Real Estate Investing in Albion, California (95410)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95410 (Albion, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 24.9% of homes vacant — above national norms.
- Declining values: -6.4% 5-year CAGR — values have moved lower.
- 1-year downturn: Values declined 4.8% in the last year.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Albion, CA (95410)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 95410 Albion
This part of Mendocino County is not an easy win. The 95410 ZIP reflects softness in key indicators, and the playbook that works in cleaner markets often stalls here.
The investment case in 95410 is robust only for operators who understand what they are buying. A $596K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.
Put differently, 95410 offers a low basis, the region around Albion has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Employment concentration in 95410 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
appears to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Albion:
Market Trends
Home Value History (with trend line)
📊 How Does 95410 Compare?
| Metric | 95410 | Albion | Ukiah, CA | California |
|---|---|---|---|---|
| Home Value | $596,438 | $596,438 | N/A | $761,003 |
| 5-Year CAGR | N/A | N/A | N/A | 5.7% |
| Avg Rent | $1,539 | $1,539 | N/A | - |
| Cap Rate | 2.0% | 2.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95410 (Albion, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $596,438 |
| Monthly Rent | $1,539 |
| Price-to-Rent | 32.3:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.1% |
| Cap Rate | 2.0% |
| 5-Year IRR | N/A |
📈 Home Appreciation
| 1-Year | -4.8% ▼ |
| 3-Year CAGR | -5.9% ▼ |
| 5-Year CAGR | -6.4% ▼ |
| 10-Year CAGR | +0.5% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95410
Population: 642
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95410
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the average home sale price in Albion, CA?
Median home price in Albion, CA is near $596K, with a 5-year CAGR of 0.0%. Prices have been reliable and supportive of buy-and-hold strategies.
Are tenants stable in Albion, CA?
Tenant demand in Albion, CA is solid. The local workforce $1,539/mo rents across most rental classes.
What type of investing works in Albion, CA?
For Albion, CA, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.
Does house hacking make sense in Albion, CA?
The house hack math a challenging in Albion, CA. Owner-occupant buyers benefit from the $1,539/mo rents and $596K home values.
What is it like being a landlord in Albion, CA?
Albion, CA operates under CA law, which is tenant-protective overall for landlords. Expect consistent treatment in typical lease and eviction cases.
You know 95410 now. You don’t know where it ranks.
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How 95410 ranks in Ukiah, CA
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