Real Estate Investing in Laytonville, California (95454)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mendocino County • Population: 1,676 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 95454 (Laytonville, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (28/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
7 flags
  • High vacancy: 28.3% of homes vacant — above national norms.
  • Declining values: -10.4% 5-year CAGR — values have moved lower.
  • 1-year downturn: Values declined 8.7% in the last year.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Laytonville, CA (95454)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $303,019
Avg Monthly Rent $1,539
1% Rule ✗ Does Not Meet
Median Income $38,998
% Renters 16.6%

Market Analysis: 95454 Laytonville

Meanwhile, ZIP 95454 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $303K median. It rewards specialists, not generalists.

The investment case in 95454 is substantial only for operators who understand what they are buying. A $303K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

Nearby ZIPs in Laytonville have seen price recovery that 95454 has not matched. Mendocino County data supports the view that the spread is structural rather than temporary.

Who lives in 95454 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. impressive returns are possible in 95454, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Laytonville:

D Needs Caution
Buy Confidence Score: 33/100
Affordability
5/25
Appreciation
0/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.8× the median income
Value Trend
Declining (-8.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,539/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Ukiah, CA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ukiah, CA metro data

Market Trends

Home Value History (with trend line)

$553K$479K$406K$332K$258K$184KJan 2012May 2019Jul 2026

📊 How Does 95454 Compare?

Metric 95454 Laytonville Ukiah, CA California
Home Value $303,019 $303,019 N/A $761,003
5-Year CAGR N/A N/A N/A 5.7%
Avg Rent $1,539 $1,539 N/A -
Cap Rate 4.0% 4.0% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95454 (Laytonville, CA). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 95454 (Laytonville, CA)?

~25 seconds · no account needed · your report is anonymous

Investability
Fair
Cap Rate
4.0%
Low
5yr Growth
-10.4%
Declining

📉 Market Crash Risk Index

Based on Ukiah, CA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
62%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $303,019
Monthly Rent $1,539
Price-to-Rent 16.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR N/A

📈 Home Appreciation

1-Year -8.7% ▼
3-Year CAGR -11.0% ▼
5-Year CAGR -10.4% ▼
10-Year CAGR -2.1% ▼

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
28.3%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
-10.4%
Declining
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95454

Population: 1,676

💰 Median Household Income
$38,998
This area
$38,998
State
$94,164
USA
$74,580
🏠 Renter Occupied
16.6%
This area
16.6%
State
39.3%
USA
34.0%
💼 Unemployment Rate
8.5%
This area
8.5%
State
-16.6%
USA
3.7%
🎓 College Educated
8.9%
This area
8.9%
State
7.7%
USA
33.7%
👤 Median Age
57.6 years
This area
57.6 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
28.3%
This area
28.3%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 66.9%
Other/Mixed 32.2%
Hispanic/Latino 21.3%
Asian 0.9%
👶 Under 18
12.7%
This area
12.7%
USA
22.0%
👴 65 and Over
35.7%
This area
35.7%
USA
17.3%
📊 Poverty Rate
27.0%
This area
27.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95454

B+ Avg School Grade
3 Schools
14.4:1 Avg Class Size
$20,579 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Laytonville High

📚 09 – 12 High School
👥
99 Students
👨‍🏫
10.6:1 Class Size
💰
$20,579 Per Student
B+ Above Average

Laytonville Elementary

📚 K – 08 School
👥
216 Students
👨‍🏫
18.3:1 Class Size
💰
$20,579 Per Student
C+ Average

Laytonville Continuation High

📚 09 – 12 High School Limited Data
💰
$20,579 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

Is Laytonville, CA a good market for buy-and-hold investors?

Our data puts Laytonville, CA at 2.0/5 for investability. Home prices of $303K and rents around $1,539/mo create a solid backdrop for investor activity.

What price range are homes in Laytonville, CA?

The median home value in Laytonville, CA is roughly $303K. That puts it reasonable relative to the CA statewide average.

How strong are rents in Laytonville, CA?

The typical rental in Laytonville, CA commands about $1,539/mo monthly. That rent profile stable cash flow against the $303K purchase basis.

Are there empty rentals in Laytonville, CA?

Laytonville, CA sees elevated vacancy, which is reasonable relative to the broader CA rental market.

Is rental property easy to operate in Laytonville, CA?

The landlord environment in Laytonville, CA is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.

You know 95454 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95454 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 95454 ranks in Ukiah, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation →
🤖

AI Market Advisor

Ask questions about investing in 95454 (Laytonville)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 95454 (Laytonville, CA).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.