Real Estate Investing in Fort Collins, Colorado (80526)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Larimer County • Population: 44,423 • Data updated: September 2026

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Should you buy in 80526 (Fort Collins, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (54/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Fort Collins, CO (80526)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $542,393
Avg Monthly Rent $2,085
1% Rule ✗ Does Not Meet
Median Income $80,265
% Renters 44.8%

Market Analysis: 80526 Fort Collins

This part of Larimer County is not an easy win. The 80526 ZIP sits at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The investment case in 80526 is durable only for operators who understand what they are buying. A $542K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

The gap between 80526 and stronger Fort Collins ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Demographically, 80526 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Strategy in 80526 is an operator game, not a passive one. From a cash-flow lens, entry prices of $542K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Fort Collins:

C+ Average
Buy Confidence Score: 61/100
Affordability
5/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.8× the median income
Value Trend
Rising (+3.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,085/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Fort Collins, CO Metro Area
More inventory, negotiating room for buyers
58 days
Average time to sell
Average
10.9%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Fort Collins, CO metro data
🏠

Property Strategy for 80526

Which property type performs best in this market?

Best for Cash Flow
1BR
4.9% cap rate
Best for Appreciation
5BR
+5.5% 5yr CAGR
Best Overall Value
5BR
$143,298/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $214,829 $1,470 4.9% +4.2% $214,829
2BR $335,624 $1,660 3.6% +4.4% $167,812
3BR $507,833 $2,290 3.2% +4.9% $169,278
4BR $584,667 $2,430 3.0% +5.3% $146,167
5BR $716,488 +5.5% $143,298

Market Trends

Home Value History (with trend line)

$575K$498K$420K$343K$266K$189KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,141$1,980$1,818$1,657$1,495$1,334Jan 2018May 2022Jul 2026

📊 How Does 80526 Compare?

Metric 80526 Fort Collins Fort Collins, CO Colorado
Home Value $542,393 $577,037 N/A $535,778
5-Year CAGR 3.3% 3.0% N/A 4.9%
Avg Rent $2,085 $1,995 N/A -
Cap Rate 3.0% 2.7% - -
💡 Why Invest in 80526? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 45% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 80526 (Fort Collins, CO). Anonymous, moderated, never written by AI.

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Property managers serving Larimer County

Manage rentals here? List your business →

Armadillo Properties offers property management, rental listings, and sales services in Copperas Cove, Killeen, Harker Heights, and Kempner. summary from their website

Unclaimed — is this your business? Claim it free

Dimensions Realty and Management is a full-service real estate company providing property management and brokerage services in Northern Colorado, including Fort Collins. summary from their website

Unclaimed — is this your business? Claim it free

Faith Pro LLC is a Northern Colorado Property Management Company. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
3.0%
Low
5yr Growth
+3.3%
Moderate

📉 Market Crash Risk Index

Based on Fort Collins, CO metro

1/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
47%
Days Pending
1/2
58 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $542,393
Monthly Rent $2,085
Price-to-Rent 21.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.6%
Cap Rate 3.0%
5-Year IRR 6.3%

📈 Home Appreciation

1-Year +3.5% ▲
3-Year CAGR +1.6% ▲
5-Year CAGR +3.3% ▲
10-Year CAGR +5.2% ▲

🏠 Rent Trends

1-Year +1.5% ▲
3-Year CAGR +2.7% ▲
5-Year CAGR +4.5% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 3.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.2%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.3%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 80526

Population: 44,423

💰 Median Household Income
$80,265
This area
$80,265
State
$79,719
USA
$74,580
🏠 Renter Occupied
44.8%
This area
44.8%
State
26.4%
USA
34.0%
💼 Unemployment Rate
3.3%
This area
3.3%
State
-25.8%
USA
3.7%
🎓 College Educated
55.5%
This area
55.5%
State
5.8%
USA
33.7%
👤 Median Age
32.3 years
This area
32.3 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
3.2%
This area
3.2%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 86.0%
Other/Mixed 10.5%
Hispanic/Latino 5.9%
Asian 2.9%
Black/African American 0.6%
👶 Under 18
18.2%
This area
18.2%
USA
22.0%
👴 65 and Over
13.1%
This area
13.1%
USA
17.3%
📊 Poverty Rate
5.7%
This area
5.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 80526

B+ Avg School Grade
11 Schools
15.8:1 Avg Class Size
$17,195 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Bauder Elementary School

📚 Pre-K – 05 Elementary
👥
433 Students
👨‍🏫
12.2:1 Class Size
💰
$17,617 Per Student
A+ Excellent

Beattie Elementary School

📚 Pre-K – 05 Elementary
👥
309 Students
👨‍🏫
13.8:1 Class Size
💰
$17,617 Per Student
A+ Excellent

Blevins Middle School

📚 06 – 08 Middle
👥
419 Students
👨‍🏫
13.3:1 Class Size
💰
$17,617 Per Student
A+ Excellent

McGraw Elementary School

📚 Pre-K – 05 Elementary
👥
381 Students
👨‍🏫
14.8:1 Class Size
💰
$17,617 Per Student
A Very Good

Johnson Elementary School

📚 Pre-K – 05 Elementary
👥
334 Students
👨‍🏫
15.2:1 Class Size
💰
$17,617 Per Student
A Very Good

Lopez Elementary School

📚 Pre-K – 05 Elementary
👥
352 Students
👨‍🏫
15.4:1 Class Size
💰
$17,617 Per Student
A Very Good

Olander Elementary School

📚 Pre-K – 05 Elementary
👥
340 Students
👨‍🏫
15.2:1 Class Size
💰
$17,617 Per Student
A Very Good

Webber Middle School

📚 06 – 08 Middle
👥
724 Students
👨‍🏫
17.9:1 Class Size
💰
$17,617 Per Student
B Good

Axis International Academy

📚 Pre-K – 06 School Charter
👥
261 Students
👨‍🏫
13.3:1 Class Size
💰
$12,972 Per Student
C+ Average

Fort Collins Montessori School

📚 Pre-K – 06 School Charter
👥
257 Students
👨‍🏫
22.5:1 Class Size
💰
$17,617 Per Student
C+ Average

Rocky Mountain High School

📚 09 – 12 High School
👥
2,056 Students
👨‍🏫
19.9:1 Class Size
💰
$17,617 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

4 Nearby 770 Off-Campus Students
C
IBMC College
306 students · 3.0 mi
B
Colorado State University-Fort Collins
33,500 students · 4.8 mi
C
Tuana European Beauty Academy
39 students · 5.0 mi
C
Cheeks Beauty Academy
40 students · 5.7 mi

Investor Insight: With 770 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Can I house hack in Fort Collins, CO?

Fort Collins, CO is a a challenging market for house hackers. FHA or conventional owner-occupant buyers find the $542K price point reasonable to enter.

How deep is the rental pool in Fort Collins, CO?

The tenant pool in Fort Collins, CO is solid, supported by local employment and population fundamentals. Rents of $2,085/mo are well-absorbed by the market.

How much should I expect to pay for a home in Fort Collins, CO?

Expect median prices around $542K in Fort Collins, CO. The market has run at a 0.0% 5-year CAGR, so entry costs have been stable.

Are landlord laws favorable in Fort Collins, CO?

Fort Collins, CO operates under CO law, which is landlord-friendly overall for landlords. Expect predictable treatment in typical lease and eviction cases.

How much do tenants pay in Fort Collins, CO?

Expect rents around $2,085/mo per month in Fort Collins, CO. With home values at $542K, the yield math works out to reasonable levels for rental investors.

You know 80526 now. You don’t know where it ranks.

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How 80526 ranks in Fort Collins, CO

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Cash Flow → Appreciation → Affordable →
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