Real Estate Investing in Fulton, California (95439)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sonoma County • Population: 708 • Data updated: September 2026

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Should you buy in 95439 (Fulton, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (31/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 12.2% of homes vacant — above national norms.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 32.4 — hard to cash-flow at these prices.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Fulton, CA (95439)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,030,833
Avg Monthly Rent $2,655
1% Rule ✗ Does Not Meet
Median Income $158,125
% Renters 10.5%

Market Analysis: 95439 Fulton

On the rental side, ZIP 95439 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $1.0M median. It rewards specialists, not generalists.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $1.0M asset, 95439 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 95439 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

Who lives in 95439 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Experienced landlords with local relationships tend to find 95439 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fulton:

D Needs Caution
Buy Confidence Score: 49/100
Affordability
5/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.5× the median income
Value Trend
Stable (+2.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,655/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Santa Rosa-Petaluma, CA Metro Area
Even conditions for buyers and sellers
48 days
Average time to sell
Average
8.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Santa Rosa-Petaluma, CA metro data

Market Trends

Home Value History (with trend line)

$1.1M$936K$792K$648K$504K$359KJul 2006Jul 2016Jul 2026

📊 How Does 95439 Compare?

Metric 95439 Fulton Santa Rosa-Petaluma, CA California
Home Value $1,030,833 $1,030,833 N/A $761,003
5-Year CAGR 1.8% 1.8% N/A 5.7%
Avg Rent $2,655 $2,655 N/A -
Cap Rate 2.0% 2.0% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95439 (Fulton, CA). Anonymous, moderated, never written by AI.

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Property managers serving Sonoma County

Manage rentals here? List your business →

PURE Property Management of California aims to provide simple and satisfying rental experiences for all. summary from their website

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Prestige Real Estate & Property Management offers Santa Rosa Property Management services. summary from their website

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The Professional Property Management Association of San Francisco (PPMA) represents professional management of residential and commercial space in San Francisco. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.0%
Low
5yr Growth
+1.8%
Slow

📊 Market Snapshot

Home Value $1,030,833
Monthly Rent $2,655
Price-to-Rent 32.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.1%
Cap Rate 2.0%
5-Year IRR 3.8%

📈 Home Appreciation

1-Year +2.5% ▲
3-Year CAGR +1.9% ▲
5-Year CAGR +1.8% ▲
10-Year CAGR +4.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
12.2%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.8%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95439

Population: 708

💰 Median Household Income
$158,125
This area
$158,125
State
$94,164
USA
$74,580
🏠 Renter Occupied
10.5%
This area
10.5%
State
39.3%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-16.6%
USA
3.7%
🎓 College Educated
26.9%
This area
26.9%
State
7.7%
USA
33.7%
👤 Median Age
57.1 years
This area
57.1 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
12.2%
This area
12.2%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 65.6%
Other/Mixed 34.4%
Hispanic/Latino 28.9%
👶 Under 18
22.1%
This area
22.1%
USA
22.0%
👴 65 and Over
32.7%
This area
32.7%
USA
17.3%
📊 Poverty Rate
14.2%
This area
14.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95439

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

Sonoma County Special Education

📚 K – 12 K-12
📍 5340 Skylane Blvd., Santa Rosa
👥
212 Students
👨‍🏫
8.3:1 Class Size
💰
$507,051 Per Student
A Very Good

Mattie Washburn Elementary

📚 K – 02 Elementary
📍 75 Pleasant Ave., Santa Rosa
👥
479 Students
👨‍🏫
15.5:1 Class Size
💰
$18,958 Per Student
B Good

Jack London Elementary

📚 K – 06 School
📍 2707 Francisco Ave., Santa Rosa
👥
258 Students
👨‍🏫
22.3:1 Class Size
💰
$81,863 Per Student
B Good

Mark West Elementary

📚 K – 06 School
📍 4600 Lavell Rd., Santa Rosa
👥
424 Students
👨‍🏫
20.1:1 Class Size
💰
$16,227 Per Student
B Good

Sonoma County Alternative Education Programs

📚 K – 12 K-12
📍 5340 Skylane Blvd., Santa Rosa
👥
68 Students
👨‍🏫
17.0:1 Class Size
💰
$507,051 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby 4,937 Off-Campus Students
C
Lytles Redwood Empire Beauty College
114 students · 1.6 mi
C
Empire College
48 students · 3.0 mi
C
Santa Rosa Junior College
16,803 students · 3.9 mi
C+
Sonoma State University
5,990 students · 11.7 mi
C
Bergin University of Canine Studies
18 students · 14.0 mi

Investor Insight: With 4,937 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Are rents high in Fulton, CA?

Fulton, CA rentals go for roughly $2,655/mo a month. That puts gross yield in solid territory relative to $1.0M acquisition costs.

What is the tenant pool like in Fulton, CA?

Expect a solid tenant pool in Fulton, CA. The rental market absorbs $2,655/mo rents without meaningful friction.

How much should I expect to pay for a home in Fulton, CA?

Typical homes in Fulton, CA go for around $1.0M. The 5-year CAGR of 0.0% measured price movement.

How quickly do rentals get leased in Fulton, CA?

Vacancy risk in Fulton, CA is elevated. That supports stable cash flow for typical rental holds.

Is Fulton, CA landlord-friendly?

CA ranks as a tenant-protective state for landlord-tenant law. Fulton generally follows the statewide framework, so landlords face reasonable operating rules.

You know 95439 now. You don’t know where it ranks.

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How 95439 ranks in Santa Rosa-Petaluma, CA

Every ZIP in this metro, ranked. Free.

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