3-Year CAGR | -0.2% ▼ |
| 5-Year CAGR | +0.9% ▲ |
| 10-Year CAGR | +3.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95492
Population: 27,455
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95492
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 4,452 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What approach is best for Windsor, CA real estate?
In Windsor, CA the solid play is typically careful cash-flow rentals with hands-on management. The combination of $801K prices and $3,606/mo rents suits that approach.
How high is vacancy risk in Windsor, CA?
Windsor, CA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Is Windsor in CA worth investing in?
The 2.0/5 investability rating in Windsor, CA reflects its $801K prices and $3,606/mo rents. Investors generally consider it a solid option within CA.
Is CA a landlord-friendly state?
For rental operators, Windsor, CA rates as tenant-protective. The regulatory environment standard buy-and-hold operations.
How do home values compare in Windsor, CA?
Windsor, CA home values average about $801K. That price point suits investors targeting rentals with $3,606/mo in monthly income.
You know 95492 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95492 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95492 ranks in Santa Rosa-Petaluma, CA
Every ZIP in this metro, ranked. Free.
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