Real Estate Investing in Corpus Christi, Texas (78412)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Nueces County • Population: 39,728 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 78412 (Corpus Christi, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (65/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (52/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
1 flag
  • Flat appreciation: Values have barely moved over 5 years (0.4% CAGR).

What’s happening in Corpus Christi, TX (78412)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

4.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $196,187
Avg Monthly Rent $1,334
1% Rule ✗ Does Not Meet
Median Income $57,503
% Renters 53.2%

Market Analysis: 78412 Corpus Christi

The 78412 ZIP covers a section of Corpus Christi that demands careful diligence. Prices near $196K look accessible, but the work to make a deal cash flow is real.

The investment case in 78412 is solid only for operators who understand what they are buying. A $196K median suggests accessibility, but management intensity, vacancy drift, and capex surprises are real.

In the broader TX picture, 78412 is a reminder that not every low-priced ZIP is a value-add opportunity — some are simply distressed, and the difference matters.

Employment concentration in 78412 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.

Distressed ZIPs reward experience. notable returns are possible in 78412, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Corpus Christi:

C+ Average
Buy Confidence Score: 68/100
Affordability
20/25
Appreciation
10/25
Stability
13/20
Timing
10/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.4× the median income
Value Trend
Stable (+1.4%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,334/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Corpus Christi, TX Metro Area
More inventory, negotiating room for buyers
109 days
Average time to sell
Slow
6.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Corpus Christi, TX metro data

Market Trends

Home Value History (with trend line)

$214K$193K$173K$152K$131K$110KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,491$1,405$1,319$1,232$1,146$1,060Jan 2018May 2022Jul 2026

📊 How Does 78412 Compare?

Metric 78412 Corpus Christi Corpus Christi, TX Texas
Home Value $196,187 $92,747 N/A $297,000
5-Year CAGR 0.4% N/A N/A 5.4%
Avg Rent $1,334 $1,377 N/A -
Cap Rate 5.3% 7.4% - -
💡 Why Invest in 78412? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

53% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78412 (Corpus Christi, TX). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 78412 (Corpus Christi, TX)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
5.3%
Fair
5yr Growth
+0.4%
Slow

📉 Market Crash Risk Index

Based on Corpus Christi, TX metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
62%
Days Pending
2/2
109 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $196,187
Monthly Rent $1,334
Price-to-Rent 12.3:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 8.2%
Cap Rate 5.3%
5-Year IRR 5.7%

📈 Home Appreciation

1-Year +1.4% ▲
3-Year CAGR -1.7% ▼
5-Year CAGR +0.4% ▲
10-Year CAGR +2.7% ▲

🏠 Rent Trends

1-Year -8.6% ▼
3-Year CAGR -2.0% ▼
5-Year CAGR -1.1% ▼
Negative Leverage — IRR / Tax Play Cap Rate: 5.3%  |  30yr Rate: 6.8%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.8%) exceeds the estimated cap rate (5.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
7.9%
Low risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+0.4%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 78412

Population: 39,728

💰 Median Household Income
$57,503
This area
$57,503
State
$70,593
USA
$74,580
🏠 Renter Occupied
53.2%
This area
53.2%
State
29.5%
USA
34.0%
💼 Unemployment Rate
4.1%
This area
4.1%
State
-25.4%
USA
3.7%
🎓 College Educated
29.7%
This area
29.7%
State
-5.8%
USA
33.7%
👤 Median Age
29.9 years
This area
29.9 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
7.9%
This area
7.9%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 65.2%
Other/Mixed 27.2%
Hispanic/Latino 25.0%
Asian 4.0%
Black/African American 3.6%
👶 Under 18
20.3%
This area
20.3%
USA
22.0%
👴 65 and Over
12.8%
This area
12.8%
USA
17.3%
📊 Poverty Rate
16.1%
This area
16.1%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78412

B Avg School Grade
6 Schools
15.4:1 Avg Class Size
$13,510 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

HAAS MIDDLE

📚 06 – 08 Middle
👥
550 Students
👨‍🏫
14.0:1 Class Size
💰
$13,510 Per Student
B+ Above Average

SMITH EL

📚 Pre-K – 05 Elementary
👥
440 Students
👨‍🏫
14.6:1 Class Size
💰
$13,510 Per Student
B Good

WINDSOR PARK G/T

📚 01 – 05 Elementary
👥
593 Students
👨‍🏫
15.9:1 Class Size
💰
$13,510 Per Student
B Good

CULLEN PLACE EL

📚 Pre-K – 05 Elementary
👥
838 Students
👨‍🏫
15.7:1 Class Size
💰
$13,510 Per Student
B Good

EARLY CHILDHOOD DEVELOPMENT CTR

📚 Grade PK Elementary
👥
127 Students
👨‍🏫
16.1:1 Class Size
💰
$13,510 Per Student
B Good

KING H S

📚 09 – 12 High School
👥
1,335 Students
👨‍🏫
15.9:1 Class Size
💰
$13,510 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 5,189 Off-Campus Students
C+
Texas A & M University-Corpus Christi
10,855 students · 1.3 mi
D
Southern Careers Institute-Corpus Christi
505 students · 1.8 mi
C+
Del Mar College
9,720 students · 5.7 mi
C+
South Texas Barber College Inc
23 students · 5.8 mi
C
Miller-Motte College-STVT-Corpus Christi
392 students · 6.1 mi
C+
Strand Institute of Beauty & Esthetics
71 students · 12.2 mi

Investor Insight: With 5,189 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

How do home values compare in Corpus Christi, TX?

The median home value in Corpus Christi, TX is roughly $196K. That puts it reasonable relative to the TX statewide average.

Should investors worry about vacancy in Corpus Christi, TX?

Corpus Christi, TX carries elevated vacancy risk. Expect measured absorption at market rents of $1,334/mo.

How qualified is the tenant pool in Corpus Christi, TX?

Corpus Christi, TX draws a steady base of working renters. Demand at the $1,334/mo rent level is reasonable for standard single-family and small multi rentals.

Is rental property easy to operate in Corpus Christi, TX?

TX law landlord-friendly for landlords, and Corpus Christi inherits those rules. Investors should still review local ordinances for rental licensing.

Is Corpus Christi, TX a smart market for rental property?

Yes - Corpus Christi, TX a 3.0/5 investability score. With $196K home prices against $1,334/mo monthly rent, the market delivers a reasonable entry point for new investors.

You know 78412 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78412 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 78412 ranks in Corpus Christi, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
🤖

AI Market Advisor

Ask questions about investing in 78412 (Corpus Christi)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 78412 (Corpus Christi, TX).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.