Real Estate Investing in Pueblo, Colorado (81001)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pueblo County • Population: 31,448 • Data updated: September 2026

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Should you buy in 81001 (Pueblo, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed — home prices are stretched relative to local incomes. Run the math on your specific situation.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
CLEAN

No major risk flags on the data we track.

What’s happening in Pueblo, CO (81001)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $221,218
Avg Monthly Rent $1,270
1% Rule ✗ Does Not Meet
Median Income $43,724
% Renters 48.5%

Market Analysis: 81001 Pueblo

The 81001 ZIP in Pueblo, CO is a local-operator market. Outside capital chasing a $221K entry has to pair deep knowledge with the discount.

For an experienced owner, 81001 can be a worth a close look for hunting ground — but the discount at $221K reflects genuine risk that outside investors often underestimate.

The gap between 81001 and stronger Pueblo ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 81001 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 81001 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pueblo:

C+ Average
Buy Confidence Score: 62/100
Affordability
10/25
Appreciation
14/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.1× the median income
Value Trend
Stable (+2.5%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,270/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Pueblo, CO Metro Area
More inventory, negotiating room for buyers
68 days
Average time to sell
Slow
10.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pueblo, CO metro data
🏠

Property Strategy for 81001

Which property type performs best in this market?

Best for Cash Flow
1BR
7.8% cap rate
Best for Appreciation
2BR
+6.4% 5yr CAGR
Best Overall Value
5BR
$73,095/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $85,967 $930 7.8% +5.3% $85,967
2BR $152,561 $1,220 5.8% +6.4% $76,281
3BR $229,966 $1,550 4.9% +5.9% $76,655
4BR $303,578 $1,820 4.3% +5.4% $75,895
5BR $365,477 +4.6% $73,095

Market Trends

Home Value History (with trend line)

$239K$204K$169K$134K$99K$65KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,395$1,346$1,296$1,247$1,198$1,148Dec 2022Oct 2024Jul 2026

📊 How Does 81001 Compare?

Metric 81001 Pueblo Pueblo, CO Colorado
Home Value $221,218 $242,453 N/A $535,778
5-Year CAGR 2.5% 2.2% N/A 4.9%
Avg Rent $1,270 $1,400 N/A -
Cap Rate 4.5% 4.2% - -
💡 Why Invest in 81001? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 49% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 81001 (Pueblo, CO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+2.5%
Slow

📉 Market Crash Risk Index

Based on Pueblo, CO metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
54%
Days Pending
2/2
68 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $221,218
Monthly Rent $1,270
Price-to-Rent 14.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.9%
Cap Rate 4.5%
5-Year IRR 7.0%

📈 Home Appreciation

1-Year +2.5% ▲
3-Year CAGR -0.1% ▼
5-Year CAGR +2.5% ▲
10-Year CAGR +8.6% ▲

🏠 Rent Trends

1-Year -7.0% ▼
3-Year CAGR +0.4% ▲
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.5%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 81001

Population: 31,448

💰 Median Household Income
$43,724
This area
$43,724
State
$79,719
USA
$74,580
🏠 Renter Occupied
48.5%
This area
48.5%
State
26.4%
USA
34.0%
💼 Unemployment Rate
4.2%
This area
4.2%
State
-25.8%
USA
3.7%
🎓 College Educated
18.9%
This area
18.9%
State
5.8%
USA
33.7%
👤 Median Age
34.7 years
This area
34.7 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
7.3%
This area
7.3%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 69.0%
Other/Mixed 27.9%
Hispanic/Latino 19.6%
Black/African American 2.4%
Asian 0.9%
👶 Under 18
23.9%
This area
23.9%
USA
22.0%
👴 65 and Over
17.2%
This area
17.2%
USA
17.3%
📊 Poverty Rate
19.3%
This area
19.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 81001

B+ Avg School Grade
13 Schools
16.9:1 Avg Class Size
$19,629 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

Franklin School of Innovation

📚 K – 05 Elementary
👥
338 Students
👨‍🏫
14.7:1 Class Size
💰
$21,498 Per Student
A+ Excellent

Bradford Elementary School

📚 Pre-K – 05 Elementary
👥
280 Students
👨‍🏫
14.5:1 Class Size
💰
$21,498 Per Student
A+ Excellent

Eva R Baca Elementary School

📚 Pre-K – 05 Elementary
👥
251 Students
👨‍🏫
13.9:1 Class Size
💰
$21,498 Per Student
A Very Good

Belmont Elementary School

📚 Pre-K – 05 Elementary
👥
418 Students
👨‍🏫
17.1:1 Class Size
💰
$21,498 Per Student
A Very Good

Park View Elementary School

📚 Pre-K – 05 Elementary
👥
307 Students
👨‍🏫
15.6:1 Class Size
💰
$21,498 Per Student
A Very Good
👥
341 Students
👨‍🏫
16.7:1 Class Size
💰
$21,498 Per Student
A Very Good

W H Heaton Middle School

📚 06 – 08 Middle
👥
617 Students
👨‍🏫
17.8:1 Class Size
💰
$21,498 Per Student
A Very Good

Fountain International Magnet School

📚 Pre-K – 03 Elementary
👥
269 Students
👨‍🏫
15.2:1 Class Size
💰
$21,498 Per Student
A Very Good

Haaff Elementary School

📚 Pre-K – 05 Elementary
👥
283 Students
👨‍🏫
16.5:1 Class Size
💰
$21,498 Per Student
B+ Above Average

East High School

📚 09 – 12 High School
👥
1,024 Students
👨‍🏫
19.4:1 Class Size
💰
$21,498 Per Student
C+ Average

Villa Bella Expeditionary School

📚 K – 05 Elementary Charter
👥
297 Students
👨‍🏫
20.1:1 Class Size
💰
$13,400 Per Student
C+ Average

70 Online

📚 K – 12 K-12
👥
197 Students
👨‍🏫
17.6:1 Class Size
💰
$13,400 Per Student
C+ Average

Villa Bella Expeditionary Middle School

📚 06 – 08 Middle Charter
👥
100 Students
👨‍🏫
19.9:1 Class Size
💰
$13,400 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 4,827 Off-Campus Students
C+
Colorado State University Pueblo
6,691 students · 2.4 mi
C+
Pueblo Community College
6,767 students · 5.8 mi

Investor Insight: With 4,827 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the investability score for Pueblo, CO?

Pueblo, CO reflects an investability rating of 3.0/5, with median home values near $221K and average rents around $1,270/mo. That combination puts it in the sturdy tier for investor interest.

Is Pueblo, CO better for rentals, flips, or BRRRR?

Pueblo, CO investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($221K prices, $1,270/mo rents) make it a reasonable choice.

What monthly rent should investors expect in Pueblo, CO?

Average rent in Pueblo, CO is approximately $1,270/mo per month. Against $221K home values that yields a reasonable rent-to-price ratio.

Can I house hack in Pueblo, CO?

Pueblo, CO offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,270/mo rent level.

Is rental property easy to operate in Pueblo, CO?

Landlord-friendliness in Pueblo, CO is landlord-friendly. Eviction timelines and lease enforcement are considered reasonable by most property managers.

You know 81001 now. You don’t know where it ranks.

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How 81001 ranks in Pueblo, CO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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