Real Estate Investing in Flatonia, Texas (78941)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fayette County • Population: 3,334 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 78941 (Flatonia, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
WEAK FIT
Grade F (38/100)

Multiple negative signals. Better options likely exist nearby.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 24.1% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Flatonia, TX (78941)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $452,530
Avg Monthly Rent $1,584
1% Rule ✗ Does Not Meet
Median Income $70,588
% Renters 19.5%

Market Analysis: 78941 Flatonia

ZIP 78941 inside Fayette County looks affordable on the surface — median value of $453K — but the discount exists for reasons that a careful buyer should understand before committing.

If the plan assumes clean turnover, on-time rent, and low maintenance on a $453K asset, 78941 is the wrong submarket. If the plan prices in friction, the yield can still work.

Statewide comparisons place 78941 among TX's softer markets. That context does not make the ZIP uninvestable, but it does raise the bar for due diligence.

The demographic picture in 78941 includes headwinds that any investor should price in. Income distribution skews lower than Flatonia averages, and tenant stability requires active management.

The 78941 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Flatonia:

C Below Average
Buy Confidence Score: 53/100
Affordability
5/25
Appreciation
18/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 6.4× the median income
Value Trend
Rising (+3.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,584/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$479K$418K$357K$296K$235K$174KJun 2009Jan 2018Jul 2026

📊 How Does 78941 Compare?

Metric 78941 Flatonia Texas
Home Value $452,530 $452,530 $297,000
5-Year CAGR 4.0% 4.0% 5.4%
Avg Rent $1,584 $1,584 -
Cap Rate 2.7% 2.7% -
💡 Why Invest in 78941? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78941 (Flatonia, TX). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 78941 (Flatonia, TX)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
2.7%
Low
5yr Growth
+4.0%
Moderate

📊 Market Snapshot

Home Value $452,530
Monthly Rent $1,584
Price-to-Rent 23.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 4.2%
Cap Rate 2.7%
5-Year IRR 6.7%

📈 Home Appreciation

1-Year +3.2% ▲
3-Year CAGR +2.3% ▲
5-Year CAGR +4.0% ▲
10-Year CAGR +5.6% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.7%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.7%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
24.1%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 78941

Population: 3,334

💰 Median Household Income
$70,588
This area
$70,588
State
$70,593
USA
$74,580
🏠 Renter Occupied
19.5%
This area
19.5%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.4%
This area
0.4%
State
-25.4%
USA
3.7%
🎓 College Educated
14.3%
This area
14.3%
State
-5.8%
USA
33.7%
👤 Median Age
45.2 years
This area
45.2 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
24.1%
This area
24.1%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 76.0%
Other/Mixed 22.3%
Hispanic/Latino 21.3%
Black/African American 1.5%
Asian 0.2%
👶 Under 18
21.4%
This area
21.4%
USA
22.0%
👴 65 and Over
25.4%
This area
25.4%
USA
17.3%
📊 Poverty Rate
8.9%
This area
8.9%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78941

B+ Avg School Grade
3 Schools
9.5:1 Avg Class Size
$14,079 Avg Per Pupil

Schools in This ZIP Code

A Very Good

FLATONIA SECONDARY

📚 06 – 12 High School
👥
340 Students
👨‍🏫
10.2:1 Class Size
💰
$14,079 Per Student
A Very Good

FLATONIA EL

📚 Pre-K – 05 Elementary
👥
314 Students
👨‍🏫
13.4:1 Class Size
💰
$14,079 Per Student
B Good

WHISPERING HILLS ACHIEVEMENT CENTER

📚 04 – 10 High School
👥
5 Students
👨‍🏫
5.0:1 Class Size
💰
$14,079 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the rental occupancy rate in Flatonia, TX?

Expect elevated vacancy in Flatonia, TX. Rents at $1,584/mo are absorbed by the tenant base without meaningful lag.

What is the typical renter like in Flatonia, TX?

The renter base in Flatonia, TX is reasonable for the $1,584/mo price point. Screening well and pricing to market typically yields predictable tenants.

Are rents high in Flatonia, TX?

Rental rates in Flatonia, TX average $1,584/mo. Tenant demand and $453K home values make the yield look reasonable by investor standards.

Is Flatonia, TX good for landlords?

Flatonia, TX operates under TX law, which is landlord-friendly overall for landlords. Expect measured treatment in typical lease and eviction cases.

What is the typical home price in Flatonia, TX?

The median home value in Flatonia, TX is roughly $453K. That puts it reasonable relative to the TX statewide average.

You know 78941 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78941 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans
🤖

AI Market Advisor

Ask questions about investing in 78941 (Flatonia)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 78941 (Flatonia, TX).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.