Best ZIP Codes for Cash Flow in McAllen-Edinburg-Mission, TX (2026)
Ranked by cap rate — the annual return on the purchase price before financing. ZIPs that also clear the 1% rule are marked.
| # | ZIP | City | Home value | Rent | Cap rate | 5-yr growth |
|---|---|---|---|---|---|---|
| 1 | 78549 | Hargill, TX | $94,142 | $900 | 7.46% | 5.4% |
| 2 | 78574 | La Homa, TX | $192,027 | $1,617 | 6.57% | 6.5% |
| 3 | 78562 | La Villa, TX | $108,172 | $882 | 6.36% | 6.2% |
| 4 | 78516 | Alamo, TX | $169,130 | $1,242 | 5.73% | 6.9% |
| 5 | 78579 | Progreso, TX | $129,252 | $936 | 5.65% | 9.3% |
| 6 | 78503 | McAllen, TX | $180,637 | $1,270 | 5.49% | 5.7% |
| 7 | 78577 | Pharr, TX | $162,990 | $1,142 | 5.46% | 5.6% |
| 8 | 78543 | Elsa, TX | $124,997 | $873 | 5.45% | 10.2% |
| 9 | 78595 | Sullivan City, TX | $125,131 | $873 | 5.44% | 8.0% |
| 10 | 78572 | Mission, TX | $195,173 | $1,343 | 5.37% | 5.4% |
| 11 | 78589 | San Juan, TX | $181,835 | $1,250 | 5.36% | 6.2% |
| 12 | 78570 | Mercedes, TX | $137,292 | $925 | 5.26% | 7.3% |
| 13 | 78596 | Weslaco, TX | $165,193 | $1,106 | 5.22% | 6.2% |
| 14 | 78537 | Donna, TX | $151,469 | $968 | 4.99% | 7.6% |
| 15 | 78504 | McAllen, TX | $265,803 | $1,644 | 4.83% | 5.3% |
| 16 | 78538 | Edcouch, TX | $149,508 | $873 | 4.55% | 8.6% |
| 17 | 78501 | McAllen, TX | $196,260 | $1,111 | 4.42% | 5.4% |
| 18 | 78560 | La Joya, TX | $157,563 | $890 | 4.41% | 6.3% |
| 19 | 78599 | Weslaco, TX | $187,913 | $1,015 | 4.21% | 7.1% |
| 20 | 78576 | Penitas, TX | $163,513 | $873 | 4.16% | 7.3% |
| 21 | 78542 | Edinburg, TX | $203,918 | $1,075 | 4.11% | 6.4% |
| 22 | 78557 | Hidalgo, TX | $189,362 | $995 | 4.10% | 5.5% |
| 23 | 78573 | Alton, TX | $212,966 | $1,090 | 3.99% | 5.6% |
| 24 | 78541 | Edinburg, TX | $212,172 | $991 | 3.64% | 5.8% |
| 25 | 78539 | Edinburg, TX | $243,021 | $1,090 | 3.50% | 5.2% |
Ranked from Repit’s own ZIP-level data — Zillow home values and rents, HUD fair-market rents where Zillow has no coverage, and U.S. Census vacancy. Cap rate is gross: annual rent over purchase price, before financing and expenses. Every ZIP above links to its full free page. How we calculate this →
Same metro, different strategy
Appreciation in McAllen-Edinburg-Mission, TX · Affordable in McAllen-Edinburg-Mission, TX
Or see the full McAllen-Edinburg-Mission, TX metro profile.