Real Estate Investing in Lyford, Texas (78569)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Willacy County • Population: 4,079 • Data updated: September 2026

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Should you buy in 78569 (Lyford, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (43/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (38/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • High vacancy: 14.8% of homes vacant — above national norms.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Lyford, TX (78569)?

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2.0/ 5

Investability

Overall investment appeal

0.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $170,930
Avg Monthly Rent $900
1% Rule ✗ Does Not Meet
Median Income $53,150
% Renters 18.2%

Market Analysis: 78569 Lyford

The 78569 ZIP in Lyford, TX is a local-operator market. Outside capital chasing a $171K entry has to pair deep knowledge with the discount.

The 78569 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

ZIP 78569's metrics run below Willacy County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Employment concentration in 78569 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Strategy in 78569 is an operator game, not a passive one. From an investor standpoint, entry prices of $171K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Lyford:

B Good
Buy Confidence Score: 73/100
Affordability
20/25
Appreciation
25/25
Stability
7/20
Timing
6/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+17.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $900/mo if you need to move
Market Conditions
WARM
Seller-favorable conditions, steady activity
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
☀️
WARM MARKET
Raymondville, TX Metro Area
Seller-favorable conditions, steady activity
0 days
Average time to sell
Very Fast
5.3%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Raymondville, TX metro data

Market Trends

Home Value History (with trend line)

$218K$202K$186K$171K$155K$139KFeb 2022May 2024Jul 2026

📊 How Does 78569 Compare?

Metric 78569 Lyford Raymondville, TX Texas
Home Value $170,930 $170,930 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $900 $900 N/A -
Cap Rate 4.1% 4.1% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78569 (Lyford, TX). Anonymous, moderated, never written by AI.

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Investability
Fair
Cap Rate
4.1%
Fair

📉 Market Crash Risk Index

Based on Raymondville, TX metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
0%
Days Pending
0/2
0 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $170,930
Monthly Rent $900
Price-to-Rent 15.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.3%
Cap Rate 4.1%
5-Year IRR 3.3%

📈 Home Appreciation

1-Year +17.6% ▲
3-Year CAGR -0.8% ▼
5-Year CAGR N/A
10-Year CAGR N/A

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.1%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.1%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
14.8%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
N/A
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 78569

Population: 4,079

💰 Median Household Income
$53,150
This area
$53,150
State
$70,593
USA
$74,580
🏠 Renter Occupied
18.2%
This area
18.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
2.4%
This area
2.4%
State
-25.4%
USA
3.7%
🎓 College Educated
15.1%
This area
15.1%
State
-5.8%
USA
33.7%
👤 Median Age
40.6 years
This area
40.6 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
14.8%
This area
14.8%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 72.6%
Other/Mixed 27.4%
Hispanic/Latino 26.4%
👶 Under 18
19.8%
This area
19.8%
USA
22.0%
👴 65 and Over
20.6%
This area
20.6%
USA
17.3%
📊 Poverty Rate
16.3%
This area
16.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78569

A Avg School Grade
3 Schools
13.8:1 Avg Class Size
$18,195 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

LYFORD H S

📚 09 – 12 High School
👥
470 Students
👨‍🏫
11.2:1 Class Size
💰
$18,195 Per Student
A Very Good

LYFORD MIDDLE

📚 06 – 08 Middle
👥
297 Students
👨‍🏫
13.5:1 Class Size
💰
$18,195 Per Student
A Very Good

LYFORD EL

📚 Pre-K – 05 Elementary
👥
673 Students
👨‍🏫
16.6:1 Class Size
💰
$18,195 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

2 Nearby
C
UCAS University of Cosmetology Arts & Sciences-Harlingen
82 students · 12.4 mi
D
Southern Careers Institute-Harlingen
437 students · 12.4 mi

Frequently Asked Questions

Is real estate in Lyford, TX a good investment right now?

Lyford, TX scores 2.0/5 for investability. Home values sit at $171K and rents near $900/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

Are rents high in Lyford, TX?

Rents in Lyford, TX run near $900/mo. Compared with median home prices of $171K that produces solid gross yields for typical rentals.

What kind of vacancy should I budget for in Lyford, TX?

Occupancy in Lyford, TX runs even-keeled with elevated vacancy. Well-priced units at $900/mo lease on reasonable timelines.

Does house hacking make sense in Lyford, TX?

House hacking in Lyford, TX is reasonable to execute. Prices around $171K and rents of $900/mo solid owner-occupant economics.

Where do home prices stand in Lyford, TX?

Lyford, TX home values average about $171K. That price point suits investors targeting rentals with $900/mo in monthly income.

You know 78569 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78569 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

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