Real Estate Investing in Edwards, Colorado (81632)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Eagle County • Population: 10,527 • Data updated: September 2026

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Should you buy in 81632 (Edwards, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 29.4% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 38.7 — hard to cash-flow at these prices.

What’s happening in Edwards, CO (81632)?

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3.0/ 5

Investability

Overall investment appeal

4.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $1,893,721
Avg Monthly Rent $4,075
1% Rule ✗ Does Not Meet
Median Income $90,464
% Renters 30.5%

Market Analysis: 81632 Edwards

In practical terms, ZIP 81632 has challenges — vacancy pressure, softer price growth, and tenant stability concerns sit alongside the $1.9M median. It rewards specialists, not generalists.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 81632 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

Within CO, ZIP 81632 trails on several market indicators that neighboring Eagle County submarkets outperform. The gap is real and robust enough to shape underwriting.

Who lives in 81632 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The 81632 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Edwards:

C+ Average
Buy Confidence Score: 61/100
Affordability
0/25
Appreciation
25/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 20.9× the median income
Value Trend
Stable (+2.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $4,075/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Edwards, CO Metro Area
More inventory, negotiating room for buyers
96 days
Average time to sell
Slow
7.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Edwards, CO metro data

Market Trends

Home Value History (with trend line)

$2.0M$1.7M$1.4M$1.1M$747K$430KJun 2006Jul 2016Jul 2026

Rent History (with trend line)

$4,318$4,266$4,214$4,161$4,109$4,057May 2026Jun 2026Jul 2026

📊 How Does 81632 Compare?

Metric 81632 Edwards Edwards, CO Colorado
Home Value $1,893,721 $1,893,721 N/A $535,778
5-Year CAGR 9.3% 9.3% N/A 4.9%
Avg Rent $4,075 $4,075 N/A -
Cap Rate 1.7% 1.7% - -
💡 Why Invest in 81632? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 81632 (Edwards, CO). Anonymous, moderated, never written by AI.

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Property managers serving Eagle County

Manage rentals here? List your business →

Blue Sky Property Management offers rentals and property management for single-family homes, townhomes, condos, and apartments in Santa Ynez Valley, Lompoc, and Los Alamos. summary from their website

Unclaimed — is this your business? Claim it free

Daly Property Services specializes in landscaping design, installation, and maintenance services in Basalt, CO, serving the Roaring Fork Valley. summary from their website

Unclaimed — is this your business? Claim it free

Mountain Valley Property Management offers capital project management, maintenance, financial management, and technology solutions for HOA, condominium, and private home properties. summary from their website

Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
1.7%
Low
5yr Growth
+9.3%
Strong

📉 Market Crash Risk Index

Based on Edwards, CO metro

5/10
Elevated Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
3/3
77%
Days Pending
2/2
96 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $1,893,721
Monthly Rent $4,075
Price-to-Rent 38.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.6%
Cap Rate 1.7%
5-Year IRR 10.9%

📈 Home Appreciation

1-Year +2.4% ▲
3-Year CAGR +5.0% ▲
5-Year CAGR +9.3% ▲
10-Year CAGR +9.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
29.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+9.3%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 81632

Population: 10,527

💰 Median Household Income
$90,464
This area
$90,464
State
$79,719
USA
$74,580
🏠 Renter Occupied
30.5%
This area
30.5%
State
26.4%
USA
34.0%
💼 Unemployment Rate
5.5%
This area
5.5%
State
-25.8%
USA
3.7%
🎓 College Educated
59.4%
This area
59.4%
State
5.8%
USA
33.7%
👤 Median Age
37.6 years
This area
37.6 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
29.4%
This area
29.4%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 73.1%
Other/Mixed 23.2%
Hispanic/Latino 22.2%
Black/African American 2.2%
Asian 1.6%
👶 Under 18
21.2%
This area
21.2%
USA
22.0%
👴 65 and Over
13.2%
This area
13.2%
USA
17.3%
📊 Poverty Rate
7.1%
This area
7.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 81632

A Avg School Grade
6 Schools
10.7:1 Avg Class Size
$16,424 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Berry Creek Middle School

📚 06 – 08 Middle
👥
201 Students
👨‍🏫
8.7:1 Class Size
💰
$17,114 Per Student
A+ Excellent

Edwards Elementary School

📚 K – 05 Elementary
👥
274 Students
👨‍🏫
10.0:1 Class Size
💰
$17,114 Per Student
B+ Above Average

Battle Mountain Early College High School

📚 09 – 12 High School
👥
3 Students
👨‍🏫
3.0:1 Class Size
💰
$17,114 Per Student
B+ Above Average

Eagle County Charter Academy

📚 K – 08 School Charter
👥
360 Students
👨‍🏫
16.5:1 Class Size
💰
$17,114 Per Student
B+ Above Average

Edwards Early Learning Center

📚 Grade PK Elementary
👥
78 Students
👨‍🏫
13.1:1 Class Size
💰
$17,114 Per Student
B Good

Stone Creek School

📚 K – 08 School Charter
👥
299 Students
👨‍🏫
13.2:1 Class Size
💰
$12,972 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the median home value in Edwards, CO?

Homes in Edwards, CO typically sell near $1.9M. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

How deep is the rental pool in Edwards, CO?

Tenant demand in Edwards, CO is solid. The local workforce $4,075/mo rents across most rental classes.

What is the smart move for investors in Edwards, CO?

Edwards, CO investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($1.9M prices, $4,075/mo rents) make it a reasonable choice.

Is Edwards, CO a friendly market for rental owners?

CO law landlord-friendly for landlords, and Edwards inherits those rules. Investors should still review local ordinances for rental licensing.

Is Edwards, CO good for house hacking?

The a tougher house-hack environment in Edwards, CO reflects the rent-to-price spread. Expect meaningful PITI offset at market rents.

You know 81632 now. You don’t know where it ranks.

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How 81632 ranks in Edwards, CO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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