Real Estate Investing in Ukiah, California (95482)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mendocino County • Population: 33,396 • Data updated: September 2026

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Should you buy in 95482 (Ukiah, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (30/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • Declining values: -3.9% 5-year CAGR — values have moved lower.
  • Elevated vacancy: 8.7% vacancy may signal weakening demand.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Ukiah, CA (95482)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $481,859
Avg Monthly Rent $1,979
1% Rule ✗ Does Not Meet
Median Income $65,657
% Renters 43.1%

Market Analysis: 95482 Ukiah

This part of Mendocino County is not an easy win. The 95482 ZIP shows softness in key indicators, and the playbook that works in cleaner markets often stalls here.

Rent of $1,979/mo on a $482K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 95482 sits below the stated 0.0% once reality is priced in.

The gap between 95482 and stronger Ukiah ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 95482 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The 95482 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Ukiah:

D Needs Caution
Buy Confidence Score: 39/100
Affordability
5/25
Appreciation
0/25
Stability
13/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.3× the median income
Value Trend
Declining (-1.0%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,979/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Ukiah, CA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Ukiah, CA metro data

Market Trends

Home Value History (with trend line)

$631K$559K$487K$414K$342K$270KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,106$1,994$1,881$1,769$1,656$1,544Jan 2025Oct 2025Jul 2026

📊 How Does 95482 Compare?

Metric 95482 Ukiah Ukiah, CA California
Home Value $481,859 $481,859 N/A $761,003
5-Year CAGR N/A N/A N/A 5.7%
Avg Rent $1,979 $1,979 N/A -
Cap Rate 3.2% 3.2% - -
💡 Why Invest in 95482? Click to expand

A healthy rental market with 43% renter-occupied households ensures tenant availability.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95482 (Ukiah, CA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.2%
Low
5yr Growth
-3.9%
Declining

📉 Market Crash Risk Index

Based on Ukiah, CA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
62%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $481,859
Monthly Rent $1,979
Price-to-Rent 20.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.9%
Cap Rate 3.2%
5-Year IRR N/A

📈 Home Appreciation

1-Year -1.0% ▼
3-Year CAGR -4.4% ▼
5-Year CAGR -3.9% ▼
10-Year CAGR +1.5% ▲

🏠 Rent Trends

1-Year +22.9% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.2%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.7%
Moderate risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
-3.9%
Declining
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95482

Population: 33,396

💰 Median Household Income
$65,657
This area
$65,657
State
$94,164
USA
$74,580
🏠 Renter Occupied
43.1%
This area
43.1%
State
39.3%
USA
34.0%
💼 Unemployment Rate
4.5%
This area
4.5%
State
-16.6%
USA
3.7%
🎓 College Educated
21.7%
This area
21.7%
State
7.7%
USA
33.7%
👤 Median Age
39.1 years
This area
39.1 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
8.7%
This area
8.7%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 69.8%
Other/Mixed 26.3%
Hispanic/Latino 19.3%
Asian 3.1%
Black/African American 0.7%
👶 Under 18
24.6%
This area
24.6%
USA
22.0%
👴 65 and Over
17.5%
This area
17.5%
USA
17.3%
📊 Poverty Rate
11.1%
This area
11.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95482

B Avg School Grade
18 Schools
18.2:1 Avg Class Size
$18,219 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Nokomis Elementary

📚 K – 05 Elementary
👥
315 Students
👨‍🏫
21.0:1 Class Size
💰
$20,488 Per Student
A Very Good

Oak Manor Elementary

📚 K – 06 School
👥
407 Students
👨‍🏫
21.4:1 Class Size
💰
$20,488 Per Student
A Very Good

Pomolita Middle

📚 06 – 08 Middle
👥
771 Students
👨‍🏫
18.5:1 Class Size
💰
$20,488 Per Student
B+ Above Average

South Valley High (Continuation)

📚 09 – 12 High School
👥
118 Students
👨‍🏫
14.7:1 Class Size
💰
$20,488 Per Student
B+ Above Average

Calpella Elementary

📚 K – 04 Elementary
👥
477 Students
👨‍🏫
22.7:1 Class Size
💰
$20,488 Per Student
B+ Above Average

Frank Zeek Elementary

📚 K – 06 School
👥
435 Students
👨‍🏫
22.9:1 Class Size
💰
$20,488 Per Student
B+ Above Average

Grace Hudson Elementary

📚 K – 05 Elementary
👥
421 Students
👨‍🏫
23.4:1 Class Size
💰
$20,488 Per Student
B+ Above Average

Yokayo Elementary

📚 K – 06 School
👥
440 Students
👨‍🏫
23.2:1 Class Size
💰
$20,488 Per Student
B+ Above Average

Sequoia Career Academy

📚 04 – 12 High School Charter
👥
127 Students
👨‍🏫
13.7:1 Class Size
💰
$14,545 Per Student
B Good

Ukiah High

📚 09 – 12 High School
👥
1,745 Students
👨‍🏫
18.9:1 Class Size
💰
$20,488 Per Student
B Good

Ukiah Independent Study Academy

📚 K – 12 K-12
👥
122 Students
👨‍🏫
19.5:1 Class Size
💰
$20,488 Per Student
C+ Average

Redwood Collegiate Academy

📚 07 – 12 High School Charter
👥
133 Students
👨‍🏫
17.2:1 Class Size
💰
$13,764 Per Student
C+ Average

Tree of Life Charter

📚 K – 08 School Charter
👥
89 Students
👨‍🏫
17.8:1 Class Size
💰
$11,907 Per Student
C+ Average

Mendocino County Community

📚 07 – 12 High School
👥
19 Students
👨‍🏫
9.4:1 Class Size
C+ Average

West Hills Juvenile Hall Court

📚 K – 12 K-12
👥
9 Students
👨‍🏫
9.0:1 Class Size
C Below Average

Orr Creek

📚 K – 12 K-12
👥
14 Students
👨‍🏫
13.3:1 Class Size
C Below Average

Mendocino County ROP

📚 09 – 12 High School Limited Data
C Below Average

River Oak Charter

📚 K – 08 School Charter
👥
245 Students
👨‍🏫
22.4:1 Class Size
💰
$9,975 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

3 Nearby 1,995 Off-Campus Students
D
Ukiah Adult School
32 students · 1.3 mi
C
Mendocino College
4,032 students · 2.0 mi
D
Dharma Realm Buddhist University
0 students · 4.7 mi

Investor Insight: With 1,995 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What price range are homes in Ukiah, CA?

In Ukiah, CA the median home value sits at $482K. Against the broader CA market, that reads as reasonable for most investors.

How do experienced investors play Ukiah, CA?

For Ukiah, CA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

How strong is tenant demand in Ukiah, CA?

Expect a solid tenant pool in Ukiah, CA. The rental market absorbs $1,979/mo rents without meaningful friction.

Should investors consider Ukiah, CA?

Ukiah, CA registers an investability rating of 2.0/5, with median home values near $482K and average rents around $1,979/mo. That combination puts it in the durable tier for investor interest.

How do landlord-tenant laws work in Ukiah, CA?

Landlord-friendliness in Ukiah, CA is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.

You know 95482 now. You don’t know where it ranks.

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How 95482 ranks in Ukiah, CA

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