Real Estate Investing in Corpus Christi, Texas (78404)

Everything the listing leaves out — vacancy, rent trend, cap rate, landlord climate. All free.

Nueces County • Population: 13,607 • Data updated: September 2026

☆ Watch this market Free account

Should you buy in 78404 (Corpus Christi, TX)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (57/100)

Mixed — values have been flat. OK for long-horizon buyers, less attractive if you may need to sell soon.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
2 flags
  • High vacancy: 18.4% of homes vacant — above national norms.
  • Declining values: -0.2% 5-year CAGR — values have moved lower.

What’s happening in Corpus Christi, TX (78404)?

Click any question — our AI will research it live from the web and show you sources.

✨ Live AI + Web Search
Want to ask your own questions? Upgrade to Pro for unlimited custom queries.
3.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $156,208
Avg Monthly Rent $1,306
1% Rule ✗ Does Not Meet
Median Income $56,488
% Renters 49.1%

Market Analysis: 78404 Corpus Christi

The 78404 ZIP in Corpus Christi, TX is a local-operator market. Outside capital chasing a $156K entry has to pair deep knowledge with the discount.

For an experienced owner, 78404 can be a an appealing option for hunting ground — but the discount at $156K reflects genuine risk that outside investors often underestimate.

Put differently, 78404 offers a low basis, the region around Corpus Christi has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

A durable renter share of 49% in 78404 is not, on its own, a problem — but paired with below-average income and high mobility, it changes the operating playbook.

The 78404 ZIP fits a narrow investor profile — hands-on, patient, and willing to accept that the cap rate on paper is not the cap rate in reality.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.76% as of Sep 10 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Corpus Christi:

C+ Average
Buy Confidence Score: 61/100
Affordability
20/25
Appreciation
5/25
Stability
11/20
Timing
10/15
Rental backup
15/15
Affordability
Affordable
Homes cost 2.8× the median income
Value Trend
Stable (+0.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,306/mo if you need to move
Market Conditions
COOL
More inventory, negotiating room for buyers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
❄️
COOL MARKET
Corpus Christi, TX Metro Area
More inventory, negotiating room for buyers
109 days
Average time to sell
Slow
6.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of August 29, 2026 — updated weekly from Corpus Christi, TX metro data

Market Trends

Home Value History (with trend line)

$168K$153K$137K$121K$106K$90KJul 2006Jul 2016Jul 2026

Rent History (with trend line)

$1,481$1,403$1,325$1,247$1,169$1,091Mar 2024May 2025Jul 2026

📊 How Does 78404 Compare?

Metric 78404 Corpus Christi Corpus Christi, TX Texas
Home Value $156,208 $92,747 N/A $297,000
5-Year CAGR N/A N/A N/A 5.4%
Avg Rent $1,306 $1,377 N/A -
Cap Rate 6.5% 7.4% - -
💡 Why Invest in 78404? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

A healthy rental market with 49% renter-occupied households ensures tenant availability.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
Open the Market Finder →
Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 78404 (Corpus Christi, TX). Anonymous, moderated, never written by AI.

Do you own or manage rentals in ZIP 78404 (Corpus Christi, TX)?

~25 seconds · no account needed · your report is anonymous

Investability
Good
Cap Rate
6.5%
Good
5yr Growth
-0.2%
Declining

📉 Market Crash Risk Index

Based on Corpus Christi, TX metro

4/10
Moderate Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
2/3
62%
Days Pending
2/2
109 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $156,208
Monthly Rent $1,306
Price-to-Rent 10.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 10.0%
Cap Rate 6.5%
5-Year IRR 6.3%

📈 Home Appreciation

1-Year +0.2% ▲
3-Year CAGR -0.2% ▼
5-Year CAGR -0.2% ▼
10-Year CAGR +2.9% ▲

🏠 Rent Trends

1-Year +3.7% ▲
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 6.5%  |  30yr Rate: 6.8%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.8%) is close to the estimated cap rate (6.5%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
18.4%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
-0.2%
Flat
Eviction process: Fast Rent control: Favorable

Demographics in 78404

Population: 13,607

💰 Median Household Income
$56,488
This area
$56,488
State
$70,593
USA
$74,580
🏠 Renter Occupied
49.1%
This area
49.1%
State
29.5%
USA
34.0%
💼 Unemployment Rate
3.1%
This area
3.1%
State
-25.4%
USA
3.7%
🎓 College Educated
22.7%
This area
22.7%
State
-5.8%
USA
33.7%
👤 Median Age
42.9 years
This area
42.9 years
State
-3.7 years
USA
38.9 years
🏚️ Vacancy Rate
18.4%
This area
18.4%
State
18.3%
USA
10.5%
👥 Population by Ethnicity
White 68.5%
Other/Mixed 27.7%
Hispanic/Latino 27.1%
Black/African American 3.1%
Asian 0.8%
👶 Under 18
19.9%
This area
19.9%
USA
22.0%
👴 65 and Over
17.0%
This area
17.0%
USA
17.3%
📊 Poverty Rate
13.8%
This area
13.8%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 78404

B Avg School Grade
5 Schools
15.8:1 Avg Class Size
$12,998 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

ALLEN EL

📚 Pre-K – 05 Elementary
👥
313 Students
👨‍🏫
12.2:1 Class Size
💰
$13,510 Per Student
B+ Above Average

MENGER EL

📚 Pre-K – 05 Elementary
👥
290 Students
👨‍🏫
12.7:1 Class Size
💰
$13,510 Per Student
B Good

WYNN SEALE METROPOLITAN SCHOOL OF DESIGN

📚 Pre-K – 06 School
👥
695 Students
👨‍🏫
16.2:1 Class Size
💰
$13,510 Per Student
C+ Average

CORPUS CHRISTI MONTESSORI SCHOOL

📚 01 – 08 School Charter
👥
131 Students
👨‍🏫
13.7:1 Class Size
💰
$10,950 Per Student
C Below Average

COLLEGIATE H S

📚 09 – 12 High School
👥
397 Students
👨‍🏫
24.2:1 Class Size
💰
$13,510 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A Very Good

KENNEDY EL

📚 Pre-K – 05 Elementary
📍 1102 VILLARREAL DR, CORPUS CHRISTI
👥
560 Students
👨‍🏫
15.0:1 Class Size
💰
$14,585 Per Student
A Very Good

WEST OSO EL

📚 03 – 05 Elementary
📍 1526 CLIFF MAUS DR, CORPUS CHRISTI
👥
391 Students
👨‍🏫
14.5:1 Class Size
💰
$14,585 Per Student
A Very Good

WEST OSO H S

📚 09 – 12 High School
📍 754 FLATO RD, CORPUS CHRISTI
👥
534 Students
👨‍🏫
12.6:1 Class Size
💰
$14,585 Per Student
A Very Good

WEST OSO J H

📚 06 – 08 Middle
📍 5202 BEAR LN, CORPUS CHRISTI
👥
421 Students
👨‍🏫
13.0:1 Class Size
💰
$14,585 Per Student
B+ Above Average

YEAGER EL

📚 Pre-K – 05 Elementary
📍 5414 TRIPOLI DR, CORPUS CHRISTI
👥
274 Students
👨‍🏫
11.3:1 Class Size
💰
$13,510 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

6 Nearby 5,189 Off-Campus Students
C+
Del Mar College
9,720 students · 0.6 mi
C+
South Texas Barber College Inc
23 students · 1.4 mi
C
Miller-Motte College-STVT-Corpus Christi
392 students · 2.8 mi
C+
Texas A & M University-Corpus Christi
10,855 students · 5.9 mi
D
Southern Careers Institute-Corpus Christi
505 students · 6.1 mi
C+
Strand Institute of Beauty & Esthetics
71 students · 9.1 mi

Investor Insight: With 5,189 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

What real estate strategy is ideal for Corpus Christi, TX?

The best-fit strategy in Corpus Christi, TX is careful cash-flow rentals with hands-on management. That approach the rent and price profile of the market.

How much do tenants pay in Corpus Christi, TX?

The typical rental in Corpus Christi, TX commands about $1,306/mo monthly. That rent profile even-keeled cash flow against the $156K purchase basis.

How qualified is the tenant pool in Corpus Christi, TX?

Working renters make up the core of the Corpus Christi, TX tenant base. The pool is reasonable for investors targeting long-term holds.

Should investors worry about vacancy in Corpus Christi, TX?

Corpus Christi, TX carries elevated vacancy risk. Expect reliable absorption at market rents of $1,306/mo.

Is Corpus Christi, TX good for house hacking?

Corpus Christi, TX offers a challenging house-hacking opportunity. Small multifamily or rent-by-the-room plays can pair well with the $1,306/mo rent level.

You know 78404 now. You don’t know where it ranks.

This page stays free — all of it. What one page can’t tell you is how 78404 compares to every other market. Investor ($19/mo) screens every U.S. ZIP by cap rate, the 1% rule, vacancy and landlord climate, and exports your shortlist.

Compare Plans

How 78404 ranks in Corpus Christi, TX

Every ZIP in this metro, ranked. Free.

Cash Flow → Appreciation → Affordable → 1% Rule →
🤖

AI Market Advisor

Ask questions about investing in 78404 (Corpus Christi)

Loading...

Community Ratings

What people who’ve spent time here actually say. Not paid reviews.

Be the first to rate 78404 (Corpus Christi, TX).

It takes 30 seconds. No signup. Your rating helps everyone who comes here after you.