Real Estate Investing in Phippsburg, Colorado (80483)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 80483 (Phippsburg, CO)? Our answer, based on the numbers below.
Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- High vacancy: 23.3% of homes vacant — above national norms.
- High price-to-rent: Price-to-rent ratio 25.5 — hard to cash-flow at these prices.
• Limited market data — this is a very small market; averages are built from few observations and can swing widely. • Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Phippsburg, CO (80483)?
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Market Analysis: 80483 Phippsburg
ZIP 80483 inside Routt County looks affordable on the surface — median value of $484K — but the discount exists for reasons that a careful buyer should understand before committing.
Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 80483 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.
Nearby ZIPs in Phippsburg have seen price recovery that 80483 has not matched. Routt County data supports the view that the spread is structural rather than temporary.
Employment concentration in 80483 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
The 80483 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Phippsburg:
Property Strategy for 80483
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $399,617 | $1,760 | 3.2% | +9.0% | $199,809 |
| 3BR | $500,521 | $2,110 | 3.0% | +9.4% | $166,840 |
Market Trends
Home Value History (with trend line)
📊 How Does 80483 Compare?
| Metric | 80483 | Phippsburg | Steamboat Springs, CO | Colorado |
|---|---|---|---|---|
| Home Value | $484,195 | $484,195 | N/A | $535,778 |
| 5-Year CAGR | 5.4% | 5.4% | N/A | 4.9% |
| Avg Rent | $1,584 | $1,584 | N/A | - |
| Cap Rate | 2.6% | 2.6% | - | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 80483 (Phippsburg, CO). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $484,195 |
| Monthly Rent | $1,584 |
| Price-to-Rent | 25.5:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 3.9% |
| Cap Rate | 2.6% |
| 5-Year IRR | 8.0% |
📈 Home Appreciation
| 1-Year | +1.6% ▲ |
| 3-Year CAGR | +3.2% ▲ |
| 5-Year CAGR | +5.4% ▲ |
| 10-Year CAGR | +8.7% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 80483
Population: 404
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 80483
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
Frequently Asked Questions
What is the typical rental rate in Phippsburg, CO?
Expect rents around $1,584/mo per month in Phippsburg, CO. With home values at $484K, the yield math works out to reasonable levels for rental investors.
Do rentals sit vacant long in Phippsburg, CO?
Phippsburg, CO vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.
Is real estate in Phippsburg, CO a good investment right now?
Investors tracking Phippsburg, CO will find a 3.0/5 rating supported by $484K median home values and $1,584/mo rents. That profile suits long-term holders targeting predictable returns.
How should investors approach Phippsburg, CO?
A careful cash-flow rentals with hands-on management strategy Phippsburg, CO best. The market produces even-keeled results for that approach at the $484K price point.
Is rental property easy to operate in Phippsburg, CO?
CO law landlord-friendly for landlords, and Phippsburg inherits those rules. Investors should still review local ordinances for rental licensing.
You know 80483 now. You don’t know where it ranks.
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How 80483 ranks in Steamboat Springs, CO
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