Real Estate Investing in Peck, Idaho (83545)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 83545 (Peck, ID)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.7% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 29.5 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Peck, ID (83545)?
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Market Analysis: 83545 Peck
The 83545 ZIP covers a section of Peck that demands careful diligence. Prices near $417K look accessible, but the work to make a deal cash flow is real.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $417K asset, 83545 is the wrong submarket. If the plan prices in friction, the yield can still work.
ZIP 83545's metrics run below Nez Perce County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.
Who lives in 83545 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The 83545 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Peck:
Market Trends
Home Value History (with trend line)
📊 How Does 83545 Compare?
| Metric | 83545 | Peck | Lewiston, ID-WA | Idaho |
|---|---|---|---|---|
| Home Value | $416,630 | $416,630 | N/A | $465,545 |
| 5-Year CAGR | 6.5% | 6.5% | N/A | 7.2% |
| Avg Rent | $1,179 | $1,179 | N/A | - |
| Cap Rate | 2.2% | 2.2% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 83545 (Peck, ID). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $416,630 |
| Monthly Rent | $1,179 |
| Price-to-Rent | 29.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.4% |
| Cap Rate | 2.2% |
| 5-Year IRR | 8.7% |
📈 Home Appreciation
| 1-Year | +10.9% ▲ |
| 3-Year CAGR | +5.3% ▲ |
| 5-Year CAGR | +6.5% ▲ |
| 10-Year CAGR | +8.8% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.2%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 83545
Population: 440
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 83545
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What strategy should investors use in Peck, ID?
Investors who focus on careful cash-flow rentals with hands-on management typically do well in Peck, ID. The numbers - $417K homes against $1,179/mo rents - support that play.
Is ID a landlord-friendly state?
Peck, ID operates under ID law, which is landlord-friendly overall for landlords. Expect even-keeled treatment in typical lease and eviction cases.
How does Peck, ID stack up for property investment?
Our data puts Peck, ID at 3.0/5 for investability. Home prices of $417K and rents around $1,179/mo create a solid backdrop for investor activity.
Is Peck, ID a good market for FHA house hackers?
House hacking in Peck, ID is reasonable to execute. Prices around $417K and rents of $1,179/mo solid owner-occupant economics.
Are there empty rentals in Peck, ID?
Occupancy in Peck, ID runs predictable with elevated vacancy. Well-priced units at $1,179/mo lease on reasonable timelines.
You know 83545 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 83545 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 83545 ranks in Lewiston, ID-WA
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