Real Estate Investing in Pueblo, Colorado (81006)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Pueblo County • Population: 11,153 • Data updated: September 2026

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Should you buy in 81006 (Pueblo, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (53/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 8.0% vacancy may signal weakening demand.

What’s happening in Pueblo, CO (81006)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $330,268
Avg Monthly Rent $1,200
1% Rule ✗ Does Not Meet
Median Income $67,077
% Renters 19.7%

Market Analysis: 81006 Pueblo

Investors eyeing 81006 need to respect the fundamentals at play. Home values of $330K come alongside slower price movement and elevated management overhead.

Distressed markets are won on execution, not on spreadsheets. ZIP 81006 comes in at the profile where tenant screening, deferred maintenance, and local relationships determine the outcome.

Nearby ZIPs in Pueblo have seen price recovery that 81006 has not matched. Pueblo County data supports the view that the spread is structural rather than temporary.

Resident income in 81006 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

The right play in 81006 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pueblo:

C+ Average
Buy Confidence Score: 60/100
Affordability
10/25
Appreciation
14/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.9× the median income
Value Trend
Stable (+2.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,200/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Pueblo, CO Metro Area
More inventory, negotiating room for buyers
68 days
Average time to sell
Slow
10.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Pueblo, CO metro data
🏠

Property Strategy for 81006

Which property type performs best in this market?

Best for Cash Flow
1BR
6.2% cap rate
Best for Appreciation
1BR
+5.4% 5yr CAGR
Best Overall Value
4BR
$97,162/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $112,893 $970 6.2% +5.4% $112,893
2BR $235,205 $1,270 3.9% +5.4% $117,603
3BR $335,837 $1,620 3.5% +4.7% $111,946
4BR $388,647 $1,890 3.5% +5.0% $97,162

Market Trends

Home Value History (with trend line)

$358K$309K$260K$211K$162K$114KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

No data available

📊 How Does 81006 Compare?

Metric 81006 Pueblo Pueblo, CO Colorado
Home Value $330,268 $242,453 N/A $535,778
5-Year CAGR 1.8% 2.2% N/A 4.9%
Avg Rent $1,200 $1,400 N/A -
Cap Rate 2.8% 4.2% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 81006 (Pueblo, CO). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
2.8%
Low
5yr Growth
+1.8%
Slow

📉 Market Crash Risk Index

Based on Pueblo, CO metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
1/3
54%
Days Pending
2/2
68 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $330,268
Monthly Rent $1,200
Price-to-Rent 22.9:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.4%
Cap Rate 2.8%
5-Year IRR 4.7%

📈 Home Appreciation

1-Year +2.1% ▲
3-Year CAGR +0.2% ▲
5-Year CAGR +1.8% ▲
10-Year CAGR +7.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
8.0%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+1.8%
Flat
Eviction process: Moderate Rent control: Favorable

Demographics in 81006

Population: 11,153

💰 Median Household Income
$67,077
This area
$67,077
State
$79,719
USA
$74,580
🏠 Renter Occupied
19.7%
This area
19.7%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-25.8%
USA
3.7%
🎓 College Educated
22.6%
This area
22.6%
State
5.8%
USA
33.7%
👤 Median Age
45.7 years
This area
45.7 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
8.0%
This area
8.0%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 82.4%
Other/Mixed 16.6%
Hispanic/Latino 11.9%
Asian 0.6%
Black/African American 0.4%
👶 Under 18
20.0%
This area
20.0%
USA
22.0%
👴 65 and Over
22.6%
This area
22.6%
USA
17.3%
📊 Poverty Rate
11.4%
This area
11.4%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 81006

B Avg School Grade
7 Schools
17.3:1 Avg Class Size
$14,557 Avg Per Pupil

Schools in This ZIP Code

A Very Good
👥
228 Students
👨‍🏫
17.7:1 Class Size
💰
$21,498 Per Student
B Good

North Mesa Elementary School

📚 Pre-K – 05 Elementary
👥
415 Students
👨‍🏫
16.8:1 Class Size
💰
$13,400 Per Student
B Good

Pleasant View Middle School

📚 06 – 08 Middle
👥
350 Students
👨‍🏫
16.7:1 Class Size
💰
$13,400 Per Student
B Good

South Mesa Elementary School

📚 Pre-K – 05 Elementary
👥
327 Students
👨‍🏫
16.3:1 Class Size
💰
$13,400 Per Student
B Good

Vineland Elementary School

📚 Pre-K – 05 Elementary
👥
325 Students
👨‍🏫
17.6:1 Class Size
💰
$13,400 Per Student
B Good

Vineland Middle School

📚 06 – 08 Middle
👥
343 Students
👨‍🏫
16.1:1 Class Size
💰
$13,400 Per Student
C+ Average

Pueblo County High School

📚 09 – 12 High School
👥
1,194 Students
👨‍🏫
20.0:1 Class Size
💰
$13,400 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby 4,827 Off-Campus Students
C+
Colorado State University Pueblo
6,691 students · 7.4 mi
C+
Pueblo Community College
6,767 students · 8.9 mi

Investor Insight: With 4,827 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Pueblo, CO stack up for property investment?

Pueblo, CO records an investability rating of 2.0/5, with median home values near $330K and average rents around $1,200/mo. That combination puts it in the substantial tier for investor interest.

Is Pueblo, CO better for rentals, flips, or BRRRR?

Pueblo, CO investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($330K prices, $1,200/mo rents) make it a reasonable choice.

Should investors worry about vacancy in Pueblo, CO?

Vacancy in Pueblo, CO is elevated, which keeps landlord downtime on reasonable timelines. Most properties lease within the standard window at $1,200/mo.

How viable is house hacking in Pueblo, CO?

House hacking in Pueblo, CO is a challenging. With home values around $330K and rents at $1,200/mo, owner-occupants can offset a meaningful share of PITI.

What do rentals go for in Pueblo, CO?

Rental rates in Pueblo, CO average $1,200/mo. Tenant demand and $330K home values make the yield look reasonable by investor standards.

You know 81006 now. You don’t know where it ranks.

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How 81006 ranks in Pueblo, CO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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