Real Estate Investing in Oak Creek, Colorado (80467)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Routt County • Population: 2,411 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 80467 (Oak Creek, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 23.9% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 36.7 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Oak Creek, CO (80467)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $677,869
Avg Monthly Rent $1,539
1% Rule ✗ Does Not Meet
Median Income $105,160
% Renters 18.7%

Market Analysis: 80467 Oak Creek

ZIP 80467 inside Routt County looks affordable on the surface — median value of $678K — but the discount exists for reasons that a careful buyer should understand before committing.

For an experienced owner, 80467 can be a a solid fit for hunting ground — but the discount at $678K reflects genuine risk that outside investors often underestimate.

ZIP 80467's metrics run below Routt County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The 80467 ZIP's population of 2,411 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that posts the need for careful underwriting.

Experienced landlords with local relationships tend to find 80467 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Oak Creek:

C Below Average
Buy Confidence Score: 55/100
Affordability
5/25
Appreciation
22/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.4× the median income
Value Trend
Stable (+1.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,539/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
☀️
WARM MARKET
Steamboat Springs, CO Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
8.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Steamboat Springs, CO metro data
🏠

Property Strategy for 80467

Which property type performs best in this market?

Best for Cash Flow
1BR
3.0% cap rate
Best for Appreciation
1BR
+12.5% 5yr CAGR
Best Overall Value
2BR
$216,040/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $356,122 $1,460 3.0% +12.5% $356,122
2BR $432,080 $1,710 2.8% +11.0% $216,040
3BR $680,882 $2,060 2.2% +11.5% $226,961
4BR $1,068,009 $2,730 1.8% +12.2% $267,002
5BR $1,586,535 +10.5% $317,307

Market Trends

Home Value History (with trend line)

$728K$614K$500K$385K$271K$157KJul 2006Jul 2016Jul 2026

📊 How Does 80467 Compare?

Metric 80467 Oak Creek Steamboat Springs, CO Colorado
Home Value $677,869 $560,139 N/A $535,778
5-Year CAGR 6.6% 6.2% N/A 4.9%
Avg Rent $1,539 $1,539 N/A -
Cap Rate 1.8% 2.2% - -
💡 Why Invest in 80467? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 80467 (Oak Creek, CO). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 80467 (Oak Creek, CO)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
1.8%
Low
5yr Growth
+6.6%
Strong

📉 Market Crash Risk Index

Based on Steamboat Springs, CO metro

3/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
3/3
80%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $677,869
Monthly Rent $1,539
Price-to-Rent 36.7:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 2.7%
Cap Rate 1.8%
5-Year IRR 8.4%

📈 Home Appreciation

1-Year +1.2% ▲
3-Year CAGR +3.2% ▲
5-Year CAGR +6.6% ▲
10-Year CAGR +9.0% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 1.8%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (1.8%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
23.9%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.6%
Growing
Eviction process: Moderate Rent control: Favorable

Demographics in 80467

Population: 2,411

💰 Median Household Income
$105,160
This area
$105,160
State
$79,719
USA
$74,580
🏠 Renter Occupied
18.7%
This area
18.7%
State
26.4%
USA
34.0%
💼 Unemployment Rate
1.2%
This area
1.2%
State
-25.8%
USA
3.7%
🎓 College Educated
49.3%
This area
49.3%
State
5.8%
USA
33.7%
👤 Median Age
39.7 years
This area
39.7 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
23.9%
This area
23.9%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 89.7%
Other/Mixed 9.3%
Hispanic/Latino 3.7%
Asian 0.5%
Black/African American 0.4%
👶 Under 18
17.1%
This area
17.1%
USA
22.0%
👴 65 and Over
15.7%
This area
15.7%
USA
17.3%
📊 Poverty Rate
0.9%
This area
0.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 80467

A Avg School Grade
2 Schools
13.1:1 Avg Class Size
$42,290 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Soroco Middle School

📚 06 – 08 Middle
👥
59 Students
👨‍🏫
11.9:1 Class Size
💰
$42,290 Per Student
A Very Good

Soroco High School

📚 09 – 12 High School
👥
107 Students
👨‍🏫
14.4:1 Class Size
💰
$42,290 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How strong is Oak Creek, CO for real estate investors?

Oak Creek, CO scores 3.0/5 for investability. Home values sit at $678K and rents near $1,539/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Are tenants stable in Oak Creek, CO?

Working renters make up the core of the Oak Creek, CO tenant base. The pool is reasonable for investors targeting long-term holds.

What monthly rent should investors expect in Oak Creek, CO?

Rental rates in Oak Creek, CO average $1,539/mo. Tenant demand and $678K home values make the yield look reasonable by investor standards.

What is the median home value in Oak Creek, CO?

Expect median prices around $678K in Oak Creek, CO. The market has run at a 0.0% 5-year CAGR, so entry costs have been measured.

Is vacancy a concern in Oak Creek, CO?

Rental vacancy in Oak Creek, CO is elevated. Investors should budget normal turnover but not chronic empty units.

You know 80467 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 80467 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 80467 ranks in Steamboat Springs, CO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 80467 (Oak Creek)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 80467 (Oak Creek, CO).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.