Real Estate Investing in Divide, Colorado (80814)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 80814 (Divide, CO)? Our answer, based on the numbers below.
Multiple negative signals. Better options likely exist nearby.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 14.8% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 32.4 — hard to cash-flow at these prices.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Divide, CO (80814)?
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Market Analysis: 80814 Divide
Investors eyeing 80814 need to respect the fundamentals at play. Home values of $500K come alongside slower price movement and elevated management overhead.
Rent of $1,287/mo on a $500K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 80814 sits below the stated 0.0% once reality is priced in.
Within CO, ZIP 80814 trails on several market indicators that neighboring Teller County submarkets outperform. The gap is real and robust enough to shape underwriting.
The 80814 ZIP's population of 4,041 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that sits at the need for careful underwriting.
Strategically, 80814 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.
Here's what matters if you're considering buying a home in Divide:
Property Strategy for 80814
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 1BR | $310,904 | $1,300 | 3.0% | +5.8% | $310,904 |
| 2BR | $402,440 | $1,430 | 2.6% | +6.1% | $201,220 |
| 3BR | $515,258 | $1,980 | 2.8% | +6.3% | $171,753 |
| 4BR | $642,724 | $2,390 | 2.7% | +6.7% | $160,681 |
| 5BR | $783,208 | — | — | +6.6% | $156,642 |
Market Trends
Home Value History (with trend line)
📊 How Does 80814 Compare?
| Metric | 80814 | Divide | Colorado Springs, CO | Colorado |
|---|---|---|---|---|
| Home Value | $500,292 | $500,292 | N/A | $535,778 |
| 5-Year CAGR | 2.3% | 2.3% | N/A | 4.9% |
| Avg Rent | $1,287 | $1,287 | N/A | - |
| Cap Rate | 2.0% | 2.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 80814 (Divide, CO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $500,292 |
| Monthly Rent | $1,287 |
| Price-to-Rent | 32.4:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.1% |
| Cap Rate | 2.0% |
| 5-Year IRR | 4.3% |
📈 Home Appreciation
| 1-Year | -2.6% ▼ |
| 3-Year CAGR | +0.3% ▲ |
| 5-Year CAGR | +2.3% ▲ |
| 10-Year CAGR | +7.0% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 80814
Population: 4,041
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 80814
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
Is Divide, CO a smart market for rental property?
Divide, CO shows an investability rating of 3.0/5, with median home values near $500K and average rents around $1,287/mo. That combination puts it in the solid tier for investor interest.
Is vacancy a concern in Divide, CO?
Occupancy in Divide, CO runs predictable with elevated vacancy. Well-priced units at $1,287/mo lease on reasonable timelines.
What are home prices like in Divide, CO?
Homes in Divide, CO typically sell near $500K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.
What is it like being a landlord in Divide, CO?
The landlord environment in Divide, CO is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.
Where do rents currently stand in Divide, CO?
Rent in Divide, CO is around $1,287/mo. The resulting rent-to-value relationship with $500K pricing is reasonable for most investor models.
You know 80814 now. You don’t know where it ranks.
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How 80814 ranks in Colorado Springs, CO
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