Fastest-Appreciating ZIP Codes in Hagerstown-Martinsburg, MD-WV (2026)

Ranked by 5-year compound annual growth in home values. Fast growth and strong cash flow rarely appear in the same ZIP — this is the other side of that trade.

# ZIP City Home value Rent Cap rate 5-yr growth
1 25411 Berkeley Springs, WV $321,870 $1,233 2.99% 7.6%
2 25420 Gerrardstown, WV $357,793 $1,224 2.67% 6.9%
3 25401 Martinsburg, WV $256,883 $1,372 4.17% 6.7%
4 25428 Inwood, WV $325,389 $1,904 4.56% 6.3%
5 25405 Martinsburg, WV $320,915 $1,950 4.74% 6.1%
6 25427 Hedgesville, WV $338,429 $1,750 4.03% 6.1%
7 25413 Bunker Hill, WV $333,794 $1,938 4.53% 6.1%
8 25404 Martinsburg, WV $290,204 $1,712 4.60% 6.0%
9 21719 Cascade, MD $293,105 $1,188 3.16% 5.4%
10 21740 Hagerstown, MD $292,157 $1,277 3.41% 5.3%
11 25403 Martinsburg, WV $379,484 $1,802 3.70% 5.2%
12 25419 Falling Waters, WV $319,954 $1,877 4.58% 4.9%
13 21750 Hancock, MD $258,442 $1,035 3.12% 4.8%
14 21779 Rohrersville, MD $476,040 $1,494 2.45% 4.7%
15 21756 Keedysville, MD $464,586 $1,440 2.42% 4.5%
16 21783 Smithsburg, MD $376,569 $1,170 2.42% 4.5%
17 21742 Paramount-Long Meadow, MD $349,975 $1,614 3.60% 4.5%
18 21767 Maugansville, MD $281,676 $1,008 2.79% 4.3%
19 21795 Williamsport, MD $345,434 $1,143 2.58% 4.3%
20 21722 Clear Spring, MD $372,692 $1,008 2.11% 4.1%
21 21733 Fairplay, MD $413,641 $1,242 2.34% 4.1%
22 21713 Boonsboro, MD $413,919 $1,350 2.54% 3.9%
23 21782 Sharpsburg, MD $352,151 $1,179 2.61% 3.6%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →