Real Estate Investing in Coulterville, California (95311)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Mariposa County • Population: 2,282 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 95311 (Coulterville, CA)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (24/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 30.5% of homes vacant — above national norms.
  • Declining values: -0.7% 5-year CAGR — values have moved lower.
  • Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Coulterville, CA (95311)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $325,898
Avg Monthly Rent $1,476
1% Rule ✗ Does Not Meet
Median Income $49,844
% Renters 12.8%

Market Analysis: 95311 Coulterville

ZIP 95311 in Coulterville, CA carries a durable set of headwinds. Home values near $326K and rents of $1,476/mo sit inside a market where underwriting has to be tight.

Stepping back, the numbers look inviting — $326K purchase price, 0.0% nominal cap — the work to hit that pro forma in 95311 is substantial and deserves full respect.

Nearby ZIPs in Coulterville have seen price recovery that 95311 has not matched. Mariposa County data supports the view that the spread is structural rather than temporary.

The demographic picture in 95311 includes headwinds that any investor should price in. Income distribution skews lower than Coulterville averages, and tenant stability requires active management.

Experienced landlords with local relationships tend to find 95311 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Coulterville:

D Needs Caution
Buy Confidence Score: 38/100
Affordability
5/25
Appreciation
5/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.5× the median income
Value Trend
Declining (-0.7%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,476/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Sonora, CA Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
7.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Sonora, CA metro data
🏠

Property Strategy for 95311

Which property type performs best in this market?

Best for Cash Flow
3BR
4.3% cap rate
Best for Appreciation
3BR
+4.9% 5yr CAGR
Best Overall Value
3BR
$124,159/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $290,913 $1,640 4.1% +4.0% $145,456
3BR $372,478 $2,200 4.3% +4.9% $124,159

Market Trends

Home Value History (with trend line)

$387K$335K$284K$232K$180K$129KJan 2007Oct 2016Jul 2026

📊 How Does 95311 Compare?

Metric 95311 Coulterville Sonora, CA California
Home Value $325,898 $325,898 N/A $761,003
5-Year CAGR N/A N/A N/A 5.7%
Avg Rent $1,476 $1,476 N/A -
Cap Rate 3.5% 3.5% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 95311 (Coulterville, CA). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.5%
Low
5yr Growth
-0.7%
Declining

📉 Market Crash Risk Index

Based on Sonora, CA metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $325,898
Monthly Rent $1,476
Price-to-Rent 18.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.4%
Cap Rate 3.5%
5-Year IRR 2.8%

📈 Home Appreciation

1-Year -0.7% ▼
3-Year CAGR -2.0% ▼
5-Year CAGR -0.7% ▼
10-Year CAGR +4.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
30.5%
Elevated risk
Landlord Climate
1.0/5
Protective
Value Trend (5yr)
-0.7%
Flat
Eviction process: Very Slow Rent control: Unfavorable

Demographics in 95311

Population: 2,282

💰 Median Household Income
$49,844
This area
$49,844
State
$94,164
USA
$74,580
🏠 Renter Occupied
12.8%
This area
12.8%
State
39.3%
USA
34.0%
💼 Unemployment Rate
1.5%
This area
1.5%
State
-16.6%
USA
3.7%
🎓 College Educated
16.9%
This area
16.9%
State
7.7%
USA
33.7%
👤 Median Age
56.6 years
This area
56.6 years
State
9.6 years
USA
38.9 years
🏚️ Vacancy Rate
30.5%
This area
30.5%
State
15.3%
USA
10.5%
👥 Population by Ethnicity
White 79.1%
Other/Mixed 20.7%
Hispanic/Latino 14.8%
Asian 0.2%
👶 Under 18
17.1%
This area
17.1%
USA
22.0%
👴 65 and Over
32.5%
This area
32.5%
USA
17.3%
📊 Poverty Rate
8.7%
This area
8.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 95311

C+ Avg School Grade
1 Schools
21.1:1 Avg Class Size
$18,946 Avg Per Pupil

Schools in This ZIP Code

C+ Average

Greeley Hill Elementary

📚 K – 08 School
👥
47 Students
👨‍🏫
21.1:1 Class Size
💰
$18,946 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How expensive is real estate in Coulterville, CA?

The median home value in Coulterville, CA is roughly $326K. That puts it reasonable relative to the CA statewide average.

Is Coulterville in CA worth investing in?

Investors tracking Coulterville, CA will find a 2.0/5 rating supported by $326K median home values and $1,476/mo rents. That profile suits long-term holders targeting reliable returns.

Are renters plentiful in Coulterville, CA?

Working renters make up the core of the Coulterville, CA tenant base. The pool is reasonable for investors targeting long-term holds.

Is Coulterville, CA suited for a house hack?

For house hackers, Coulterville, CA is a challenging. The $1,476/mo rent on a unit helps defray the mortgage on a $326K property.

How landlord-friendly is Coulterville, CA?

Landlord-friendliness in Coulterville, CA is tenant-protective. Eviction timelines and lease enforcement are considered reasonable by most property managers.

You know 95311 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 95311 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 95311 ranks in Sonora, CA

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation →
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