Real Estate Investing in Mariposa, California (95338)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 95338 (Mariposa, CA)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- High vacancy: 14.3% of homes vacant — above national norms.
- Flat appreciation: Values have barely moved over 5 years (0.4% CAGR).
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
- High price-to-rent: Price-to-rent ratio 26.4 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Mariposa, CA (95338)?
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Market Analysis: 95338 Mariposa
The 95338 ZIP in Mariposa, CA is a local-operator market. Outside capital chasing a $402K entry has to pair deep knowledge with the discount.
From an investor standpoint, the numbers look inviting — $402K purchase price, 0.0% nominal cap — the work to hit that pro forma in 95338 is substantial and deserves full respect.
ZIP 95338's metrics run below Mariposa County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
A durable renter share of 27% in 95338 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.
Experienced landlords with local relationships tend to find 95338 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.
Here's what matters if you're considering buying a home in Mariposa:
Property Strategy for 95338
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $287,089 | $1,110 | 2.8% | +3.8% | $287,089 |
| 2BR | $342,679 | $1,410 | 3.0% | +4.4% | $171,339 |
| 3BR | $423,283 | $1,960 | 3.3% | — | $141,094 |
| 4BR | $506,517 | $2,370 | 3.4% | +5.0% | $126,629 |
Market Trends
Home Value History (with trend line)
📊 How Does 95338 Compare?
| Metric | 95338 | Mariposa | California |
|---|---|---|---|
| Home Value | $401,604 | $401,604 | $761,003 |
| 5-Year CAGR | 0.4% | 0.4% | 5.7% |
| Avg Rent | $1,269 | $1,269 | - |
| Cap Rate | 2.5% | 2.5% | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 95338 (Mariposa, CA). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $401,604 |
| Monthly Rent | $1,269 |
| Price-to-Rent | 26.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.8% |
| Cap Rate | 2.5% |
| 5-Year IRR | 2.9% |
📈 Home Appreciation
| 1-Year | +2.3% ▲ |
| 3-Year CAGR | -0.5% ▼ |
| 5-Year CAGR | +0.4% ▲ |
| 10-Year CAGR | +4.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 95338
Population: 10,164
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 95338
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is real estate in Mariposa, CA a good investment right now?
Our data puts Mariposa, CA at 2.0/5 for investability. Home prices of $402K and rents around $1,269/mo create a solid backdrop for investor activity.
Where do home prices stand in Mariposa, CA?
Typical homes in Mariposa, CA go for around $402K. The 5-year CAGR of 0.0% stable price movement.
How much is rent in Mariposa, CA?
Average rent in Mariposa, CA is approximately $1,269/mo per month. Against $402K home values that yields a reasonable rent-to-price ratio.
Are there empty rentals in Mariposa, CA?
Mariposa, CA carries elevated vacancy risk. Expect stable absorption at market rents of $1,269/mo.
Is it easy to find good tenants in Mariposa, CA?
Mariposa, CA offers a even-keeled renter base at the $1,269/mo rent level. Tenant turnover is reasonable for well-managed properties.
You know 95338 now. You don’t know where it ranks.
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