Real Estate Investing in Summit Point, West Virginia (25446)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jefferson County • Population: 1,477 • Data updated: September 2026

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Should you buy in 25446 (Summit Point, WV)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 26.1% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 32.4 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Summit Point, WV (25446)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $472,294
Avg Monthly Rent $1,215
1% Rule ✗ Does Not Meet
Median Income $139,688
% Renters 0.0%

Market Analysis: 25446 Summit Point

Looking more closely, ZIP 25446 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $472K median. It rewards specialists, not generalists.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $472K asset, 25446 is the wrong submarket. If the plan prices in friction, the yield can still work.

ZIP 25446's metrics run below Jefferson County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

A solid renter share of 0% in 25446 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Summit Point:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
22/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Rising (+5.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,215/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
🏠

Property Strategy for 25446

Which property type performs best in this market?

Best for Cash Flow
3BR
3.0% cap rate
Best for Appreciation
3BR
+8.9% 5yr CAGR
Best Overall Value
4BR
$144,826/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
3BR $437,270 $1,820 3.0% +8.9% $145,757
4BR $579,305 $2,170 2.7% +8.6% $144,826

Market Trends

Home Value History (with trend line)

$489K$442K$395K$348K$301K$254KFeb 2019Nov 2022Jul 2026

📊 How Does 25446 Compare?

Metric 25446 Summit Point West Virginia
Home Value $472,294 $472,294 $169,372
5-Year CAGR 6.5% 6.5% 6.1%
Avg Rent $1,215 $1,215 -
Cap Rate 2.0% 2.0% -
💡 Why Invest in 25446? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 25446 (Summit Point, WV). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.0%
Low
5yr Growth
+6.5%
Strong

📊 Market Snapshot

Home Value $472,294
Monthly Rent $1,215
Price-to-Rent 32.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.1%
Cap Rate 2.0%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +5.1% ▲
3-Year CAGR +6.4% ▲
5-Year CAGR +6.5% ▲
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
26.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.5%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 25446

Population: 1,477

💰 Median Household Income
$139,688
This area
$139,688
State
$53,950
USA
$74,580
🏠 Renter Occupied
0.0%
This area
0.0%
State
19.0%
USA
34.0%
💼 Unemployment Rate
3.8%
This area
3.8%
State
-19.8%
USA
3.7%
🎓 College Educated
35.6%
This area
35.6%
State
-9.6%
USA
33.7%
👤 Median Age
46.8 years
This area
46.8 years
State
-3.8 years
USA
38.9 years
🏚️ Vacancy Rate
26.1%
This area
26.1%
State
23.5%
USA
10.5%
👥 Population by Ethnicity
White 95.1%
Asian 3.9%
Black/African American 1.0%
👶 Under 18
26.3%
This area
26.3%
USA
22.0%
👴 65 and Over
12.2%
This area
12.2%
USA
17.3%
📊 Poverty Rate
6.3%
This area
6.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Nearby Colleges & Universities

5 Nearby 1,159 Off-Campus Students
C+
American Public University System
50,187 students · 6.1 mi
C
Catholic Distance University
171 students · 6.2 mi
C+
Shenandoah University
4,343 students · 11.8 mi
C+
Blue Ridge Community and Technical College
4,309 students · 13.7 mi
C
International Beauty School 4
86 students · 14.9 mi

Investor Insight: With 1,159 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What do rentals go for in Summit Point, WV?

Average rent in Summit Point, WV is approximately $1,215/mo per month. Against $472K home values that yields a reasonable rent-to-price ratio.

How strong is the working-renter base in Summit Point, WV?

The renter base in Summit Point, WV is reasonable for the $1,215/mo price point. Screening well and pricing to market typically yields consistent tenants.

Is Summit Point, WV a smart market for rental property?

With a 3.0/5 investability score, Summit Point, WV ranks as a solid market for rental property investors. Median prices of $472K and rents of $1,215/mo drive the underlying numbers.

How tight is the rental market in Summit Point, WV?

Summit Point, WV carries elevated vacancy risk. Expect steady absorption at market rents of $1,215/mo.

Is WV a landlord-friendly state?

Landlord-friendliness in Summit Point, WV is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

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How 25446 ranks in Washington-Arlington-Alexandria, DC-VA-MD-WV

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