Real Estate Investing in La Villa, Texas (78562)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hidalgo County • Population: 3,146 • Data updated: September 2026

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Should you buy in 78562 (La Villa, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (75/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • High vacancy: 15.2% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in La Villa, TX (78562)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $108,172
Avg Monthly Rent $882
1% Rule ✗ Does Not Meet
Median Income $58,846
% Renters 25.2%

Market Analysis: 78562 La Villa

Not every below-median market is a bargain. La Villa's 78562 ZIP registers signals that favor experienced operators who can absorb the risk $108K pricing implies.

Distressed does not mean uninvestable. It means the margin for error is thinner. ZIP 78562 rewards the prepared, punishes the overconfident, and leaves the math unchanged either way.

ZIP 78562's metrics run below Hidalgo County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

The 78562 ZIP's population of 3,146 has faced economic pressure over the last decade. That pressure shows up in rent delinquency patterns that shows the need for careful underwriting.

The 78562 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in La Villa:

B+ Great
Buy Confidence Score: 79/100
Affordability
25/25
Appreciation
22/25
Stability
7/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 1.8× the median income
Value Trend
Rising (+8.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $882/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: This area shows favorable conditions for homebuyers. Solid fundamentals with reasonable affordability.
❄️
COOL MARKET
McAllen-Edinburg-Mission, TX Metro Area
More inventory, negotiating room for buyers
132 days
Average time to sell
Slow
4.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from McAllen-Edinburg-Mission, TX metro data
🏠

Property Strategy for 78562

Which property type performs best in this market?

Best for Cash Flow
2BR
9.9% cap rate
Best for Appreciation
3BR
+8.3% 5yr CAGR
Best Overall Value
2BR
$35,528/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $71,057 $980 9.9% +7.5% $35,528
3BR $117,797 $1,280 7.8% +8.3% $39,266

Market Trends

Home Value History (with trend line)

$120K$102K$85K$67K$50K$32KJan 2007Oct 2016Jul 2026

📊 How Does 78562 Compare?

Metric 78562 La Villa McAllen-Edinburg-Mission, TX Texas
Home Value $108,172 $108,172 N/A $297,000
5-Year CAGR 6.2% 6.2% N/A 5.4%
Avg Rent $882 $882 N/A -
Cap Rate 6.4% 6.4% - -
💡 Why Invest in 78562? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78562 (La Villa, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.4%
Good
5yr Growth
+6.2%
Strong

📊 Market Snapshot

Home Value $108,172
Monthly Rent $882
Price-to-Rent 10.2:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.8%
Cap Rate 6.4%
5-Year IRR 12.5%

📈 Home Appreciation

1-Year +8.1% ▲
3-Year CAGR +2.7% ▲
5-Year CAGR +6.2% ▲
10-Year CAGR +7.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.4%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.4%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
15.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 78562

Population: 3,146

💰 Median Household Income
$58,846
This area
$58,846
State
$70,593
USA
$74,580
🏠 Renter Occupied
25.2%
This area
25.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
0.7%
This area
0.7%
State
-25.4%
USA
3.7%
🎓 College Educated
9.4%
This area
9.4%
State
-5.8%
USA
33.7%
👤 Median Age
31.8 years
This area
31.8 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
15.2%
This area
15.2%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 54.0%
Other/Mixed 45.8%
Hispanic/Latino 45.1%
Black/African American 0.3%
👶 Under 18
21.8%
This area
21.8%
USA
22.0%
👴 65 and Over
7.5%
This area
7.5%
USA
17.3%
📊 Poverty Rate
18.5%
This area
18.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78562

A Avg School Grade
3 Schools
10.0:1 Avg Class Size
$18,350 Avg Per Pupil

Schools in This ZIP Code

A Very Good

LA VILLA EARLY COLLEGE H S

📚 09 – 12 High School
👥
175 Students
👨‍🏫
8.2:1 Class Size
💰
$18,350 Per Student
A Very Good

LA VILLA MIDDLE

📚 06 – 08 Middle
👥
108 Students
👨‍🏫
7.6:1 Class Size
💰
$18,350 Per Student
A Very Good

JOSE BERNABE MUNOZ EL

📚 Pre-K – 05 Elementary
👥
255 Students
👨‍🏫
14.3:1 Class Size
💰
$18,350 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby
C
South Texas Vocational Technical Institute-Weslaco
263 students · 10.4 mi
C
Valley Grande Institute for Academic Studies
180 students · 10.8 mi
C
Advanced Barber College and Hair Design
150 students · 11.6 mi
C
UCAS University of Cosmetology Arts & Sciences-Harlingen
82 students · 14.3 mi
D
Southern Careers Institute-Harlingen
437 students · 14.7 mi

Frequently Asked Questions

What investment strategy works best in La Villa, TX?

In La Villa, TX the notable play is typically careful cash-flow rentals with hands-on management. The combination of $108K prices and $882/mo rents suits that approach.

How strong is the working-renter base in La Villa, TX?

Tenant demand in La Villa, TX is solid. The local workforce $882/mo rents across most rental classes.

Does La Villa, TX make sense for an investment property?

With a 3.0/5 investability score, La Villa, TX ranks as a solid market for rental property investors. Median prices of $108K and rents of $882/mo drive the underlying numbers.

Can I house hack in La Villa, TX?

La Villa, TX offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $882/mo rent level.

What is the typical rental rate in La Villa, TX?

Investors in La Villa, TX typically see rents near $882/mo per month against $108K home values - a solid setup for rental cash flow.

You know 78562 now. You don’t know where it ranks.

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How 78562 ranks in McAllen-Edinburg-Mission, TX

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