Real Estate Investing in Elsa, Texas (78543)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 78543 (Elsa, TX)? Our answer, based on the numbers below.
Strong fundamentals — affordable, appreciating, and stable. A confident pick for primary residence.
Rare combination of both appreciation and cash flow. These markets don't last long — worth serious consideration.
No major risk flags on the data we track.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Elsa, TX (78543)?
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Market Analysis: 78543 Elsa
Not every below-median market is a bargain. Elsa's 78543 ZIP reports signals that favor experienced operators who can absorb the risk $125K pricing implies.
Rent of $873/mo on a $125K basis reads well until vacancy, delinquency, and capex enter the model. The honest cap rate in 78543 sits below the stated 0.0% once reality is priced in.
Within TX, ZIP 78543 trails on several market indicators that neighboring Hidalgo County submarkets outperform. The gap is real and healthy enough to shape underwriting.
Who lives in 78543 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.
The 78543 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.
Here's what matters if you're considering buying a home in Elsa:
Property Strategy for 78543
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 2BR | $82,422 | $970 | 8.5% | +13.8% | $41,211 |
| 3BR | $129,161 | $1,260 | 7.0% | +12.1% | $43,054 |
| 4BR | $194,631 | $1,400 | 5.2% | +8.8% | $48,658 |
Market Trends
Home Value History (with trend line)
📊 How Does 78543 Compare?
| Metric | 78543 | Elsa | McAllen-Edinburg-Mission, TX | Texas |
|---|---|---|---|---|
| Home Value | $124,997 | $124,997 | N/A | $297,000 |
| 5-Year CAGR | 10.2% | 10.2% | N/A | 5.4% |
| Avg Rent | $873 | $873 | N/A | - |
| Cap Rate | 5.5% | 5.5% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 78543 (Elsa, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $124,997 |
| Monthly Rent | $873 |
| Price-to-Rent | 11.9:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 8.4% |
| Cap Rate | 5.5% |
| 5-Year IRR | 15.6% |
📈 Home Appreciation
| 1-Year | +7.9% ▲ |
| 3-Year CAGR | +5.2% ▲ |
| 5-Year CAGR | +10.2% ▲ |
| 10-Year CAGR | +10.1% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 78543
Population: 8,608
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 78543
Schools in This ZIP Code
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Frequently Asked Questions
What is the average home sale price in Elsa, TX?
Median home price in Elsa, TX is near $125K, with a 5-year CAGR of 0.0%. Prices have been stable and supportive of buy-and-hold strategies.
Are tenants stable in Elsa, TX?
The renter base in Elsa, TX is reasonable for the $873/mo price point. Screening well and pricing to market typically yields measured tenants.
Are rents high in Elsa, TX?
The typical rental in Elsa, TX commands about $873/mo monthly. That rent profile measured cash flow against the $125K purchase basis.
What are vacancy rates like in Elsa, TX?
Rental vacancy in Elsa, TX is elevated. Investors should budget normal turnover but not chronic empty units.
What is it like being a landlord in Elsa, TX?
Rental owners in Elsa, TX deal with a landlord-friendly legal framework. Most standard eviction processes run on reasonable timelines.
You know 78543 now. You don’t know where it ranks.
This page stays free — all of it. What one page can’t tell you is how 78543 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.
How 78543 ranks in McAllen-Edinburg-Mission, TX
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