Real Estate Investing in Pollock Pines, California (95726)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95726 (Pollock Pines, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 23.9% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (0.5% CAGR).
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 25.6 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Pollock Pines, CA (95726)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95726 Pollock Pines
This part of El Dorado County is not an easy win. The 95726 ZIP shows softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The 95726 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.
ZIP 95726's metrics run below El Dorado County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
From an investor standpoint, 8,229 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.
Experienced landlords with local relationships tend to find 95726 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Pollock Pines:
Property Strategy for 95726
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $237,883 | $1,180 | 3.6% | +2.8% | $237,883 |
| 2BR | $329,104 | $1,450 | 3.2% | +3.3% | $164,552 |
| 3BR | $413,261 | $1,930 | 3.4% | +3.4% | $137,754 |
| 4BR | $508,117 | $2,220 | 3.1% | +4.0% | $127,029 |
Market Trends
Home Value History (with trend line)
📊 How Does 95726 Compare?
| Metric | 95726 | Pollock Pines | Sacramento-Roseville-Folsom, CA | California |
|---|---|---|---|---|
| Home Value | $401,375 | $401,375 | N/A | $761,003 |
| 5-Year CAGR | 0.5% | 0.5% | N/A | 5.7% |
| Avg Rent | $1,305 | $1,305 | N/A | - |
| Cap Rate | 2.5% | 2.5% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95726 (Pollock Pines, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $401,375 |
| Monthly Rent | $1,305 |
| Price-to-Rent | 25.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.5% |
| 5-Year IRR | 3.0% |
📈 Home Appreciation
| 1-Year | +0.7% ▲ |
| 3-Year CAGR | -0.4% ▼ |
| 5-Year CAGR | +0.5% ▲ |
| 10-Year CAGR | +4.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95726
Population: 8,229
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95726
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
How much rent can I charge in Pollock Pines, CA?
Rent in Pollock Pines, CA is around $1,305/mo. The resulting rent-to-value relationship with $401K pricing is reasonable for most investor models.
Are renters plentiful in Pollock Pines, CA?
Pollock Pines, CA offers a stable renter base at the $1,305/mo rent level. Tenant turnover is reasonable for well-managed properties.
Is Pollock Pines, CA a friendly market for rental owners?
CA law tenant-protective for landlords, and Pollock Pines inherits those rules. Investors should still review local ordinances for rental licensing.
Does Pollock Pines, CA make sense for an investment property?
Pollock Pines, CA scores 2.0/5 for investability. Home values sit at $401K and rents near $1,305/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.
Are homes affordable in Pollock Pines, CA?
Median home price in Pollock Pines, CA is near $401K, with a 5-year CAGR of 0.0%. Prices have been consistent and supportive of buy-and-hold strategies.
You know 95726 now. You don’t know where it ranks.
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How 95726 ranks in Sacramento-Roseville-Folsom, CA
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