Real Estate Investing in Oakley, California (94561)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 94561 (Oakley, CA)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.
- Declining values: -0.1% 5-year CAGR — values have moved lower.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Oakley, CA (94561)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 94561 Oakley
The 94561 ZIP covers a section of Oakley that demands careful diligence. Prices near $661K look accessible, but the work to make a deal cash flow is real.
In practical terms, the numbers look inviting — $661K purchase price, 0.0% nominal cap — the work to hit that pro forma in 94561 is substantial and deserves full respect.
ZIP 94561's metrics run below Contra Costa County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
The 94561 ZIP's population of 45,386 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that registers the need for careful underwriting.
Distressed ZIPs reward experience. healthy returns are possible in 94561, but they flow to investors who already understand how to operate in soft markets.
Here's what matters if you're considering buying a home in Oakley:
Property Strategy for 94561
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $460,131 | $2,630 | 4.1% | +3.4% | $230,065 |
| 3BR | $592,817 | $3,360 | 4.1% | +3.5% | $197,606 |
| 4BR | $687,785 | $3,990 | 4.2% | +4.1% | $171,946 |
| 5BR | $797,467 | — | — | +4.2% | $159,493 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 94561 Compare?
| Metric | 94561 | Oakley | San Francisco-Oakland-Berkeley, CA | California |
|---|---|---|---|---|
| Home Value | $660,651 | $660,651 | N/A | $761,003 |
| 5-Year CAGR | N/A | N/A | N/A | 5.7% |
| Avg Rent | $3,304 | $3,304 | N/A | - |
| Cap Rate | 3.9% | 3.9% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 94561 (Oakley, CA). Anonymous, moderated, never written by AI.
Do you own or manage rentals in ZIP 94561 (Oakley, CA)?
~25 seconds · no account needed · your report is anonymous
Property managers serving Contra Costa County
Manage rentals here? List your business →Advantage Property Management Services offers Pleasanton property management, including marketing, tenant screening, rent collection, maintenance, accounting, and eviction. summary from their website
Main Street Property Services is a full-service retail real estate company specializing in value-added leasing of shopping centers and downtown shopping districts. summary from their website
Maisel Property Management Inc's homepage text is minimal, but the domain name strongly suggests property management services. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $660,651 |
| Monthly Rent | $3,304 |
| Price-to-Rent | 16.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 6.0% |
| Cap Rate | 3.9% |
| 5-Year IRR | 3.8% |
📈 Home Appreciation
| 1-Year | -0.6% ▼ |
| 3-Year CAGR | -0.5% ▼ |
| 5-Year CAGR | -0.1% ▼ |
| 10-Year CAGR | +4.6% ▲ |
🏠 Rent Trends
| 1-Year | +5.2% ▲ |
| 3-Year CAGR | +3.2% ▲ |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.9%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 94561
Population: 45,386
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 94561
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 1,785 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
What are home prices like in Oakley, CA?
The median home value in Oakley, CA is roughly $661K. That puts it reasonable relative to the CA statewide average.
What does house hacking look like in Oakley, CA?
For house hackers, Oakley, CA is a challenging. The $3,304/mo rent on a unit helps defray the mortgage on a $661K property.
What is the typical vacancy rate in Oakley, CA?
Oakley, CA vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
What do rentals go for in Oakley, CA?
Rental rates in Oakley, CA average $3,304/mo. Tenant demand and $661K home values make the yield look reasonable by investor standards.
How do landlord-tenant laws work in Oakley, CA?
CA ranks as a tenant-protective state for landlord-tenant law. Oakley generally follows the statewide framework, so landlords face reasonable operating rules.
You know 94561 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 94561 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 94561 ranks in San Francisco-Oakland-Berkeley, CA
Every ZIP in this metro, ranked. Free.
AI Market Advisor
Ask questions about investing in 94561 (Oakley)
Community Ratings
What people who’ve spent time here actually say. Not paid reviews.
Be the first to rate 94561 (Oakley, CA).
It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.