Real Estate Investing in Lyons, Colorado (80540)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Boulder County • Population: 4,620 • Data updated: September 2026

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Should you buy in 80540 (Lyons, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (38/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 21.4% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 44.1 — hard to cash-flow at these prices.

What’s happening in Lyons, CO (80540)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $754,390
Avg Monthly Rent $1,425
1% Rule ✗ Does Not Meet
Median Income $132,398
% Renters 15.6%

Market Analysis: 80540 Lyons

The 80540 ZIP covers a section of Lyons that demands careful diligence. Prices near $754K look accessible, but the work to make a deal cash flow is real.

Distressed markets are won on execution, not on spreadsheets. ZIP 80540 clocks in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

In the broader CO picture, 80540 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 80540 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategically, 80540 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lyons:

C Below Average
Buy Confidence Score: 54/100
Affordability
10/25
Appreciation
14/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.7× the median income
Value Trend
Stable (+1.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,425/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Boulder, CO Metro Area
Even conditions for buyers and sellers
59 days
Average time to sell
Average
9.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Boulder, CO metro data
🏠

Property Strategy for 80540

Which property type performs best in this market?

Best for Cash Flow
1BR
3.5% cap rate
Best for Appreciation
4BR
+6.1% 5yr CAGR
Best Overall Value
5BR
$213,802/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $400,506 $1,960 3.5% +2.9% $400,506
2BR $571,006 $2,290 2.9% +4.3% $285,503
3BR $801,805 $3,070 2.8% +5.1% $267,268
4BR $993,300 $3,450 2.5% +6.1% $248,325
5BR $1,069,008 +5.6% $213,802

Market Trends

Home Value History (with trend line)

$841K$728K$615K$502K$389K$276KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 80540 Compare?

Metric 80540 Lyons Boulder, CO Colorado
Home Value $754,390 $754,390 N/A $535,778
5-Year CAGR 1.9% 1.9% N/A 4.9%
Avg Rent $1,425 $1,425 N/A -
Cap Rate 1.5% 1.5% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 80540 (Lyons, CO). Anonymous, moderated, never written by AI.

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Property managers serving Boulder County

Manage rentals here? List your business →

All County Boulder provides full-service residential property management in Boulder, Erie, Lafayette, Longmont, Louisville, and Lyons, CO, focusing on maximizing rental property investment returns. summary from their website

Unclaimed — is this your business? Claim it free

Boom Properties offers commercial property management and owners association management services in the Boulder Area. summary from their website

Unclaimed — is this your business? Claim it free

Dean Callan & Company provides property management services. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
1.5%
Low
5yr Growth
+1.9%
Slow

📉 Market Crash Risk Index

Based on Boulder, CO metro

2/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
55%
Days Pending
1/2
59 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $754,390
Monthly Rent $1,425
Price-to-Rent 44.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.3%
Cap Rate 1.5%
5-Year IRR 3.4%

📈 Home Appreciation

1-Year +1.3% ▲
3-Year CAGR +0.5% ▲
5-Year CAGR +1.9% ▲
10-Year CAGR +5.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
21.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.9%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 80540

Population: 4,620

💰 Median Household Income
$132,398
This area
$132,398
State
$79,719
USA
$74,580
🏠 Renter Occupied
15.6%
This area
15.6%
State
26.4%
USA
34.0%
💼 Unemployment Rate
1.3%
This area
1.3%
State
-25.8%
USA
3.7%
🎓 College Educated
59.8%
This area
59.8%
State
5.8%
USA
33.7%
👤 Median Age
48.9 years
This area
48.9 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
21.4%
This area
21.4%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 90.0%
Other/Mixed 9.0%
Hispanic/Latino 5.9%
Asian 0.6%
Black/African American 0.4%
👶 Under 18
21.0%
This area
21.0%
USA
22.0%
👴 65 and Over
19.8%
This area
19.8%
USA
17.3%
📊 Poverty Rate
4.1%
This area
4.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 80540

A Avg School Grade
2 Schools
14.8:1 Avg Class Size
$14,058 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Lyons Middle/Senior High School

📚 06 – 12 High School
👥
352 Students
👨‍🏫
14.5:1 Class Size
💰
$14,058 Per Student
B+ Above Average

Lyons Elementary School

📚 Pre-K – 05 Elementary
👥
267 Students
👨‍🏫
15.0:1 Class Size
💰
$14,058 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How do home values compare in Lyons, CO?

Lyons, CO median home values land near $754K. That is reasonable territory for investors looking at $1,425/mo-per-month rentals.

Do landlords face vacancy issues in Lyons, CO?

Lyons, CO sees elevated vacancy, which is reasonable relative to the broader CO rental market.

Is the tenant base reliable in Lyons, CO?

Lyons, CO draws a steady base of working renters. Demand at the $1,425/mo rent level is reasonable for standard single-family and small multi rentals.

Can owner-occupants cash flow in Lyons, CO?

For house hackers, Lyons, CO is a challenging. The $1,425/mo rent on a unit helps defray the mortgage on a $754K property.

Is rental property easy to operate in Lyons, CO?

For rental operators, Lyons, CO rates as landlord-friendly. The regulatory environment standard buy-and-hold operations.

You know 80540 now. You don’t know where it ranks.

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How 80540 ranks in Boulder, CO

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