Real Estate Investing in San Juan, Texas (78589)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Hidalgo County • Population: 39,958 • Data updated: September 2026

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Should you buy in 78589 (San Juan, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (73/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • Elevated vacancy: 9.2% vacancy may signal weakening demand.
  • Elevated poverty: 21.6% poverty rate — can affect rent collection.

What’s happening in San Juan, TX (78589)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $181,835
Avg Monthly Rent $1,250
1% Rule ✗ Does Not Meet
Median Income $50,099
% Renters 22.1%

Market Analysis: 78589 San Juan

Not every below-median market is a bargain. San Juan's 78589 ZIP shows signals that favor experienced operators who can absorb the risk $182K pricing implies.

The 78589 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

In the broader TX picture, 78589 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Resident income in 78589 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategy in 78589 is an operator game, not a passive one. From a cash-flow lens, entry prices of $182K are inviting, the management lift is real and non-optional.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in San Juan:

B Good
Buy Confidence Score: 75/100
Affordability
15/25
Appreciation
22/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.6× the median income
Value Trend
Rising (+3.6%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,250/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
McAllen-Edinburg-Mission, TX Metro Area
More inventory, negotiating room for buyers
132 days
Average time to sell
Slow
4.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from McAllen-Edinburg-Mission, TX metro data
🏠

Property Strategy for 78589

Which property type performs best in this market?

Best for Cash Flow
2BR
7.5% cap rate
Best for Appreciation
2BR
+10.1% 5yr CAGR
Best Overall Value
2BR
$50,488/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $100,977 $1,050 7.5% +10.1% $50,488
3BR $181,572 $1,360 5.4% +8.1% $60,524
4BR $242,988 $1,510 4.5% +7.6% $60,747
5BR $284,083 +6.7% $56,817

Market Trends

Home Value History (with trend line)

$196K$169K$141K$114K$87K$59KJan 2007Oct 2016Jul 2026

Rent History (with trend line)

$1,394$1,363$1,332$1,301$1,270$1,239Dec 2025Mar 2026Jun 2026

📊 How Does 78589 Compare?

Metric 78589 San Juan McAllen-Edinburg-Mission, TX Texas
Home Value $181,835 $181,835 N/A $297,000
5-Year CAGR 6.2% 6.2% N/A 5.4%
Avg Rent $1,250 $1,250 N/A -
Cap Rate 5.4% 5.4% - -
💡 Why Invest in 78589? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78589 (San Juan, TX). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
5.4%
Fair
5yr Growth
+6.2%
Strong

📊 Market Snapshot

Home Value $181,835
Monthly Rent $1,250
Price-to-Rent 12.1:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.3%
Cap Rate 5.4%
5-Year IRR 11.5%

📈 Home Appreciation

1-Year +3.6% ▲
3-Year CAGR +2.5% ▲
5-Year CAGR +6.2% ▲
10-Year CAGR +7.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 5.4%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.4%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
9.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+6.2%
Growing
Eviction process: Fast Rent control: Favorable

Demographics in 78589

Population: 39,958

💰 Median Household Income
$50,099
This area
$50,099
State
$70,593
USA
$74,580
🏠 Renter Occupied
22.1%
This area
22.1%
State
29.5%
USA
34.0%
💼 Unemployment Rate
4.6%
This area
4.6%
State
-25.4%
USA
3.7%
🎓 College Educated
13.6%
This area
13.6%
State
-5.8%
USA
33.7%
👤 Median Age
29.5 years
This area
29.5 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
9.2%
This area
9.2%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 58.3%
Other/Mixed 41.4%
Hispanic/Latino 40.7%
Black/African American 0.1%
Asian 0.1%
👶 Under 18
33.0%
This area
33.0%
USA
22.0%
👴 65 and Over
11.0%
This area
11.0%
USA
17.3%
📊 Poverty Rate
21.6%
This area
21.6%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78589

B+ Avg School Grade
15 Schools
15.4:1 Avg Class Size
$14,815 Avg Per Pupil

Schools in This ZIP Code

A Very Good
👥
306 Students
👨‍🏫
9.0:1 Class Size
💰
$15,936 Per Student
A Very Good

JOHN DOEDYNS EL

📚 Pre-K – 05 Elementary
👥
438 Students
👨‍🏫
14.1:1 Class Size
💰
$15,936 Per Student
A Very Good

R YZAGUIRRE MIDDLE

📚 06 – 08 Middle
👥
782 Students
👨‍🏫
12.9:1 Class Size
💰
$15,936 Per Student
A Very Good

SGT LEONEL TREVINO EL

📚 Pre-K – 05 Elementary
👥
370 Students
👨‍🏫
13.8:1 Class Size
💰
$15,936 Per Student
B+ Above Average

AUSTIN MIDDLE

📚 06 – 08 Middle
👥
871 Students
👨‍🏫
12.4:1 Class Size
💰
$15,936 Per Student
B+ Above Average

ALFRED SORENSEN EL

📚 Pre-K – 05 Elementary
👥
606 Students
👨‍🏫
17.2:1 Class Size
💰
$15,936 Per Student
B+ Above Average

AMANDA GARZA-PENA EL

📚 Pre-K – 05 Elementary
👥
578 Students
👨‍🏫
16.8:1 Class Size
💰
$15,936 Per Student
B+ Above Average

ARNOLDO CANTU SR EL

📚 Pre-K – 05 Elementary
👥
612 Students
👨‍🏫
17.3:1 Class Size
💰
$15,936 Per Student
B+ Above Average

DRS REED - MOCK EL

📚 Pre-K – 05 Elementary
👥
540 Students
👨‍🏫
16.4:1 Class Size
💰
$15,936 Per Student
B+ Above Average

EDITH & ETHEL CARMAN EL

📚 Pre-K – 05 Elementary
👥
642 Students
👨‍🏫
16.7:1 Class Size
💰
$15,936 Per Student
B+ Above Average

VIDA N CLOVER EL

📚 Pre-K – 05 Elementary
👥
439 Students
👨‍🏫
16.9:1 Class Size
💰
$15,936 Per Student
B+ Above Average

IDEA COLLEGE PREPARATORY SAN JUAN

📚 06 – 12 High School Charter
👥
736 Students
👨‍🏫
14.5:1 Class Size
💰
$11,965 Per Student
B Good

PSJA EARLY COLLEGE H S

📚 09 – 12 High School
👥
2,360 Students
👨‍🏫
14.2:1 Class Size
💰
$15,936 Per Student
C+ Average

IDEA ACADEMY SAN JUAN

📚 K – 05 Elementary Charter
👥
717 Students
👨‍🏫
23.1:1 Class Size
💰
$11,965 Per Student
D Needs Improvement

PREMIER H S OF SAN JUAN

📚 09 – 12 High School Charter
👥
124 Students
👨‍🏫
16.2:1 Class Size
💰
$7,056 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 2,538 Off-Campus Students
C
South Texas Training Center
276 students · 4.2 mi
D
Southern Careers Institute-Pharr
629 students · 4.7 mi
C
MCI
117 students · 5.0 mi
C
Miller-Motte College-STVT-McAllen
496 students · 5.4 mi
C
Rio Grande Valley College
883 students · 6.2 mi
C
Vogue College of Cosmetology-McAllen
336 students · 6.7 mi
C+
South Texas College
26,440 students · 7.3 mi
C
The College of Health Care Professions-McAllen Campus
728 students · 7.6 mi

Investor Insight: With 2,538 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What is the typical rental rate in San Juan, TX?

Investors in San Juan, TX typically see rents near $1,250/mo per month against $182K home values - a solid setup for rental cash flow.

How strong is tenant demand in San Juan, TX?

Working renters make up the core of the San Juan, TX tenant base. The pool is reasonable for investors targeting long-term holds.

How should investors approach San Juan, TX?

In San Juan, TX the durable play is typically careful cash-flow rentals with hands-on management. The combination of $182K prices and $1,250/mo rents suits that approach.

Do rentals sit vacant long in San Juan, TX?

Expect elevated vacancy in San Juan, TX. Rents at $1,250/mo are absorbed by the tenant base without meaningful lag.

What does house hacking look like in San Juan, TX?

For house hackers, San Juan, TX is a challenging. The $1,250/mo rent on a unit helps defray the mortgage on a $182K property.

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How 78589 ranks in McAllen-Edinburg-Mission, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable →
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