Real Estate Investing in Santa Rosa, Texas (78593)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Cameron County • Population: 5,030 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 78593 (Santa Rosa, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (70/100)

Solid choice — stable market with a reasonable entry point and good rental backup if you ever need to move.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
4 flags
  • Elevated vacancy: 10.5% vacancy may signal weakening demand.
  • Elevated poverty: 26.2% poverty rate — can affect rent collection.
  • Higher unemployment: 8.0% unemployment — tenant risk signal.
  • Lower household income: $34,773 median — tenant affordability is tighter.

• Modeled rent — no observed market rent for this ZIP; the figure is estimated from HUD fair-market rent.

What’s happening in Santa Rosa, TX (78593)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $155,191
Avg Monthly Rent $891
1% Rule ✗ Does Not Meet
Median Income $34,773
% Renters 30.2%

Market Analysis: 78593 Santa Rosa

The 78593 ZIP in Santa Rosa, TX is a local-operator market. Outside capital chasing a $155K entry has to pair deep knowledge with the discount.

The investment case in 78593 is durable only for operators who understand what they are buying. A $155K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

ZIP 78593's metrics run below Cameron County's averages on price growth and tenant stability. Investors who ignore that regional gap tend to relearn it the hard way.

Who lives in 78593 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

The right play in 78593 usually involves deep tenant screening, aggressive delinquency response, and a conservative capex buffer. Anything less, and the discount can turn into a trap.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Santa Rosa:

C+ Average
Buy Confidence Score: 67/100
Affordability
15/25
Appreciation
18/25
Stability
9/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.5× the median income
Value Trend
Rising (+4.9%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $891/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Brownsville-Harlingen, TX Metro Area
More inventory, negotiating room for buyers
116 days
Average time to sell
Slow
5.0%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Brownsville-Harlingen, TX metro data

Market Trends

Home Value History (with trend line)

$164K$146K$127K$108K$89K$71KJul 2006Jul 2016Jul 2026

📊 How Does 78593 Compare?

Metric 78593 Santa Rosa Brownsville-Harlingen, TX Texas
Home Value $155,191 $123,122 N/A $297,000
5-Year CAGR 4.0% 4.0% N/A 5.4%
Avg Rent $891 $882 N/A -
Cap Rate 4.5% 6.0% - -
💡 Why Invest in 78593? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78593 (Santa Rosa, TX). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 78593 (Santa Rosa, TX)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
4.5%
Fair
5yr Growth
+4.0%
Moderate

📊 Market Snapshot

Home Value $155,191
Monthly Rent $891
Price-to-Rent 14.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 6.9%
Cap Rate 4.5%
5-Year IRR 8.5%

📈 Home Appreciation

1-Year +4.9% ▲
3-Year CAGR +1.8% ▲
5-Year CAGR +4.0% ▲
10-Year CAGR +5.5% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 4.5%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (4.5%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.5%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+4.0%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 78593

Population: 5,030

💰 Median Household Income
$34,773
This area
$34,773
State
$70,593
USA
$74,580
🏠 Renter Occupied
30.2%
This area
30.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
8.0%
This area
8.0%
State
-25.4%
USA
3.7%
🎓 College Educated
6.1%
This area
6.1%
State
-5.8%
USA
33.7%
👤 Median Age
30.1 years
This area
30.1 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
10.5%
This area
10.5%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 75.3%
Other/Mixed 24.6%
Hispanic/Latino 21.6%
👶 Under 18
30.0%
This area
30.0%
USA
22.0%
👴 65 and Over
11.4%
This area
11.4%
USA
17.3%
📊 Poverty Rate
26.2%
This area
26.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78593

A+ Avg School Grade
3 Schools
10.4:1 Avg Class Size
$21,091 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

ELMA E BARRERA EL

📚 Pre-K – 05 Elementary
👥
401 Students
👨‍🏫
11.4:1 Class Size
💰
$21,091 Per Student
A+ Excellent

SANTA ROSA H S

📚 09 – 12 High School
👥
307 Students
👨‍🏫
9.4:1 Class Size
💰
$21,091 Per Student
A+ Excellent

JO NELSON MIDDLE

📚 06 – 08 Middle
👥
223 Students
👨‍🏫
10.3:1 Class Size
💰
$21,091 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

5 Nearby
C
UCAS University of Cosmetology Arts & Sciences-Harlingen
82 students · 9.8 mi
D
Southern Careers Institute-Harlingen
437 students · 10.2 mi
C
Advanced Barber College and Hair Design
150 students · 12.8 mi
C
Valley Grande Institute for Academic Studies
180 students · 13.0 mi
C
South Texas Vocational Technical Institute-Weslaco
263 students · 13.1 mi

Frequently Asked Questions

What is the typical home price in Santa Rosa, TX?

Homes in Santa Rosa, TX typically sell near $155K. Prices have moved at a 0.0% 5-year CAGR, which consistent long-term demand.

How quickly do rentals get leased in Santa Rosa, TX?

Santa Rosa, TX carries elevated vacancy risk. Expect reliable absorption at market rents of $891/mo.

What kind of market is Santa Rosa, TX for investors?

Our data puts Santa Rosa, TX at 3.0/5 for investability. Home prices of $155K and rents around $891/mo create a solid backdrop for investor activity.

What is it like being a landlord in Santa Rosa, TX?

TX ranks as a landlord-friendly state for landlord-tenant law. Santa Rosa generally follows the statewide framework, so landlords face reasonable operating rules.

Are renters plentiful in Santa Rosa, TX?

Santa Rosa, TX draws a stable base of working renters. Demand at the $891/mo rent level is reasonable for standard single-family and small multi rentals.

You know 78593 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78593 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 78593 ranks in Brownsville-Harlingen, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
🤖

AI Market Advisor

Ask questions about investing in 78593 (Santa Rosa)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 78593 (Santa Rosa, TX).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.