Real Estate Investing in Inwood, West Virginia (25428)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Berkeley County • Population: 13,690 • Data updated: September 2026

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Should you buy in 25428 (Inwood, WV)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (80/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Inwood, WV (25428)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $325,389
Avg Monthly Rent $1,904
1% Rule ✗ Does Not Meet
Median Income $80,086
% Renters 13.3%

Market Analysis: 25428 Inwood

From a cash-flow lens, ZIP 25428 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $325K median. It rewards specialists, not generalists.

The investment case in 25428 is robust only for operators who understand what they are buying. A $325K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader WV picture, 25428 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 25428 ZIP's population of 13,690 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.

trends toward the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Inwood:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.1× the median income
Value Trend
Rising (+5.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,904/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 25428

Which property type performs best in this market?

Best for Cash Flow
3BR
4.6% cap rate
Best for Appreciation
2BR
+10.2% 5yr CAGR
Best Overall Value
4BR
$93,117/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $229,055 $1,380 4.3% +10.2% $114,528
3BR $299,360 $1,900 4.6% +8.8% $99,787
4BR $372,470 $2,180 4.2% +8.2% $93,117

Market Trends

Home Value History (with trend line)

$340K$298K$257K$216K$175K$133KJun 2014Jul 2020Jul 2026

Rent History (with trend line)

$1,918$1,879$1,839$1,800$1,761$1,722Jun 2025Jan 2026Jul 2026

📊 How Does 25428 Compare?

Metric 25428 Inwood West Virginia
Home Value $325,389 $325,389 $169,372
5-Year CAGR 6.3% 6.3% 6.1%
Avg Rent $1,904 $1,904 -
Cap Rate 4.6% 4.6% -
💡 Why Invest in 25428? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 25428 (Inwood, WV). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.6%
Fair
5yr Growth
+6.3%
Strong

📊 Market Snapshot

Home Value $325,389
Monthly Rent $1,904
Price-to-Rent 14.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 7.0%
Cap Rate 4.6%
5-Year IRR 10.9%

📈 Home Appreciation

1-Year +5.7% ▲
3-Year CAGR +5.2% ▲
5-Year CAGR +6.3% ▲
10-Year CAGR +7.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
2.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.3%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 25428

Population: 13,690

💰 Median Household Income
$80,086
This area
$80,086
State
$53,950
USA
$74,580
🏠 Renter Occupied
13.3%
This area
13.3%
State
19.0%
USA
34.0%
💼 Unemployment Rate
5.0%
This area
5.0%
State
-19.8%
USA
3.7%
🎓 College Educated
15.3%
This area
15.3%
State
-9.6%
USA
33.7%
👤 Median Age
34.5 years
This area
34.5 years
State
-3.8 years
USA
38.9 years
🏚️ Vacancy Rate
2.9%
This area
2.9%
State
23.5%
USA
10.5%
👥 Population by Ethnicity
White 85.4%
Other/Mixed 7.5%
Black/African American 5.8%
Hispanic/Latino 3.2%
Asian 1.2%
👶 Under 18
25.3%
This area
25.3%
USA
22.0%
👴 65 and Over
9.3%
This area
9.3%
USA
17.3%
📊 Poverty Rate
2.0%
This area
2.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 25428

B Avg School Grade
2 Schools
15.6:1 Avg Class Size
$13,399 Avg Per Pupil

Schools in This ZIP Code

B Good

Inwood Primary School

📚 Pre-K – 02 Elementary
👥
175 Students
👨‍🏫
14.0:1 Class Size
💰
$13,399 Per Student
C+ Average

Musselman High School

📚 09 – 12 High School
👥
1,780 Students
👨‍🏫
17.2:1 Class Size
💰
$13,399 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 1,710 Off-Campus Students
C+
Blue Ridge Community and Technical College
4,309 students · 4.4 mi
C
International Beauty School 4
86 students · 6.6 mi
C
Martinsburg College
3,228 students · 8.6 mi
D
Valley College-Martinsburg
651 students · 8.6 mi
C+
American Public University System
50,187 students · 10.7 mi
C
Catholic Distance University
171 students · 10.8 mi
B
James Rumsey Technical Institute
137 students · 11.3 mi
C+
Shepherd University
3,318 students · 12.6 mi

Investor Insight: With 1,710 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is Inwood, WV a good market for FHA house hackers?

Inwood, WV is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $325K price point reasonable to enter.

Are renters plentiful in Inwood, WV?

Working renters make up the core of the Inwood, WV tenant base. The pool is reasonable for investors targeting long-term holds.

How much should I expect to pay for a home in Inwood, WV?

Expect median prices around $325K in Inwood, WV. The market has run at a 0.0% 5-year CAGR, so entry costs have been even-keeled.

Is Inwood, WV good for landlords?

Inwood, WV falls under WV landlord-tenant law, which is landlord-friendly. That backdrop makes day-to-day property management reasonable.

What is the average monthly rent in Inwood, WV?

Expect rents around $1,904/mo per month in Inwood, WV. With home values at $325K, the yield math works out to reasonable levels for rental investors.

You know 25428 now. You don’t know where it ranks.

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How 25428 ranks in Hagerstown-Martinsburg, MD-WV

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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