Real Estate Investing in Lakeport, California (95453)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Lake County • Population: 11,888 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 95453 (Lakeport, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (35/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 17.0% of homes vacant — above national norms.
  • Declining values: -0.8% 5-year CAGR — values have moved lower.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

What’s happening in Lakeport, CA (95453)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $363,278
Avg Monthly Rent $1,838
1% Rule ✗ Does Not Meet
Median Income $65,012
% Renters 25.0%

Market Analysis: 95453 Lakeport

The 95453 ZIP covers a section of Lakeport that demands careful diligence. Prices near $363K look accessible, but the work to make a deal cash flow is real.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 95453 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Statewide comparisons place 95453 among CA's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

A notable renter share of 25% in 95453 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

New investors are better served looking at Lakeport's stable or hybrid ZIPs before stepping into 95453. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lakeport:

D Needs Caution
Buy Confidence Score: 47/100
Affordability
10/25
Appreciation
5/25
Stability
11/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Declining (-0.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,838/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Clearlake, CA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
6.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Clearlake, CA metro data
🏠

Property Strategy for 95453

Which property type performs best in this market?

Best for Cash Flow
3BR
3.3% cap rate
Best for Appreciation
4BR
+2.1% 5yr CAGR
Best Overall Value
4BR
$121,589/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $215,577 $970 3.2% -2.9% $215,577
2BR $280,469 $1,270 3.3% +0.8% $140,234
3BR $381,939 $1,770 3.3% +1.8% $127,313
4BR $486,355 $2,130 3.2% +2.1% $121,589

Market Trends

Home Value History (with trend line)

$433K$374K$316K$257K$198K$140KJan 2007Oct 2016Jul 2026

Rent History (with trend line)

$1,863$1,792$1,722$1,651$1,581$1,510Sep 2025Mar 2026Jul 2026

📊 How Does 95453 Compare?

Metric 95453 Lakeport Clearlake, CA California
Home Value $363,278 $363,278 N/A $761,003
5-Year CAGR N/A N/A N/A 5.7%
Avg Rent $1,838 $1,838 N/A -
Cap Rate 4.0% 4.0% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95453 (Lakeport, CA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.0%
Low
5yr Growth
-0.8%
Declining

📉 Market Crash Risk Index

Based on Clearlake, CA metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
65%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $363,278
Monthly Rent $1,838
Price-to-Rent 16.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.1%
Cap Rate 4.0%
5-Year IRR 3.1%

📈 Home Appreciation

1-Year -0.1% ▼
3-Year CAGR -1.4% ▼
5-Year CAGR -0.8% ▼
10-Year CAGR +3.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.0%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
-0.8%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95453

Population: 11,888

💰 Median Household Income
$65,012
This area
$65,012
State
$94,164
USA
$74,580
🏠 Renter Occupied
25.0%
This area
25.0%
State
39.3%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-16.6%
USA
3.7%
🎓 College Educated
22.6%
This area
22.6%
State
7.7%
USA
33.7%
👤 Median Age
48.1 years
This area
48.1 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
17.0%
This area
17.0%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 76.2%
Other/Mixed 21.4%
Hispanic/Latino 12.8%
Black/African American 1.3%
Asian 1.1%
👶 Under 18
19.4%
This area
19.4%
USA
22.0%
👴 65 and Over
25.0%
This area
25.0%
USA
17.3%
📊 Poverty Rate
9.3%
This area
9.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95453

B Avg School Grade
7 Schools
16.6:1 Avg Class Size
$17,720 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Clear Lake High

📚 09 – 12 High School
👥
336 Students
👨‍🏫
14.9:1 Class Size
💰
$17,720 Per Student
B+ Above Average

Lakeport Elementary

📚 K – 03 Elementary
👥
429 Students
👨‍🏫
20.4:1 Class Size
💰
$17,720 Per Student
B+ Above Average

Terrace Middle

📚 04 – 08 School
👥
475 Students
👨‍🏫
18.5:1 Class Size
💰
$17,720 Per Student
B Good
👥
93 Students
👨‍🏫
15.5:1 Class Size
💰
$17,720 Per Student
C+ Average

Lakeport Community Day

📚 06 – 10 High School Limited Data
💰
$17,720 Per Student
C+ Average

Lloyd Hance Community

📚 07 – 12 High School
👥
10 Students
👨‍🏫
5.1:1 Class Size
C Below Average

Natural High (Continuation)

📚 09 – 12 High School
👥
26 Students
👨‍🏫
25.5:1 Class Size
💰
$17,720 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
D
Dharma Realm Buddhist University
0 students · 13.3 mi

Frequently Asked Questions

What are rental rates like in Lakeport, CA?

Lakeport, CA rentals go for roughly $1,838/mo a month. That puts gross yield in solid territory relative to $363K acquisition costs.

How qualified is the tenant pool in Lakeport, CA?

Lakeport, CA draws a predictable base of working renters. Demand at the $1,838/mo rent level is reasonable for standard single-family and small multi rentals.

How do home values compare in Lakeport, CA?

Median home price in Lakeport, CA is near $363K, with a 5-year CAGR of 0.0%. Prices have been steady and supportive of buy-and-hold strategies.

What is the typical vacancy rate in Lakeport, CA?

Expect elevated vacancy in Lakeport, CA. Rents at $1,838/mo are absorbed by the tenant base without meaningful lag.

Is rental property easy to operate in Lakeport, CA?

CA ranks as a tenant-protective state for landlord-tenant law. Lakeport generally follows the statewide framework, so landlords face reasonable operating rules.

You know 95453 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95453 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 95453 ranks in Clearlake, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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