Real Estate Investing in Livermore, Colorado (80545)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Larimer County • Population: 913 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 80545 (Livermore, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (45/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 73.1% of homes vacant — above national norms.

• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Livermore, CO (80545)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $447,361
Avg Monthly Rent $1,557
1% Rule ✗ Does Not Meet
Median Income $82,708
% Renters 1.2%

Market Analysis: 80545 Livermore

Investors eyeing 80545 need to respect the fundamentals at play. Home values of $447K come alongside slower price movement and elevated management overhead.

For an experienced owner, 80545 can be a a viable market for hunting ground — but the discount at $447K reflects genuine risk that outside investors often underestimate.

Nearby ZIPs in Livermore have seen price recovery that 80545 has not matched. Larimer County data supports the view that the spread is structural rather than temporary.

Demographically, 80545 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

New investors are better served looking at Livermore's stable or hybrid ZIPs before stepping into 80545. The learning curve here is expensive when the lesson is wrong.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Livermore:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
18/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.4× the median income
Value Trend
Declining (-0.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,557/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Fort Collins, CO Metro Area
More inventory, negotiating room for buyers
58 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Fort Collins, CO metro data
🏠

Property Strategy for 80545

Which property type performs best in this market?

Best for Cash Flow
1BR
3.5% cap rate
Best for Appreciation
2BR
+6.8% 5yr CAGR
Best Overall Value
3BR
$179,109/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $312,475 $1,540 3.5% +6.7% $312,475
2BR $419,342 $1,730 3.0% +6.8% $209,671
3BR $537,328 $2,380 3.2% +6.3% $179,109

Market Trends

Home Value History (with trend line)

$479K$416K$353K$290K$227K$164KJul 2006Jul 2016Jul 2026

📊 How Does 80545 Compare?

Metric 80545 Livermore Fort Collins, CO Colorado
Home Value $447,361 $547,947 N/A $535,778
5-Year CAGR 3.4% 2.8% N/A 4.9%
Avg Rent $1,557 $1,557 N/A -
Cap Rate 2.7% 2.3% - -
💡 Why Invest in 80545? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 80545 (Livermore, CO). Anonymous, moderated, never written by AI.

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Property managers serving Larimer County

Manage rentals here? List your business →

Armadillo Properties offers property management, rental listings, and sales services in Copperas Cove, Killeen, Harker Heights, and Kempner. summary from their website

Unclaimed — is this your business? Claim it free

Dimensions Realty and Management is a full-service real estate company providing property management and brokerage services in Northern Colorado, including Fort Collins. summary from their website

Unclaimed — is this your business? Claim it free

Faith Pro LLC is a Northern Colorado Property Management Company. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+3.4%
Moderate

📉 Market Crash Risk Index

Based on Fort Collins, CO metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
47%
Days Pending
1/2
58 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $447,361
Monthly Rent $1,557
Price-to-Rent 23.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 6.2%

📈 Home Appreciation

1-Year -0.2% ▼
3-Year CAGR +1.1% ▲
5-Year CAGR +3.4% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
73.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.4%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 80545

Population: 913

💰 Median Household Income
$82,708
This area
$82,708
State
$79,719
USA
$74,580
🏠 Renter Occupied
1.2%
This area
1.2%
State
26.4%
USA
34.0%
💼 Unemployment Rate
0.0%
This area
0.0%
State
-25.8%
USA
3.7%
🎓 College Educated
35.6%
This area
35.6%
State
5.8%
USA
33.7%
👤 Median Age
59.8 years
This area
59.8 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
73.1%
This area
73.1%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 97.3%
Other/Mixed 2.6%
Hispanic/Latino 1.2%
👶 Under 18
6.6%
This area
6.6%
USA
22.0%
👴 65 and Over
39.7%
This area
39.7%
USA
17.3%
📊 Poverty Rate
3.5%
This area
3.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 80545

A Avg School Grade
1 Schools
8.6:1 Avg Class Size
$17,617 Avg Per Pupil

Schools in This ZIP Code

A Very Good

PSD Mountain Schools

📚 Pre-K – 05 Elementary
👥
95 Students
👨‍🏫
8.6:1 Class Size
💰
$17,617 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What strategy should investors use in Livermore, CO?

A careful cash-flow rentals with hands-on management strategy Livermore, CO best. The market produces consistent results for that approach at the $447K price point.

What kind of vacancy should I budget for in Livermore, CO?

Livermore, CO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

What do landlords charge for rent in Livermore, CO?

Rent in Livermore, CO is around $1,557/mo. The resulting rent-to-value relationship with $447K pricing is reasonable for most investor models.

Can I house hack in Livermore, CO?

Livermore, CO offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,557/mo rent level.

What is the renter demographic in Livermore, CO?

Livermore, CO offers a reliable renter base at the $1,557/mo rent level. Tenant turnover is reasonable for well-managed properties.

You know 80545 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 80545 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 80545 ranks in Fort Collins, CO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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