Real Estate Investing in Santa Rosa, Texas (78594)
Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.
Should you buy in 78594 (Santa Rosa, TX)? Our answer, based on the numbers below.
Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.
A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.
- Elevated vacancy: 11.8% vacancy may signal weakening demand.
- Elevated poverty: 27.8% poverty rate — can affect rent collection.
- Lower household income: $23,258 median — tenant affordability is tighter.
• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.
What’s happening in Santa Rosa, TX (78594)?
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Market Analysis: 78594 Santa Rosa
Not every below-median market is a bargain. Santa Rosa's 78594 ZIP shows signals that favor experienced operators who can absorb the risk $91K pricing implies.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $91K asset, 78594 is the wrong submarket. If the plan prices in friction, the yield can still work.
In the broader TX picture, 78594 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.
The demographic picture in 78594 includes headwinds that any investor should price in. Income distribution skews lower than Santa Rosa averages, and tenant stability requires active management.
looks to the ZIP is not uninvestable, but it is unforgiving. Section 8 landlords, local operators, and specialized value-add funds are the investor types that tend to succeed.
Here's what matters if you're considering buying a home in Santa Rosa:
Market Trends
Home Value History (with trend line)
📊 How Does 78594 Compare?
| Metric | 78594 | Santa Rosa | Raymondville, TX | Texas |
|---|---|---|---|---|
| Home Value | $91,054 | $123,122 | N/A | $297,000 |
| 5-Year CAGR | N/A | 4.0% | N/A | 5.4% |
| Avg Rent | $873 | $882 | N/A | - |
| Cap Rate | 7.5% | 6.0% | - | - |
Similar ZIPs Within 25 Miles
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Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 78594 (Santa Rosa, TX). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $91,054 |
| Monthly Rent | $873 |
| Price-to-Rent | 8.7:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 11.5% |
| Cap Rate | 7.5% |
| 5-Year IRR | 6.6% |
📈 Home Appreciation
| 1-Year | +3.6% ▲ |
| 3-Year CAGR | -0.9% ▼ |
| 5-Year CAGR | N/A |
| 10-Year CAGR | N/A |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (7.5%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.
⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 78594
Population: 1,303
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Nearby Colleges & Universities
Frequently Asked Questions
How much is rent in Santa Rosa, TX?
Average rent in Santa Rosa, TX is approximately $873/mo per month. Against $91K home values that yields a reasonable rent-to-price ratio.
What kind of tenants rent in Santa Rosa, TX?
The renter base in Santa Rosa, TX is reasonable for the $873/mo price point. Screening well and pricing to market typically yields stable tenants.
How does Santa Rosa, TX stack up for property investment?
The 3.0/5 investability rating in Santa Rosa, TX reflects its $91K prices and $873/mo rents. Investors generally consider it a solid option within TX.
What does house hacking look like in Santa Rosa, TX?
House hacking works a challenging in Santa Rosa, TX. Rents of $873/mo against $91K acquisition make the strategy solid for owner-occupants.
What kind of vacancy should I budget for in Santa Rosa, TX?
Rental vacancy in Santa Rosa, TX is elevated. Investors should budget normal turnover but not chronic empty units.
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