Best ZIP Codes for Cash Flow in Steamboat Springs, CO (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 81639 | Hayden, CO | $525,581 | $2,350 | 3.49% | 6.1% |
| 2 | 80469 | Oak Creek, CO | $442,408 | $1,539 | 2.71% | 5.8% |
| 3 | 80483 | Phippsburg, CO | $484,195 | $1,584 | 2.55% | 5.4% |
| 4 | 80487 | Steamboat Springs, CO | $1,317,996 | $3,713 | 2.20% | 7.6% |
| 5 | 80467 | Oak Creek, CO | $677,869 | $1,539 | 1.77% | 6.6% |
| 6 | 80428 | Clark, CO | $905,729 | $1,917 | 1.65% | 6.3% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in Steamboat Springs, CO · Affordable in Steamboat Springs, CO
Or see the full Steamboat Springs, CO metro profile.