Real Estate Investing in Walnut Grove, California (95690)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Sacramento County • Population: 1,793 • Data updated: September 2026

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Should you buy in 95690 (Walnut Grove, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (25/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
4 flags
  • High vacancy: 21.3% of homes vacant — above national norms.
  • Flat appreciation: Values have barely moved over 5 years (1.2% CAGR).
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
  • High price-to-rent: Price-to-rent ratio 29.7 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Walnut Grove, CA (95690)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $551,361
Avg Monthly Rent $1,548
1% Rule ✗ Does Not Meet
Median Income $71,250
% Renters 38.5%

Market Analysis: 95690 Walnut Grove

This part of Sacramento County is not an easy win. The 95690 ZIP shows softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Rent of $1,548/mo on a $551K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 95690 sits below the stated 0.0% once reality is priced in.

Stepping back, 95690 offers a low basis, the region around Walnut Grove has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The 95690 ZIP's population of 1,793 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that comes in at the need for careful underwriting.

Strategy in 95690 is an operator game, not a passive one. Looking more closely, entry prices of $551K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Walnut Grove:

C Below Average
Buy Confidence Score: 51/100
Affordability
5/25
Appreciation
14/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.7× the median income
Value Trend
Rising (+5.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,548/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
❄️
COOL MARKET
Sacramento-Roseville-Folsom, CA Metro Area
More inventory, negotiating room for buyers
46 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sacramento-Roseville-Folsom, CA metro data
🏠

Property Strategy for 95690

Which property type performs best in this market?

Best for Cash Flow
2BR
3.2% cap rate
Best for Appreciation
3BR
+3.1% 5yr CAGR
Best Overall Value
3BR
$181,541/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $387,209 $1,720 3.2% +1.8% $193,605
3BR $544,623 $2,290 3.0% +3.1% $181,541

Market Trends

Home Value History (with trend line)

$596K$511K$427K$343K$258K$174KJul 2006Jul 2016Jul 2026

📊 How Does 95690 Compare?

Metric 95690 Walnut Grove Sacramento-Roseville-Folsom, CA California
Home Value $551,361 $551,361 N/A $761,003
5-Year CAGR 1.2% 1.2% N/A 5.7%
Avg Rent $1,548 $1,548 N/A -
Cap Rate 2.2% 2.2% - -
💡 Why Invest in 95690? Click to expand

A healthy rental market with 39% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95690 (Walnut Grove, CA). Anonymous, moderated, never written by AI.

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Property managers serving Sacramento County

Manage rentals here? List your business →

Advent Properties, Inc. offers comprehensive, responsive, and professional property management and real estate services in the Bay Area, East Bay, and Sacramento regions. summary from their website

Unclaimed — is this your business? Claim it free

CYA Property Management, led by Carla Morgan, serves Carmichael, CA. summary from their website

Unclaimed — is this your business? Claim it free

Eagle Property Management offers property management services in Sacramento, CA. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.2%
Low
5yr Growth
+1.2%
Slow

📊 Market Snapshot

Home Value $551,361
Monthly Rent $1,548
Price-to-Rent 29.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.4%
Cap Rate 2.2%
5-Year IRR 3.4%

📈 Home Appreciation

1-Year +5.7% ▲
3-Year CAGR +2.3% ▲
5-Year CAGR +1.2% ▲
10-Year CAGR +4.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.3%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
+1.2%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95690

Population: 1,793

💰 Median Household Income
$71,250
This area
$71,250
State
$94,164
USA
$74,580
🏠 Renter Occupied
38.5%
This area
38.5%
State
39.3%
USA
34.0%
💼 Unemployment Rate
4.0%
This area
4.0%
State
-16.6%
USA
3.7%
🎓 College Educated
48.0%
This area
48.0%
State
7.7%
USA
33.7%
👤 Median Age
33.0 years
This area
33.0 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
21.3%
This area
21.3%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 54.4%
Other/Mixed 35.1%
Hispanic/Latino 28.6%
Asian 9.4%
Black/African American 1.1%
👶 Under 18
25.1%
This area
25.1%
USA
22.0%
👴 65 and Over
21.2%
This area
21.2%
USA
17.3%
📊 Poverty Rate
19.3%
This area
19.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95690

B Avg School Grade
1 Schools
19.9:1 Avg Class Size
$14,448 Avg Per Pupil

Schools in This ZIP Code

B Good

Walnut Grove Elementary

📚 K – 06 School
👥
141 Students
👨‍🏫
19.9:1 Class Size
💰
$14,448 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C+
California Northstate University
847 students · 13.2 mi

Frequently Asked Questions

Is real estate in Walnut Grove, CA a good investment right now?

The 2.0/5 investability rating in Walnut Grove, CA reflects its $551K prices and $1,548/mo rents. Investors generally consider it a solid option within CA.

How strong is the working-renter base in Walnut Grove, CA?

Expect a solid tenant pool in Walnut Grove, CA. The rental market absorbs $1,548/mo rents without meaningful friction.

How much rent can I charge in Walnut Grove, CA?

Expect rents around $1,548/mo per month in Walnut Grove, CA. With home values at $551K, the yield math works out to reasonable levels for rental investors.

Can owner-occupants cash flow in Walnut Grove, CA?

House hacking works a challenging in Walnut Grove, CA. Rents of $1,548/mo against $551K acquisition make the strategy solid for owner-occupants.

Is vacancy a concern in Walnut Grove, CA?

Vacancy risk in Walnut Grove, CA is elevated. That supports reliable cash flow for typical rental holds.

You know 95690 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95690 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 95690 ranks in Sacramento-Roseville-Folsom, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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