Real Estate Investing in Loveland, Colorado (80537)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 80537 (Loveland, CO)? Our answer, based on the numbers below.
Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
No major risk flags on the data we track.
What’s happening in Loveland, CO (80537)?
Click any question — our AI will research it live from the web and show you sources.
Market Analysis: 80537 Loveland
The 80537 ZIP in Loveland, CO is a local-operator market. Outside capital chasing a $499K entry has to pair deep knowledge with the discount.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $499K asset, 80537 is the wrong submarket. If the plan prices in friction, the yield can still work.
Statewide comparisons place 80537 among CO's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.
Employment concentration in 80537 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The right play in 80537 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.
Here's what matters if you're considering buying a home in Loveland:
Property Strategy for 80537
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $355,047 | $1,440 | 2.9% | +3.3% | $355,047 |
| 2BR | $389,039 | $1,620 | 3.0% | +4.3% | $194,520 |
| 3BR | $470,030 | $2,230 | 3.4% | +4.7% | $156,677 |
| 4BR | $569,671 | $2,380 | 3.0% | +5.2% | $142,418 |
| 5BR | $667,689 | — | — | +5.0% | $133,538 |
Market Trends
Home Value History (with trend line)
Rent History (with trend line)
📊 How Does 80537 Compare?
| Metric | 80537 | Loveland | Fort Collins, CO | Colorado |
|---|---|---|---|---|
| Home Value | $498,977 | $501,130 | N/A | $535,778 |
| 5-Year CAGR | 2.7% | 2.5% | N/A | 4.9% |
| Avg Rent | $1,760 | $1,902 | N/A | - |
| Cap Rate | 2.8% | 3.0% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 80537 (Loveland, CO). Anonymous, moderated, never written by AI.
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Property managers serving Larimer County
Manage rentals here? List your business →Armadillo Properties offers property management, rental listings, and sales services in Copperas Cove, Killeen, Harker Heights, and Kempner. summary from their website
Dimensions Realty and Management is a full-service real estate company providing property management and brokerage services in Northern Colorado, including Fort Collins. summary from their website
Faith Pro LLC is a Northern Colorado Property Management Company. summary from their website
Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.
📊 Market Snapshot
| Home Value | $498,977 |
| Monthly Rent | $1,760 |
| Price-to-Rent | 23.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.2% |
| Cap Rate | 2.8% |
| 5-Year IRR | 5.4% |
📈 Home Appreciation
| 1-Year | +1.2% ▲ |
| 3-Year CAGR | +0.5% ▲ |
| 5-Year CAGR | +2.7% ▲ |
| 10-Year CAGR | +5.2% ▲ |
🏠 Rent Trends
| 1-Year | -1.1% ▼ |
| 3-Year CAGR | +1.8% ▲ |
| 5-Year CAGR | +4.0% ▲ |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 80537
Population: 44,505
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 80537
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 770 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
Should investors consider Loveland, CO?
The 3.0/5 investability rating in Loveland, CO reflects its $499K prices and $1,760/mo rents. Investors generally consider it a solid option within CO.
What investment strategy works best in Loveland, CO?
Most investors in Loveland, CO run a careful cash-flow rentals with hands-on management strategy. It aligns with the 3.0/5 investability profile and the market fundamentals.
How strong are rents in Loveland, CO?
The typical rental in Loveland, CO commands about $1,760/mo monthly. That rent profile stable cash flow against the $499K purchase basis.
How viable is house hacking in Loveland, CO?
The house hack math a challenging in Loveland, CO. Owner-occupant buyers benefit from the $1,760/mo rents and $499K home values.
Are landlord laws favorable in Loveland, CO?
Loveland, CO operates under CO law, which is landlord-friendly overall for landlords. Expect consistent treatment in typical lease and eviction cases.
You know 80537 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 80537 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 80537 ranks in Fort Collins, CO
Every ZIP in this metro, ranked. Free.
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