Real Estate Investing in Williamsport, Maryland (21795)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 21795 (Williamsport, MD)? Our answer, based on the numbers below.
Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Elevated vacancy: 11.3% vacancy may signal weakening demand.
- High price-to-rent: Price-to-rent ratio 25.2 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Williamsport, MD (21795)?
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Market Analysis: 21795 Williamsport
Investors eyeing 21795 need to respect the fundamentals at play. Home values of $345K come alongside slower price movement and elevated management overhead.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 21795 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Regionally, 21795 sits on the difficult end of the MD spectrum. The a viable market for read — for disciplined operators — is that pricing reflects the difficulty.
Resident income in 21795 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.
New investors are better served looking at Williamsport's stable or hybrid ZIPs before stepping into 21795. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Williamsport:
Property Strategy for 21795
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $243,597 | $1,270 | 3.8% | +8.4% | $121,798 |
| 3BR | $334,495 | $1,710 | 3.7% | +7.6% | $111,498 |
| 4BR | $439,129 | $1,910 | 3.1% | +7.4% | $109,782 |
Market Trends
Home Value History (with trend line)
📊 How Does 21795 Compare?
| Metric | 21795 | Williamsport | Maryland |
|---|---|---|---|
| Home Value | $345,434 | $345,434 | $424,997 |
| 5-Year CAGR | 4.3% | 4.3% | 4.9% |
| Avg Rent | $1,143 | $1,143 | - |
| Cap Rate | 2.6% | 2.6% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 21795 (Williamsport, MD). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $345,434 |
| Monthly Rent | $1,143 |
| Price-to-Rent | 25.2:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.0% |
| Cap Rate | 2.6% |
| 5-Year IRR | 6.8% |
📈 Home Appreciation
| 1-Year | +3.2% ▲ |
| 3-Year CAGR | +3.9% ▲ |
| 5-Year CAGR | +4.3% ▲ |
| 10-Year CAGR | +5.4% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 21795
Population: 9,942
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 21795
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,003 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What are home prices like in Williamsport, MD?
Median home price in Williamsport, MD is near $345K, with a 5-year CAGR of 0.0%. Prices have been even-keeled and supportive of buy-and-hold strategies.
What do rentals go for in Williamsport, MD?
Average rent in Williamsport, MD is approximately $1,143/mo per month. Against $345K home values that yields a reasonable rent-to-price ratio.
Is it easy to find good tenants in Williamsport, MD?
The renter base in Williamsport, MD is reasonable for the $1,143/mo price point. Screening well and pricing to market typically yields stable tenants.
Is Williamsport in MD worth investing in?
Our data puts Williamsport, MD at 3.0/5 for investability. Home prices of $345K and rents around $1,143/mo create a solid backdrop for investor activity.
Is Williamsport, MD a friendly market for rental owners?
For rental operators, Williamsport, MD rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.
You know 21795 now. You don’t know where it ranks.
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How 21795 ranks in Hagerstown-Martinsburg, MD-WV
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