Real Estate Investing in Pueblo, Colorado (81007)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pueblo County • Population: 34,992 • Data updated: September 2026

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Should you buy in 81007 (Pueblo, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • Flat appreciation: Values have barely moved over 5 years (1.4% CAGR).

What’s happening in Pueblo, CO (81007)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $397,927
Avg Monthly Rent $1,842
1% Rule ✗ Does Not Meet
Median Income $89,530
% Renters 14.0%

Market Analysis: 81007 Pueblo

The 81007 ZIP covers a section of Pueblo that demands careful diligence. Prices near $398K look accessible, but the work to make a deal cash flow is real.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $398K asset, 81007 is the wrong submarket. If the plan prices in friction, the yield can still work.

In the broader CO picture, 81007 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 81007 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Distressed ZIPs reward experience. robust returns are possible in 81007, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pueblo:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.4× the median income
Value Trend
Declining (-0.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,842/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Pueblo, CO Metro Area
More inventory, negotiating room for buyers
68 days
Average time to sell
Slow
10.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pueblo, CO metro data
🏠

Property Strategy for 81007

Which property type performs best in this market?

Best for Cash Flow
4BR
4.0% cap rate
Best for Appreciation
5BR
+5.1% 5yr CAGR
Best Overall Value
5BR
$97,174/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $320,090 $1,560 3.5% +4.4% $160,045
3BR $384,275 $1,990 3.7% +5.0% $128,092
4BR $424,002 $2,330 4.0% +5.1% $106,000
5BR $485,870 +5.1% $97,174

Market Trends

Home Value History (with trend line)

$444K$386K$327K$268K$209K$151KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,869$1,790$1,712$1,633$1,554$1,476Apr 2024Jun 2025Jul 2026

📊 How Does 81007 Compare?

Metric 81007 Pueblo Pueblo, CO Colorado
Home Value $397,927 $242,453 N/A $535,778
5-Year CAGR 1.4% 2.2% N/A 4.9%
Avg Rent $1,842 $1,400 N/A -
Cap Rate 3.6% 4.2% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 81007 (Pueblo, CO). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
3.6%
Low
5yr Growth
+1.4%
Slow

📉 Market Crash Risk Index

Based on Pueblo, CO metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
54%
Days Pending
2/2
68 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $397,927
Monthly Rent $1,842
Price-to-Rent 18.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 5.6%
Cap Rate 3.6%
5-Year IRR 5.0%

📈 Home Appreciation

1-Year -0.9% ▼
3-Year CAGR -1.0% ▼
5-Year CAGR +1.4% ▲
10-Year CAGR +6.4% ▲

🏠 Rent Trends

1-Year +10.4% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 3.6%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (3.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
3.1%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.4%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 81007

Population: 34,992

💰 Median Household Income
$89,530
This area
$89,530
State
$79,719
USA
$74,580
🏠 Renter Occupied
14.0%
This area
14.0%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.7%
This area
2.7%
State
-25.8%
USA
3.7%
🎓 College Educated
30.4%
This area
30.4%
State
5.8%
USA
33.7%
👤 Median Age
40.7 years
This area
40.7 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
3.1%
This area
3.1%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 84.3%
Other/Mixed 13.3%
Hispanic/Latino 9.4%
Asian 1.4%
Black/African American 1.1%
👶 Under 18
23.9%
This area
23.9%
USA
22.0%
👴 65 and Over
16.9%
This area
16.9%
USA
17.3%
📊 Poverty Rate
5.9%
This area
5.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 81007

C+ Avg School Grade
11 Schools
19.4:1 Avg Class Size
$13,400 Avg Per Pupil

Schools in This ZIP Code

B Good

Desert Sage Elementary School

📚 Pre-K – 05 Elementary
👥
372 Students
👨‍🏫
16.9:1 Class Size
💰
$13,400 Per Student
B Good

Liberty Point Elementary School

📚 Pre-K – 05 Elementary
👥
455 Students
👨‍🏫
17.5:1 Class Size
💰
$13,400 Per Student
B Good

Liberty Point International School

📚 06 – 08 Middle
👥
436 Students
👨‍🏫
16.8:1 Class Size
💰
$13,400 Per Student
B Good

Sierra Vista Elementary School

📚 Pre-K – 05 Elementary
👥
435 Students
👨‍🏫
17.1:1 Class Size
💰
$13,400 Per Student
B Good

Sky View Middle School

📚 06 – 08 Middle
👥
587 Students
👨‍🏫
17.3:1 Class Size
💰
$13,400 Per Student
B Good

Cedar Ridge Elementary School

📚 Pre-K – 05 Elementary
👥
473 Students
👨‍🏫
18.9:1 Class Size
💰
$13,400 Per Student
B Good

Prairie Winds Elementary School

📚 Pre-K – 05 Elementary
👥
513 Students
👨‍🏫
18.4:1 Class Size
💰
$13,400 Per Student
C+ Average

Pueblo West High School

📚 09 – 12 High School
👥
1,503 Students
👨‍🏫
20.6:1 Class Size
💰
$13,400 Per Student
C+ Average

Swallows Charter Academy

📚 K – 08 School Charter
👥
675 Students
👨‍🏫
22.3:1 Class Size
💰
$13,400 Per Student
C+ Average

Swallows Charter Academy High School

📚 09 – 12 High School Charter
👥
170 Students
👨‍🏫
19.4:1 Class Size
💰
$13,400 Per Student
D Needs Improvement

Pueblo Classical Academy

📚 K – 12 K-12 Charter
👥
177 Students
👨‍🏫
28.3:1 Class Size
💰
$13,400 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 4,827 Off-Campus Students
C+
Pueblo Community College
6,767 students · 10.5 mi
C+
Colorado State University Pueblo
6,691 students · 11.7 mi

Investor Insight: With 4,827 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the average monthly rent in Pueblo, CO?

Expect rents around $1,842/mo per month in Pueblo, CO. With home values at $398K, the yield math works out to reasonable levels for rental investors.

What is the typical home price in Pueblo, CO?

Homes in Pueblo, CO typically sell near $398K. Prices have moved at a 0.0% 5-year CAGR, which measured long-term demand.

Should investors worry about vacancy in Pueblo, CO?

Pueblo, CO sees elevated vacancy, which is reasonable relative to the broader CO rental market.

Does house hacking make sense in Pueblo, CO?

House hacking works a challenging in Pueblo, CO. Rents of $1,842/mo against $398K acquisition make the strategy solid for owner-occupants.

What real estate strategy is ideal for Pueblo, CO?

For Pueblo, CO, careful cash-flow rentals with hands-on management is the standard investor playbook. The market structure makes it a reasonable default approach.

You know 81007 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 81007 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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How 81007 ranks in Pueblo, CO

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Cash Flow → Appreciation → Affordable →
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