Real Estate Investing in Fulton, California (95439)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95439 (Fulton, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 12.2% of homes vacant — above national norms.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 32.4 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Fulton, CA (95439)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95439 Fulton
On the rental side, ZIP 95439 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $1.0M median. It rewards specialists, not generalists.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $1.0M asset, 95439 is the wrong submarket. If the plan prices in friction, the yield can still work.
Statewide comparisons place 95439 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Who lives in 95439 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
Experienced landlords with local relationships tend to find 95439 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Fulton:
Market Trends
Home Value History (with trend line)
📊 How Does 95439 Compare?
| Metric | 95439 | Fulton | Santa Rosa-Petaluma, CA | California |
|---|---|---|---|---|
| Home Value | $1,030,833 | $1,030,833 | N/A | $761,003 |
| 5-Year CAGR | 1.8% | 1.8% | N/A | 5.7% |
| Avg Rent | $2,655 | $2,655 | N/A | - |
| Cap Rate | 2.0% | 2.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95439 (Fulton, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $1,030,833 |
| Monthly Rent | $2,655 |
| Price-to-Rent | 32.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.1% |
| Cap Rate | 2.0% |
| 5-Year IRR | 3.8% |
📈 Home Appreciation
| 1-Year | +2.5% ▲ |
| 3-Year CAGR | +1.9% ▲ |
| 5-Year CAGR | +1.8% ▲ |
| 10-Year CAGR | +4.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95439
Population: 708
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95439
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Sonoma County Special Education
Mattie Washburn Elementary
Jack London Elementary
Mark West Elementary
Sonoma County Alternative Education Programs
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 4,937 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Are rents high in Fulton, CA?
Fulton, CA rentals go for roughly $2,655/mo a month. That puts gross yield in solid territory relative to $1.0M acquisition costs.
What is the tenant pool like in Fulton, CA?
Expect a solid tenant pool in Fulton, CA. The rental market absorbs $2,655/mo rents without meaningful friction.
How much should I expect to pay for a home in Fulton, CA?
Typical homes in Fulton, CA go for around $1.0M. The 5-year CAGR of 0.0% measured price movement.
How quickly do rentals get leased in Fulton, CA?
Vacancy risk in Fulton, CA is elevated. That supports stable cash flow for typical rental holds.
Is Fulton, CA landlord-friendly?
CA ranks as a tenant-protective state for landlord-tenant law. Fulton generally follows the statewide framework, so landlords face reasonable operating rules.
You know 95439 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 95439 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 95439 ranks in Santa Rosa-Petaluma, CA
Every ZIP in this metro, ranked. Free.
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