Steamboat Springs, CO Metro Area - Investment Guide

Metro Area • 5 Cities • 6 ZIP Codes

Avg Home Value $725,630
Avg Monthly Rent $2,107
Avg Cap Rate 2.40%
Avg Investability 3.0 ★
Cities 5
ZIP Codes 6

This metro is one of hundreds you can screen side by side — filter by the numbers that matter and get alerts when they move. See plans →

🏦 30-yr Fixed Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS
☀️
WARM MARKET
Steamboat Springs, CO Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions data as of August 29, 2026 — updated weekly

Best ZIP codes in Steamboat Springs, CO

Every ZIP in the metro, ranked four ways. Free.

Cash Flow → Appreciation → Affordable →

Cities in Steamboat Springs, CO

Top ZIP Codes by Investability

ZIP Code City State Home Value Rent Cap Rate Rating
80467 Oak Creek CO $677,869 $1,539 1.77% 3.0 ★
80469 Oak Creek CO $442,408 $1,539 2.71% 3.0 ★
80483 Phippsburg CO $484,195 $1,584 2.55% 3.0 ★
80428 Clark CO $882,552 $1,917 1.69% 3.0 ★
80487 Steamboat Springs CO $1,317,996 $3,713 2.20% 3.0 ★
81639 Hayden CO $525,581 $2,350 3.49% 3.0 ★
80467 Oak Creek CO $658,805 $1,539 1.82% 3.0 ★
80469 Oak Creek CO $418,844 $1,539 2.87% 3.0 ★
80483 Phippsburg CO $462,857 $1,584 2.67% 3.0 ★
80487 Steamboat Springs CO $1,276,581 $2,750 1.68% 3.0 ★
81639 Hayden CO $512,558 $1,557 2.37% 3.0 ★
80428 Clark CO $917,378 $1,917 1.63% 3.0 ★
80467 Oak Creek CO $688,283 $1,539 1.74% 3.0 ★
80469 Oak Creek CO $441,956 $1,539 2.72% 3.0 ★
80483 Phippsburg CO $488,719 $1,584 2.53% 3.0 ★
80428 Clark CO $887,524 $1,917 1.68% 3.0 ★
80487 Steamboat Springs CO $1,327,717 $3,552 2.09% 3.0 ★
81639 Hayden CO $536,281 $1,557 2.26% 3.0 ★
80467 Oak Creek CO $675,860 $1,539 1.78% 3.0 ★
80469 Oak Creek CO $431,181 $1,539 2.78% 3.0 ★
80483 Phippsburg CO $477,524 $1,584 2.59% 3.0 ★
80487 Steamboat Springs CO $1,272,292 $3,369 2.07% 3.0 ★
80428 Clark CO $907,658 $1,917 1.65% 3.0 ★
81639 Hayden CO $514,589 $1,557 2.36% 3.0 ★
80467 Oak Creek CO $681,868 $1,539 1.76% 3.0 ★
80469 Oak Creek CO $440,252 $1,539 2.73% 3.0 ★
80483 Phippsburg CO $489,219 $1,584 2.53% 3.0 ★
80428 Clark CO $887,524 $1,917 1.68% 3.0 ★
80487 Steamboat Springs CO $1,314,412 $3,401 2.02% 3.0 ★
81639 Hayden CO $533,062 $1,557 2.28% 3.0 ★
80467 Oak Creek CO $675,860 $1,539 1.78% 3.0 ★
80469 Oak Creek CO $431,181 $1,539 2.78% 3.0 ★
80483 Phippsburg CO $477,524 $1,584 2.59% 3.0 ★
80487 Steamboat Springs CO $1,272,292 $3,369 2.07% 3.0 ★
80428 Clark CO $888,427 $1,917 1.68% 3.0 ★
81639 Hayden CO $514,589 $1,557 2.36% 3.0 ★
80467 Oak Creek CO $656,809 $1,539 1.83% 3.0 ★
80469 Oak Creek CO $426,759 $1,539 2.81% 3.0 ★
80483 Phippsburg CO $469,288 $1,584 2.63% 3.0 ★
80487 Steamboat Springs CO $1,294,994 $3,222 1.94% 3.0 ★
81639 Hayden CO $519,518 $1,557 2.34% 3.0 ★
80428 Clark CO $905,729 $1,917 1.65% 3.0 ★
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

About Steamboat Springs, CO Real Estate Market

The Steamboat Springs, CO metropolitan statistical area (MSA) encompasses 5 cities and 6 ZIP codes. The average home value across the metro is $725,630, with an average monthly rent of $2,107. Explore individual cities and ZIP codes to find investment opportunities that match your criteria.