Best ZIP Codes for Cash Flow in Fort Collins, CO (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 80549 | Wellington, CO | $470,048 | $2,396 | 3.98% | 2.3% |
| 2 | 80513 | Berthoud, CO | $610,588 | $3,009 | 3.84% | 2.7% |
| 3 | 80547 | Timnath, CO | $674,657 | $2,973 | 3.44% | 2.6% |
| 4 | 80538 | Loveland, CO | $503,282 | $2,043 | 3.17% | 2.3% |
| 5 | 80526 | Fort Collins, CO | $542,393 | $2,085 | 3.00% | 3.3% |
| 6 | 80517 | Estes Park, CO | $694,014 | $2,573 | 2.89% | 3.2% |
| 7 | 80537 | Loveland, CO | $498,977 | $1,760 | 2.75% | 2.7% |
| 8 | 80545 | Livermore, CO | $447,361 | $1,557 | 2.71% | 3.4% |
| 9 | 80524 | Fort Collins, CO | $589,726 | $2,034 | 2.69% | 2.6% |
| 10 | 80528 | Fort Collins, CO | $646,581 | $2,212 | 2.67% | 2.7% |
| 11 | 80521 | Fort Collins, CO | $529,961 | $1,786 | 2.63% | 2.9% |
| 12 | 80535 | Laporte, CO | $566,604 | $1,850 | 2.55% | 3.2% |
| 13 | 80525 | Fort Collins, CO | $576,525 | $1,857 | 2.51% | 3.4% |
| 14 | 80515 | Drake, CO | $481,591 | $1,422 | 2.30% | 2.7% |
| 15 | 80532 | Drake, CO | $564,435 | $1,557 | 2.15% | 1.9% |
| 16 | 80512 | Livermore, CO | $584,116 | $1,557 | 2.08% | 2.7% |
| 17 | 80536 | Livermore, CO | $612,364 | $1,557 | 1.98% | 2.3% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Fort Collins, CO · Affordable in Fort Collins, CO
Or see the full Fort Collins, CO metro profile.