Real Estate Investing in Schulenburg, Texas (78956)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Fayette County • Population: 5,494 • Data updated: September 2026

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Should you buy in 78956 (Schulenburg, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (41/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 31.2% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 30.8 — hard to cash-flow at these prices.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Schulenburg, TX (78956)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $382,420
Avg Monthly Rent $1,035
1% Rule ✗ Does Not Meet
Median Income $65,744
% Renters 24.2%

Market Analysis: 78956 Schulenburg

This part of Fayette County is not an easy win. The 78956 ZIP clocks in at softness in key indicators, and the playbook that works in cleaner markets often stalls here.

The 78956 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader TX picture, 78956 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

The 78956 ZIP's population of 5,494 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that stands at the need for careful underwriting.

Distressed ZIPs reward experience. substantial returns are possible in 78956, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Schulenburg:

C Below Average
Buy Confidence Score: 56/100
Affordability
10/25
Appreciation
14/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.8× the median income
Value Trend
Stable (+0.8%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,035/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.

Market Trends

Home Value History (with trend line)

$409K$359K$308K$258K$207K$157KJun 2009Jan 2018Jul 2026

📊 How Does 78956 Compare?

Metric 78956 Schulenburg Texas
Home Value $382,420 $382,420 $297,000
5-Year CAGR 2.5% 2.5% 5.4%
Avg Rent $1,035 $1,035 -
Cap Rate 2.1% 2.1% -
💡 Why Invest in 78956? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78956 (Schulenburg, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.1%
Low
5yr Growth
+2.5%
Slow

📊 Market Snapshot

Home Value $382,420
Monthly Rent $1,035
Price-to-Rent 30.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.3%
Cap Rate 2.1%
5-Year IRR 4.6%

📈 Home Appreciation

1-Year +0.8% ▲
3-Year CAGR +1.5% ▲
5-Year CAGR +2.5% ▲
10-Year CAGR +5.1% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (2.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
31.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+2.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 78956

Population: 5,494

💰 Median Household Income
$65,744
This area
$65,744
State
$70,593
USA
$74,580
🏠 Renter Occupied
24.2%
This area
24.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.1%
This area
2.1%
State
-25.4%
USA
3.7%
🎓 College Educated
18.5%
This area
18.5%
State
-5.8%
USA
33.7%
👤 Median Age
42.8 years
This area
42.8 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
31.2%
This area
31.2%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 78.3%
Black/African American 11.2%
Other/Mixed 10.2%
Hispanic/Latino 8.0%
Asian 0.4%
👶 Under 18
24.9%
This area
24.9%
USA
22.0%
👴 65 and Over
20.6%
This area
20.6%
USA
17.3%
📊 Poverty Rate
10.0%
This area
10.0%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78956

A Avg School Grade
2 Schools
11.4:1 Avg Class Size
$15,200 Avg Per Pupil

Schools in This ZIP Code

A Very Good

SCHULENBURG SECONDARY

📚 06 – 12 High School
👥
393 Students
👨‍🏫
10.9:1 Class Size
💰
$15,200 Per Student
A Very Good

SCHULENBURG EL

📚 Pre-K – 05 Elementary
👥
270 Students
👨‍🏫
11.8:1 Class Size
💰
$15,200 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

How do landlord-tenant laws work in Schulenburg, TX?

The landlord environment in Schulenburg, TX is landlord-friendly. Statewide rules shape most day-to-day operations for rental owners.

Should investors consider Schulenburg, TX?

Schulenburg, TX sits at an investability rating of 3.0/5, with median home values near $382K and average rents around $1,035/mo. That combination puts it in the solid tier for investor interest.

What are home prices like in Schulenburg, TX?

Homes in Schulenburg, TX typically sell near $382K. Prices have moved at a 0.0% 5-year CAGR, which even-keeled long-term demand.

Does house hacking make sense in Schulenburg, TX?

For house hackers, Schulenburg, TX is a challenging. The $1,035/mo rent on a unit helps defray the mortgage on a $382K property.

Are renters plentiful in Schulenburg, TX?

The tenant pool in Schulenburg, TX is solid, supported by local employment and population fundamentals. Rents of $1,035/mo are well-absorbed by the market.

You know 78956 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78956 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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