Real Estate Investing in Golden, Colorado (80401)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Jefferson County • Population: 43,429 • Data updated: September 2026

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Should you buy in 80401 (Golden, CO)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (50/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High price-to-rent: Price-to-rent ratio 32.4 — hard to cash-flow at these prices.

What’s happening in Golden, CO (80401)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $836,420
Avg Monthly Rent $2,149
1% Rule ✗ Does Not Meet
Median Income $109,273
% Renters 34.4%

Market Analysis: 80401 Golden

The 80401 ZIP in Golden, CO is a local-operator market. Outside capital chasing a $836K entry has to pair deep knowledge with the discount.

The investment case in 80401 is robust only for operators who understand what they are buying. A $836K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader CO picture, 80401 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Demographically, 80401 is a market where tenant selection matters more than unit finishes. Operators who understand that tend to do fine; those who do not tend to learn why the ZIP trades at a discount.

Experienced landlords with local relationships tend to find 80401 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Golden:

C+ Average
Buy Confidence Score: 61/100
Affordability
5/25
Appreciation
18/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Expensive
Homes cost 7.7× the median income
Value Trend
Stable (+2.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $2,149/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Denver-Aurora-Lakewood, CO Metro Area
More inventory, negotiating room for buyers
53 days
Average time to sell
Average
12.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Denver-Aurora-Lakewood, CO metro data
🏠

Property Strategy for 80401

Which property type performs best in this market?

Best for Cash Flow
1BR
3.5% cap rate
Best for Appreciation
5BR
+8.2% 5yr CAGR
Best Overall Value
5BR
$232,470/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $369,362 $1,800 3.5% +5.1% $369,362
2BR $491,861 $2,150 3.1% +4.7% $245,931
3BR $738,325 $2,810 2.7% +5.9% $246,108
4BR $1,006,466 $3,140 2.2% +7.6% $251,617
5BR $1,162,349 +8.2% $232,470

Market Trends

Home Value History (with trend line)

$893K$768K$642K$517K$391K$265KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$2,205$2,043$1,881$1,719$1,557$1,395Jan 2018May 2022Jul 2026

📊 How Does 80401 Compare?

Metric 80401 Golden Denver-Aurora-Lakewood, CO Colorado
Home Value $836,420 $569,160 N/A $535,778
5-Year CAGR 3.3% 3.4% N/A 4.9%
Avg Rent $2,149 $2,466 N/A -
Cap Rate 2.0% 2.2% - -
💡 Why Invest in 80401? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 80401 (Golden, CO). Anonymous, moderated, never written by AI.

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Property managers serving Jefferson County

Manage rentals here? List your business →

Aim High Property Management handles the full rental cycle for residential properties, including finding qualified tenants, protecting home condition, collecting rent, and reporting to owners. summary from their website

Unclaimed — is this your business? Claim it free

Association & Community Management provides professional management solutions for Homeowners Associations for over 60 years, focusing on personal service and integrity. summary from their website

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Colorado Luxe Living offers real estate and property management services for the Front Range. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
2.0%
Low
5yr Growth
+3.3%
Moderate

📊 Market Snapshot

Home Value $836,420
Monthly Rent $2,149
Price-to-Rent 32.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.1%
Cap Rate 2.0%
5-Year IRR 5.3%

📈 Home Appreciation

1-Year +2.4% ▲
3-Year CAGR +2.0% ▲
5-Year CAGR +3.3% ▲
10-Year CAGR +6.3% ▲

🏠 Rent Trends

1-Year +0.7% ▲
3-Year CAGR +0.7% ▲
5-Year CAGR +3.9% ▲
Negative Leverage — IRR / Tax Play Cap Rate: 2.0%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
4.3%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.3%
Stable
Eviction process: Moderate Rent control: Favorable

Demographics in 80401

Population: 43,429

💰 Median Household Income
$109,273
This area
$109,273
State
$79,719
USA
$74,580
🏠 Renter Occupied
34.4%
This area
34.4%
State
26.4%
USA
34.0%
💼 Unemployment Rate
2.9%
This area
2.9%
State
-25.8%
USA
3.7%
🎓 College Educated
55.8%
This area
55.8%
State
5.8%
USA
33.7%
👤 Median Age
39.2 years
This area
39.2 years
State
-0.1 years
USA
38.9 years
🏚️ Vacancy Rate
4.3%
This area
4.3%
State
18.7%
USA
10.5%
👥 Population by Ethnicity
White 87.4%
Other/Mixed 8.7%
Hispanic/Latino 5.5%
Asian 2.6%
Black/African American 1.2%
👶 Under 18
17.4%
This area
17.4%
USA
22.0%
👴 65 and Over
16.4%
This area
16.4%
USA
17.3%
📊 Poverty Rate
4.0%
This area
4.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 80401

B Avg School Grade
14 Schools
15.8:1 Avg Class Size
$15,978 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Welchester Elementary School

📚 Pre-K – 05 Elementary
👥
263 Students
👨‍🏫
13.8:1 Class Size
💰
$16,228 Per Student
B+ Above Average

Free Horizon Montessori

📚 Pre-K – 08 School
👥
373 Students
👨‍🏫
16.8:1 Class Size
💰
$16,228 Per Student
B+ Above Average

Maple Grove Elementary School

📚 Pre-K – 05 Elementary
👥
379 Students
👨‍🏫
16.7:1 Class Size
💰
$16,228 Per Student
B+ Above Average

Shelton Elementary School

📚 Pre-K – 05 Elementary
👥
399 Students
👨‍🏫
15.1:1 Class Size
💰
$16,228 Per Student
B+ Above Average

Ralston Elementary School

📚 K – 05 Elementary
👥
288 Students
👨‍🏫
17.3:1 Class Size
💰
$16,228 Per Student
B Good

Bell Middle School

📚 06 – 08 Middle
👥
751 Students
👨‍🏫
18.7:1 Class Size
💰
$16,228 Per Student
B Good

Kyffin Elementary School

📚 Pre-K – 05 Elementary
👥
493 Students
👨‍🏫
18.2:1 Class Size
💰
$16,228 Per Student
B Good

Manning Options School

📚 06 – 08 Middle
👥
685 Students
👨‍🏫
21.8:1 Class Size
💰
$16,228 Per Student
B Good

Rocky Mountain Deaf School

📚 Pre-K – 12 K-12 Charter
👥
81 Students
👨‍🏫
5.0:1 Class Size
💰
$16,228 Per Student
B Good
👥
27 Students
👨‍🏫
2.7:1 Class Size
💰
$16,228 Per Student
B Good

Golden High School

📚 09 – 12 High School
👥
1,453 Students
👨‍🏫
21.3:1 Class Size
💰
$16,228 Per Student
C+ Average

Jeffco Virtual Academy

📚 06 – 12 High School
👥
441 Students
👨‍🏫
20.0:1 Class Size
💰
$16,228 Per Student
C+ Average

Golden View Classical Academy

📚 K – 12 K-12 Charter
👥
743 Students
👨‍🏫
18.6:1 Class Size
💰
$12,972 Per Student
C Below Average

Lookout Mountain

📚 05 – 12 High School Limited Data
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 3,324 Off-Campus Students
B
Colorado School of Mines
7,599 students · 2.5 mi
C+
Red Rocks Community College
7,382 students · 4.4 mi
C+
Colorado School of Trades
108 students · 7.1 mi
C
Colorado Christian University
8,254 students · 7.4 mi
C
Colorado School of Healing Arts
60 students · 8.1 mi
C
Paul Mitchell the School-Denver
231 students · 8.3 mi
D
Rocky Mountain College of Art and Design
1,888 students · 8.9 mi
C
National Institute for Medical Assistant Advancement (NIMAA)
203 students · 10.3 mi

Investor Insight: With 3,324 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How does Golden, CO rate as a rental market?

The 3.0/5 investability rating in Golden, CO reflects its $836K prices and $2,149/mo rents. Investors generally consider it a solid option within CO.

Can I house hack in Golden, CO?

House hacking works a challenging in Golden, CO. Rents of $2,149/mo against $836K acquisition make the strategy solid for owner-occupants.

What kind of vacancy should I budget for in Golden, CO?

Golden, CO sees elevated vacancy, which is reasonable relative to the broader CO rental market.

What strategy should investors use in Golden, CO?

Investors who focus on careful cash-flow rentals with hands-on management typically do well in Golden, CO. The numbers - $836K homes against $2,149/mo rents - support that play.

What monthly rent should investors expect in Golden, CO?

Investors in Golden, CO typically see rents near $2,149/mo per month against $836K home values - a solid setup for rental cash flow.

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How 80401 ranks in Denver-Aurora-Lakewood, CO

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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