Most Affordable ZIP Codes in Steamboat Springs, CO (2026)

The lowest entry prices that still hold a decent investability rating — cheap is only useful if the market underneath it is sound.

# ZIP City Home value Rent Cap rate 5-yr growth
1 80469 Oak Creek, CO $442,408 $1,539 2.71% 5.8%
2 80483 Phippsburg, CO $484,195 $1,584 2.55% 5.4%
3 81639 Hayden, CO $525,581 $2,350 3.49% 6.1%
4 80467 Oak Creek, CO $677,869 $1,539 1.77% 6.6%
5 80428 Clark, CO $905,729 $1,917 1.65% 6.3%
6 80487 Steamboat Springs, CO $1,317,996 $3,713 2.20% 7.6%

Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →